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USD to PLN 2025 Forecasts

Analysis of recent dollar → zloty forecasts for 2025. We collate forecasts from respected FX analysts together with the latest US dollar to Polish zloty performance and trends.

 

The USD to PLN exchange rate has experienced notable fluctuations recently, influenced by significant developments in both the U.S. and Polish economies. As of late October 2025, the USD is trading at 14-day highs near 3.6572, just above its three-month average, reflecting a relatively stable range from 3.5813 to 3.7468. This suggests the USD has retained its strength in the short term amidst various pressures.

Recent analyst forecasts highlight a weakening U.S. dollar driven by a combination of factors, including the Federal Reserve's latest interest rate cut and a notable shift in investor sentiment. As markets grow increasingly optimistic due to easing U.S. trade tensions and strong performance from technology sectors, the appeal of the USD as a safe haven diminishes. Furthermore, ongoing uncertainty regarding the pace of future interest rate adjustments by the Fed may limit the dollar's downside potential, as projected inflation levels could impact monetary policy decisions.

On the other hand, the Polish zloty is facing challenges related to recent monetary policy adjustments. The National Bank of Poland's decision to cut its benchmark interest rate by 50 basis points to 5.25% in May 2025 has contributed to a decline in inflation, yet it has raised concerns about additional rate cuts that could weaken the zloty further. Additionally, political uncertainties stemming from the recent election of President Karol Nawrocki have exacerbated the outlook for the PLN. Analysts have noted that political instability can influence fiscal measures, which in turn may affect the currency's valuation.

Moreover, ongoing global trade tensions, particularly with the United States, are impacting Poland's export-driven economy, adding pressure to the zloty's stability. The interplay of these economic and political factors suggests that while the USD may be gaining temporary strength against the PLN, underlying weaknesses in both currencies necessitate close monitoring of economic data and geopolitical developments.

Overall, analysts anticipate continued volatility in the USD/PLN exchange rate as the market reacts to evolving conditions. For individuals and businesses engaged in international transactions, staying informed about these trends is crucial for optimizing currency conversions and managing exchange rate exposure effectively.

USD-PLN Rate Calculator

 
   
   
   
   
 
   
 
 

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD =
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PLN
14dHighs
1d+0.7%
USD to PLN is at 14-day highs near 3.6572, just above its 3-month average, having traded in a quite stable 4.6% range from 3.5813 to 3.7468
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Compare & Save - US dollar to Polish zloty

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

Use our USD to PLN calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Dollar to Zloty currency rates and the possible savings of using various providers.

 
 

Will the US dollar rise against the Polish zloty?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US dollar vs Polish zloty current value is to look the USD/PLN historic rate and change over a range of periods.

The following table looks at the change in the USD to PLN exchange rate over periods from the previous week back to the last 10 years.

DateUSD/PLNChangePeriod
16 Oct 2025
3.6309
0.6% 2 Week
01 Aug 2025
3.6863
0.9% 3 Month
30 Oct 2024
4.0099
8.9% 1 Year
31 Oct 2020
3.9562
7.7% 5 Year
02 Nov 2015
3.8652
5.5% 10 Year
04 Nov 2005
3.3439
9.2% 20 Year
USD/PLN historic rates & change to 30-Oct-2025

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/PLN to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 

Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more