The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to PLN Market Data
US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias
USD/PLN range-bound near the 90-day avg, sitting in the lower half of the 3m range. Fed easing gradually through 2026; PLN supported by EU funds and solid fundamentals.
Key drivers
- Rate gap: The Federal Reserve is expected to ease gradually through 2026, while the National Bank of Poland has paused cuts and kept policy tight, narrowing the gap but leaving USD support when data surprises.
- Risk/commodities: Crude oil remains volatile and energy moves influence risk appetite; PLN tends to move when risk appetite shifts.
- Macro factor: Poland’s growth outlook improved by EU funds and solid fundamentals, helping PLN even with lingering fiscal concerns.
Range
USD/PLN is likely to drift within the 3-month range, with only gradual moves and occasional tests toward the lower end as markets await fresh data.
What could change it
- Upside risk: stronger US payrolls or hawkish Fed commentary could lift the dollar.
- Downside risk: a stronger Polish economy or clearer fiscal policy reduces risk and supports PLN
@bestfxrates
USD to PLN Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to PLN?
The best USD to PLN exchange rate is 3.6145 from OFX . This is -0.5% compared to the mid-market rate 3.6326.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.
The above
Dollar to Zloty comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers.
How do USD-PLN rates compare between providers?
Looking at the full
USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.6145, -0.5% from the latest mid-market rate 3.6326.
The next best is XE at 3.6108, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.