The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to PLN Market Data
US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias: Bearish-to-range-bound for USD/PLN, as the pair sits below its 90-day average and in the lower half of the three-month range, leaving little room for...
Bias: Range-bound, as USDJPY sits above its 90-day average and near the upper end of the 3-month range, but policy signals are mixed due to diverging central bank paths.
USD/PLN bearish-to-range-bound, drifting in a 3-month range and testing the lower end as data surprises and risk appetite shift. PLN supported by Poland's 2026 growth prospects and EU funds, with energy prices stable.
Bias
Bearish-to-range-bound for USD/PLN, as the pair sits below its 90-day average and in the lower half of the three-month range, leaving little room for a quick push higher unless new data surprises and global risk appetite improves.
Key drivers
- Rate gap: US Fed easing expectations contrast with Poland's rate hold and inflation risk, which tends to limit USD strength against PLN.
- Macro factor: Poland's growth prospects in 2026, backed by EU funds, support the zloty.
- External dynamics: Stable energy prices and broader global growth support risk appetite and PLN resilience.
Range
USD/PLN is likely to drift within the three-month range, with a tendency to test the lower end while monitoring Polish data and global risk appetite for any breakout signals.
What could change it
- Upside risk: Strong U.S. payrolls or a hawkish Fed stance could push USD higher against PLN.
- Downside risk: Clear Fed easing in 2026 or stronger Polish growth could push USD/PLN lower
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USD to PLN Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to PLN?
The best USD to PLN exchange rate is 3.5983 from OFX . This is -0.5% compared to the mid-market rate 3.6163.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.
The above
Dollar to Zloty comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers.
How do USD-PLN rates compare between providers?
Looking at the full
USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.5983, -0.5% from the latest mid-market rate 3.6163.
The next best is XE at 3.5946, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.