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USD to PLN 2025 Forecasts

Analysis of recent dollar → zloty forecasts for 2025. We collate forecasts from respected FX analysts together with the latest US dollar to Polish zloty performance and trends.

 

The exchange rate forecast for USD to PLN reflects recent developments that have shaped both the U.S. dollar and Polish zloty. Analysts note that the USD has strengthened in recent sessions, bolstered by safe-haven flows and reduced expectations of interest rate cuts from the Federal Reserve. This has been further supported by optimistic commentary from the Trump administration regarding upcoming trade deals, which investors are watching closely as they may influence the dollar's short-term performance.

While the USD benefits from these factors, the PLN has faced headwinds following the National Bank of Poland's unexpected interest rate cuts in September. Governor Adam Glapiński's remarks suggest a significant downward revision in the economic outlook, particularly due to concerns about a potential recession in Germany—a key trading partner for Poland. The zloty's decline against the Euro has mirrored these economic challenges, demonstrating a nearly 3% drop since the rate cuts were announced.

Currently, the USD to PLN exchange rate sits at approximately 3.6483, which is about 1.9% below its three-month average of 3.7198. This figure underscores relative stability, as the exchange rate has traded within an 8.0% range, from 3.5425 to 3.8276, indicating some resilience despite the fluctuating dynamics in both economies.

Looking forward, the USD's trajectory may heavily depend on Federal Reserve policy decisions, inflation trends, and the overarching health of the U.S. economy. In parallel, the PLN's outlook remains contingent on Poland's economic indicators and its ties to the Eurozone, particularly the performance of Germany. As the situation evolves, staying abreast of upcoming economic data and geopolitical developments will be crucial for both businesses and individuals engaged in currency transactions involving USD and PLN.

USD-PLN Rate Calculator

 
   
   
   
   
 
   
 
 

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
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USD to PLN at 3.6483 is 1.9% below its 3-month average of 3.7198, having traded in a relatively stable 8.0% range from 3.5425 to 3.8276
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Compare & Save - US dollar to Polish zloty

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

Use our USD to PLN calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Dollar to Zloty currency rates and the possible savings of using various providers.

 
 

Will the US dollar rise against the Polish zloty?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US dollar vs Polish zloty current value is to look the USD/PLN historic rate and change over a range of periods.

The following table looks at the change in the USD to PLN exchange rate over periods from the previous week back to the last 10 years.

DateUSD/PLNChangePeriod
01 Jul 2025
3.5985
1.3% 2 Week
16 Apr 2025
3.7534
2.9% 3 Month
15 Jul 2024
3.9053
6.7% 1 Year
16 Jul 2020
3.9366
7.4% 5 Year
18 Jul 2015
3.7897
3.8% 10 Year
20 Jul 2005
3.4384
6% 20 Year
USD/PLN historic rates & change to 15-Jul-2025

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/PLN to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 

Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more