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USD to PLN Exchange Rates & Currency Deals

USD-PLN Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.6156 PLN
1d−0.3%
30dHighs
USD to PLN at 3.6099 is just 0.6% below its 3-month average of 3.6326, having traded in a very stable 3.7% range from 3.5790 to 3.7114
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Currency Forecasts related to USD/PLN

USD to PLN 2026 Forecasts

Bias: Bearish-to-range-bound, the USD/PLN sits below its 90-day average and in the lower half of the three-month range, reflecting modest PLN resilience...

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USD to EUR 2026 Forecasts

Bias: Bearish-to-range-bound, as USD/EUR sits below the 90-day average and in the lower half of the three-month range.

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USD to JPY 2026 Forecasts

Bias: bullish-to-range-bound, as USD/JPY sits above its 90-day average and in the upper half of the three-month range.

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Bias USD/PLN bears-to-range, trading below the 90-day average (90-day moving average) in the lower half of the 3-month range as PLN resilience grows. Fed easing anticipated later in 2026 while NBP paused, keeping policy tighter than the US. Key drivers - Rate gap: The Fed is expected to ease later in 2026 while the NBP has paused rate cuts, keeping policy tighter than in the US. - Macro factor: Poland's economy is projected to grow in 2026, supported by EU funds, boosting PLN resilience and investor confidence. Range Expect the pair to drift within the recent three-month range, with only light moves toward the lower end and few tests of the upper extreme, as traders await US data and Polish economic signals. What could change it - Upside risk: firmer US data or a hawkish Fed tilt could lift the dollar and push USD/PLN higher, especially if credit conditions tighten. - Downside risk: faster pace of Polish rate cuts or an unexpected boost to the zloty from EU funds could push USD/PLN lower

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.6156
$ 5 18.08
$ 10 36.16
$ 20 72.31
$ 50 180.78
$ 100 361.56
$ 250 903.90
$ 500 1,808
$ 1,000 3,616
$ 2,000 7,231
$ 5,000 18,078
$ 10,000 36,156
$ 20,000 72,312
$ 50,000 180,780
$ 100,000 361,560
USD PLN
$ 0.2766 zł 1
$ 1.3830 zł 5
$ 2.7660 zł 10
$ 5.5320 zł 20
$ 13.83 zł 50
$ 27.66 zł 100
$ 69.15 zł 250
$ 138.30 zł 500
$ 276.60 zł 1,000
$ 553.20 zł 2,000
$ 1,383 zł 5,000
$ 2,766 zł 10,000
$ 5,532 zł 20,000
$ 13,830 zł 50,000
$ 27,660 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to PLN?

The best USD to PLN exchange rate is 3.5976 from OFX . This is -0.5% compared to the mid-market rate 3.6156.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.5976, -0.5% from the latest mid-market rate 3.6156.

The next best is XE at 3.594, -0.6% from the mid-rate.

Then Western Union at 3.5795, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3341 at -7.8% the Wells Fargo Bank rate is 3.3232 at -8.1% and the Citibank rate is 3.4896 at -3.5% compared to the mid-rate 3.6156.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to PLN Transfer Rates

   

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