#USDPLN hits 7-day high at 3.7746, still 1.2% below 3M avg. Analysts cite volatility amid geopolitical tensions & FOMC minutes. Watch for upcoming GDP data - could reignite recession fears & impact $USD trajectory vs zloty
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USD to PLN Market Data
US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
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USD to PLN is at 7-day highs near 3.7746, 1.2% below its 3-month average of 3.8198, having traded in a rather volatile 14.1% range from 3.5425 to 4.0437
|Tracker
| Date | USD/PLN | Change | Period |
|---|---|---|---|
15 May 2025 | 3.7953 | 0.8% ▼ | 2 Week |
28 Feb 2025 | 4.0428 | 6.9% ▼ | 3 Month |
29 May 2024 | 3.9637 | 5% ▼ | 1 Year |
30 May 2020 | 4.0056 | 6% ▼ | 5 Year |
01 Jun 2015 | 3.7623 | 0.1% ▲ | 10 Year |
03 Jun 2005 | 3.3492 | 12.4% ▲ | 20 Year |
What are equivalent amounts of USD and PLN?
Here are some popular conversion amounts for USD to PLN (US dollar to Polish zloty)*.
*Converted at the current USDPLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Forecasts for USD to PLN
The USD to PLN exchange rate is currently showing signs of volatility, with recent movements indicating a rise to near 3.7746, marking a 7-day high. This figure is approximately 1.2% below the three-month average of 3.8198, within a fluctuating range of 14.1% observed recently, from lows of 3.5425 to highs of 4.0437. Analysts suggest that the instability is largely driven by broader economic concerns and market reactions to geopolitical events.
Read our full review of recent USD to PLN forecasts.
How to get a good USD to PLN exchange rate
There are several ways to save on exchange rates when converting US dollar to Polish zloty:
- Shop around for the best USD/PLN exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
- Timing is important: Keep an eye on the USD/PLN rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
- Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
- Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and PLN at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
- Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.
The key is reducing excessive costs and fees
Generally speaking, if you are buying Polish zloty with US dollar, then it's better for the USD/PLN exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Poland — a practical currency and money guide to travel in Poland plus living and doing business with the Polish zloty.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
Will the US dollar rise against the Polish zloty?
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/PLN to your personalised Rate Tracker to track and benefit from currency movements.
Track Rate
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
Currency Country Guides
| United States (USD) | Poland (PLN) |
What is the cost of living in Poland?
There is no definitive answer to this question as the cost of living in Poland will vary depending on the individual's lifestyle and location within the country. However, according to numbeo.com, the cost of living in Poland is generally 12.57% lower than in the United States.
How is the expat life in Poland?
There are many expats in Poland and they seem to enjoy the country and the people. The cost of living is relatively low, and there are plenty of things to do and see.
Any laws in Poland that foreigners should be aware of?
There are no specific laws in Poland that foreigners should be aware of. However, it is always advisable to consult with a local attorney or law firm to get specific advice on any legal matter.
What is doing business like in Poland?
Doing business in Poland is much like doing business in most Western European countries. The business culture is relatively formal, and business deals are usually conducted in a polite and professional manner. There is a strong focus on building relationships, and it is important to take the time to get to know your potential business partners before starting any formal negotiations. Poland also has a very well-developed infrastructure, and businesses can generally expect a high level of service and efficiency.
How is the economy in Poland?
The economy in Poland is growing steadily. Unemployment is relatively low, and inflation is under control. GDP per capita is still relatively low compared to other European countries, but it is gradually catching up. The country has seen a lot of foreign investment in recent years, and this is helping to spur economic growth.
Read more at our Poland (PLN) country guide
Related exchange rates
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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