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USD to PLN Exchange Rates & Currency Deals

USD-PLN Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.6651 PLN
90dHighs
1d−0.6%
USD to PLN at 3.6801 is just 0.9% above its 3-month average of 3.6463, having traded in a very stable 3.6% range from 3.5813 to 3.7114
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Tracker

Is the USD to PLN Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.

The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/PLNChangePeriod
24 Oct 2025
3.6508
0.9% 2 Week
09 Aug 2025
3.6477
1% 3 Month
07 Nov 2024
3.9946
7.8% 1 Year
08 Nov 2020
3.7877
2.7% 5 Year
10 Nov 2015
3.9535
6.8% 10 Year
12 Nov 2005
3.4434
7% 20 Year
USD/PLN historic rates & change to 07-Nov-2025
USD/PLN update: As of Nov 7, 2025, the USD is at 3.6801, slightly up from the 3-month avg of 3.6463. Analysts note the dollar's rally has lost momentum amid Fed rate hike concerns and a potential US govt shutdown. Watch for upcoming CPI data that may influence rates

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.6651
$ 5 18.33
$ 10 36.65
$ 20 73.30
$ 50 183.26
$ 100 366.51
$ 250 916.28
$ 500 1,833
$ 1,000 3,665
$ 2,000 7,330
$ 5,000 18,326
$ 10,000 36,651
$ 20,000 73,302
$ 50,000 183,255
$ 100,000 366,510
USD PLN
$ 0.2728 zł 1
$ 1.3640 zł 5
$ 2.7280 zł 10
$ 5.4560 zł 20
$ 13.64 zł 50
$ 27.28 zł 100
$ 68.20 zł 250
$ 136.40 zł 500
$ 272.80 zł 1,000
$ 545.60 zł 2,000
$ 1,364 zł 5,000
$ 2,728 zł 10,000
$ 5,456 zł 20,000
$ 13,640 zł 50,000
$ 27,280 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to PLN?

The best USD to PLN exchange rate is 3.6468 from OFX . This is -0.5% compared to the mid-market rate 3.6651.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.6468, -0.5% from the latest mid-market rate 3.6651.

The next best is XE at 3.6431, -0.6% from the mid-rate.

Then Western Union at 3.6285, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3312 at -9.1% the Wells Fargo Bank rate is 3.3202 at -9.4% and the Citibank rate is 3.4888 at -4.8% compared to the mid-rate 3.6651.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to PLN Transfer Rates

   

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