The comparison table above helps you see the total cost of your Bank of Ireland currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Compare Bank of Ireland Exchange Rates & Fees - Save Time & Money
Our Bank of Ireland EUR to ZAR rate is 19.48. This is -5.3% below the mid-rate.
EUR to ZAR Market Data
Euro (EUR) to South African rand (ZAR) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the EUR to ZAR Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Euro against the South African rand is to review how the EUR/ZAR rate has changed over time.
The table below shows the percentage change in the EUR to ZAR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
EUR/ZAR
Change
Period
13 Aug 2025
20.50
0% ▲
2 Week
29 May 2025
20.24
1.3% ▲
3 Month
27 Aug 2024
19.81
3.5% ▲
1 Year
28 Aug 2020
19.73
4% ▲
5 Year
30 Aug 2015
14.89
37.7% ▲
10 Year
01 Sep 2005
7.9022
159.5% ▲
20 Year
EUR/ZAR historic rates & change to 27-Aug-2025
The EUR/ZAR is currently at 20.52, slightly below its 3-month avg of 20.65, signaling limited volatility in a steady range. Analysts highlight a rebound driven by improved Eurozone activity despite geopolitical tensions. Watch for U.S. Fed moves that may impact sentiment
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EUR to ZAR Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much Euro are worth in South African rand across a range of amounts.
This gives a quick view of what you’d get when converting different EUR amounts at today’s rate * :
What is the
Bank of Ireland Send Money conversion rate for EUR to ZAR?
The Bank of Ireland EUR to ZAR exchange rate is 19.48. This is -5.3% compared to the latest EUR-ZAR mid-market rate 20.58.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
Euro (EUR) to South African rand (ZAR) rates from different sources before making a conversion.
The above
Bank of Ireland - Euro to Rand comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
Bank of Ireland and other foreign exchange providers against the latest EUR-ZAR mid-rate and the possible savings of using various providers.
How do Bank of Ireland EUR-ZAR rates compare between providers?
The next best is XE at 20.45, -0.63% from the mid-rate.
Then Wise at 20.43, which is -0.73% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks like Bank of Ireland often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.