The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to PLN Market Data
US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the USD to PLN Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.
The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/PLN
Change
Period
22 Sep 2025
3.6071
0.6% ▲
2 Week
08 Jul 2025
3.6208
0.2% ▲
3 Month
06 Oct 2024
3.9350
7.8% ▼
1 Year
07 Oct 2020
3.8106
4.8% ▼
5 Year
09 Oct 2015
3.7240
2.6% ▼
10 Year
11 Oct 2005
3.2233
12.6% ▲
20 Year
USD/PLN historic rates & change to 06-Oct-2025
USD/PLN trades at 3.6322, with analysts highlighting recent pressures on the dollar due to labor market concerns and uncertainty from a potential government shutdown. Meanwhile, the zloty faces fluctuations amid declining inflation and speculation of NBP rate cuts. Markets await key ISM services PMI data, which could influence future trends
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USD to PLN Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to PLN?
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.
The above
Dollar to Zloty comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers.
How do USD-PLN rates compare between providers?
The next best is XE at 3.612, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.