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USD to PLN 2026 Forecasts

Analysis of recent dollar → zloty forecasts for 2026. We collate forecasts from respected FX analysts together with the latest US dollar to Polish zloty performance and trends.

 

The USD to PLN exchange rate is currently range-bound.

The current interest rate differential reflects a recent cut by the National Bank of Poland, reducing its rate to 4.00%. Meanwhile, the Federal Reserve is contemplating additional rate cuts, which could weaken the USD. Global economic growth is improving and commodity prices are rising, supporting both currencies but creating potential for volatility.

In terms of trading, the rate is experiencing some stability, with expectations to remain within a relatively tight range in the coming months. The USD/PLN has been trading near 14-day highs, slightly below its three-month average.

An upside risk to this outlook could stem from stronger-than-expected U.S. economic data that may prompt a reassessment of Fed policies. Conversely, a downside risk could occur if Poland's economic growth forecasts disappoint, potentially weakening the zloty.

USD-PLN Rate Calculator

 
   
   
   
   
 
   
 
 

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD =
3.6047We compare provider deals to this wholesale mid-market rate. Read more
PLN
1d+0.1%▲
14dHighs◓
USD to PLN is at 14-day highs near 3.5965, 1.1% below its 3-month average of 3.6369, having traded in a very stable 3.7% range from 3.5790 to 3.7114
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  1 PLN = 0.2774 USD

Compare & Save - US dollar to Polish zloty

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

Use our USD to PLN calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Dollar to Zloty currency rates and the possible savings of using various providers.

 
 

Will the US dollar rise against the Polish zloty?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US dollar vs Polish zloty current value is to look the USD/PLN historic rate and change over a range of periods.

The following table looks at the change in the USD to PLN exchange rate over periods from the previous week back to the last 10 years.

DateUSD/PLNChangePeriod
22 Dec 2025
3.5844
0.6% ▲2 Week
07 Oct 2025
3.6503
1.2% ▼3 Month
05 Jan 2025
4.1441
13% ▼1 Year
06 Jan 2021
3.6684
1.7% ▼5 Year
08 Jan 2016
3.9997
9.8% ▼10 Year
10 Jan 2006
3.1389
14.9% ▲20 Year
USD/PLN historic rates & change to 05-Jan-2026

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/PLN to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 

Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more