The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to PLN Market Data
US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the USD to PLN Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.
The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/PLN
Change
Period
01 Sep 2025
3.6382
0.3% ▼
2 Week
17 Jun 2025
3.7229
2.6% ▼
3 Month
15 Sep 2024
3.8611
6.1% ▼
1 Year
16 Sep 2020
3.7703
3.8% ▼
5 Year
18 Sep 2015
3.7181
2.5% ▼
10 Year
20 Sep 2005
3.1902
13.7% ▲
20 Year
USD/PLN historic rates & change to 15-Sep-2025
USD/PLN is stable at 3.6288, just 0.6% below the 3-month avg. Limited volatility noted, with fluctuations only 4.1%. Analysts caution that rising uncertainty from US inflation data and NBP interest rate cuts could pressure the zloty, impacting future exchange rates
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USD to PLN Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to PLN?
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.
The above
Dollar to Zloty comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers.
How do USD-PLN rates compare between providers?
The next best is XE at 3.606, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.