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USD to PLN Exchange Rates & Currency Deals

USD-PLN Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.6447 PLN
1d−0.1%
USD to PLN at 3.6415 is near its 3-month average, having traded in a quite stable 4.6% range from 3.5813 to 3.7468
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Tracker

Is the USD to PLN Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.

The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/PLNChangePeriod
10 Oct 2025
3.6689
0.7% 2 Week
26 Jul 2025
3.6173
0.7% 3 Month
24 Oct 2024
4.0145
9.2% 1 Year
25 Oct 2020
3.8554
5.5% 5 Year
27 Oct 2015
3.8750
6% 10 Year
29 Oct 2005
3.2868
10.9% 20 Year
USD/PLN historic rates & change to 24-Oct-2025
USD/PLN is stable at 3.6415, near its 3-month avg. Analysts note modest fluctuations (3.5813 - 3.7468) as markets await CPI data; a 0.3% rise may bolster USD, while lower inflation could pressure it. Monitor for impacts from Fed policy and Polish political shifts

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.6447
$ 5 18.22
$ 10 36.45
$ 20 72.89
$ 50 182.24
$ 100 364.47
$ 250 911.18
$ 500 1,822
$ 1,000 3,645
$ 2,000 7,289
$ 5,000 18,224
$ 10,000 36,447
$ 20,000 72,894
$ 50,000 182,235
$ 100,000 364,470
USD PLN
$ 0.2744 zł 1
$ 1.3720 zł 5
$ 2.7440 zł 10
$ 5.4880 zł 20
$ 13.72 zł 50
$ 27.44 zł 100
$ 68.60 zł 250
$ 137.20 zł 500
$ 274.40 zł 1,000
$ 548.80 zł 2,000
$ 1,372 zł 5,000
$ 2,744 zł 10,000
$ 5,488 zł 20,000
$ 13,720 zł 50,000
$ 27,440 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to PLN?

The best USD to PLN exchange rate is 3.6265 from OFX . This is -0.5% compared to the mid-market rate 3.6447.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.6265, -0.5% from the latest mid-market rate 3.6447.

The next best is XE at 3.6228, -0.6% from the mid-rate.

Then Western Union at 3.6082, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3324 at -8.6% the Wells Fargo Bank rate is 3.3215 at -8.9% and the Citibank rate is 3.4891 at -4.3% compared to the mid-rate 3.6447.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to PLN Transfer Rates

   

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