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Understanding the Table:
The comparison table above helps you see the total cost of your BNZ Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
New Zealand dollar (NZD) to Australian dollar (AUD) market data - latest interbank exchange rate, trend, chart & historic rates.
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the Australian dollar is to review how the NZD/AUD rate has changed over time.
The table below shows the percentage change in the NZD to AUD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
| Date | NZD/AUD | Change | Period |
|---|---|---|---|
07 Jul 2025 | 0.9233 | 1% ▼ | 2 Week |
22 Apr 2025 | 0.9348 | 2.2% ▼ | 3 Month |
21 Jul 2024 | 0.8997 | 1.6% ▲ | 1 Year |
22 Jul 2020 | 0.9325 | 1.9% ▼ | 5 Year |
24 Jul 2015 | 0.9030 | 1.3% ▲ | 10 Year |
26 Jul 2005 | 0.9000 | 1.6% ▲ | 20 Year |
To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Australian dollar across a range of amounts.
This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :
| NZD | AUD |
|---|---|
| NZ$ 1,000 | A$ 915.40 |
| NZ$ 5,000 | A$ 4,577 |
| NZ$ 20,000 | A$ 18,308 |
| NZ$ 100,000 | A$ 91,540 |
| NZD | AUD |
|---|---|
| NZ$ 1,092 | A$ 1,000 |
| NZ$ 5,462 | A$ 5,000 |
| NZ$ 21,848 | A$ 20,000 |
| NZ$ 109,240 | A$ 100,000 |
More amounts
*Converted at the current NZD-AUD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
Traveling to Australia: How Much Should You Bring?
For travelers planning a 1-week mid-range stay in Australia, a budget of around AUD 1,500 to AUD 2,200 should suffice, covering most everyday expenses. In Australia, typical daily costs include AUD 20-30 for a meal at a mid-range restaurant, about AUD 4 for a cup of coffee, and AUD 4.60 for a one-way public transport ticket in cities like Sydney or Melbourne. A prepaid SIM card with adequate data might cost around AUD 15-20, while budget accommodations such as hotels or Airbnb can range from AUD 100 to AUD 150 per night. Compared to visiting the United States, where daily expenses and accommodation can be quite similar, Australia leans towards being moderately expensive. When juxtaposed with Singapore, Australia is notably more budget-friendly, as Singapore's costs are relatively higher, particularly for accommodations and dining.
Typical daily costs in Australia:
• 🥘 Meal at a local restaurant: AUD 20–25
• ☕ Coffee: AUD 4–5
• 🚌 Public transport fare: AUD 5–10
• 📱 Prepaid SIM card (7 days): AUD 10–20
• 🛏️ Budget hotel or Airbnb: AUD 100–150 per night
Living in Australia: A Guide for Expats
For expats settling in Australia, expect typical monthly living costs to range from AUD 3,000 to AUD 4,500, depending on lifestyle choices and city of residence. Rent is a significant variable, with average monthly rent for a one-bedroom apartment in a city center costing around AUD 2,000 or more. When it comes to banking and card usage, Australia’s infrastructure supports a wide variety of international credit and debit cards, making it convenient for daily transactions. Online banking is highly prevalent, and digital wallets are gaining traction. For sending or receiving money, online transfer services like Wise or OFX are often more economical and faster than traditional bank exchanges, offering competitive rates and lower fees. It's usually more cost-effective to exchange money locally or rely on these online platforms for currency exchanges, as they often beat the rates provided by banks.
View a full list of exchange rates by selecting your Base (from) currency:
