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USD to PLN Exchange Rates & Currency Deals

USD-PLN Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.5887 PLN
1d−0.2%
60dLows
USD to PLN is at 60-day lows near 3.5886, 1.6% below its 3-month average of 3.6453, having traded in a very stable 3.6% range from 3.5813 to 3.7114
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Tracker

Is the USD to PLN Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.

The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/PLNChangePeriod
02 Dec 2025
3.6405
1.4% 2 Week
17 Sep 2025
3.5981
0.2% 3 Month
16 Dec 2024
4.0476
11.3% 1 Year
17 Dec 2020
3.6194
0.8% 5 Year
19 Dec 2015
3.9357
8.8% 10 Year
21 Dec 2005
3.2246
11.4% 20 Year
USD/PLN historic rates & change to 16-Dec-2025

Currency Forecasts related to USD/PLN

USD to PLN 2025 Forecasts

The current outlook for the USD to PLN exchange rate reflects a complex interplay of domestic and global economic factors.

Read forecast

USD to EUR 2025 Forecasts

Recent forecasts and currency market updates indicate a mixed outlook for the USD to EUR exchange rate.

Read forecast

USD to JPY 2025 Forecasts

The USD to JPY exchange rate currently stands at 155.9, reflecting a significant 2.0% increase over its three-month average of 152.8.

Read forecast

USD/PLN is hovering near 3.5886, 1.6% below its 3-month avg as the USD weakens on rate cut expectations from the Fed. Meanwhile, PLN faces pressure from recent rate cuts by the National Bank of Poland. Analysts warn of volatility ahead as economic indicators unfold

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.5887
$ 5 17.94
$ 10 35.89
$ 20 71.77
$ 50 179.44
$ 100 358.87
$ 250 897.18
$ 500 1,794
$ 1,000 3,589
$ 2,000 7,177
$ 5,000 17,944
$ 10,000 35,887
$ 20,000 71,774
$ 50,000 179,435
$ 100,000 358,870
USD PLN
$ 0.2787 zł 1
$ 1.3935 zł 5
$ 2.7870 zł 10
$ 5.5740 zł 20
$ 13.94 zł 50
$ 27.87 zł 100
$ 69.68 zł 250
$ 139.35 zł 500
$ 278.70 zł 1,000
$ 557.40 zł 2,000
$ 1,394 zł 5,000
$ 2,787 zł 10,000
$ 5,574 zł 20,000
$ 13,935 zł 50,000
$ 27,870 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to PLN?

The best USD to PLN exchange rate is 3.5708 from OFX . This is -0.5% compared to the mid-market rate 3.5887.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.5708, -0.5% from the latest mid-market rate 3.5887.

The next best is XE at 3.5672, -0.6% from the mid-rate.

Then Western Union at 3.5528, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3357 at -7% the Wells Fargo Bank rate is 3.3249 at -7.4% and the Citibank rate is 3.49 at -2.8% compared to the mid-rate 3.5887.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to PLN Transfer Rates

   

View a full list of exchange rates by selecting your Base (from) currency: