Compare Best CAD to PHP transfer rates

Compare Exchange Rates & Fees - Save Time & Money

Sending money to Philippines can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Philippines bank accounts or pay a Philippine peso invoice.

CAD to PHP Market Data

Canadian dollar (CAD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell CAD → Buy PHP

1 CAD = 40.85 PHP

1d 0.0%

CAD to PHP at 41.15 is just below its 3-month average, having traded in a quite stable 4.5% range from 40.13 to 41.94

21-AUG 8PM-NY 22-AUG 1AM-LON 8AM-HK 10AM-SYD

Tracker

1 PHP = 0.024479 CAD

Is the CAD to PHP Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Canadian dollar against the Philippine peso is to review how the CAD/PHP rate has changed over time.

The table below shows the percentage change in the CAD to PHP exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

Date	CAD/PHP	Change	Period
08 Aug 2025	41.26	0.6% ▼	2 Week
24 May 2025	40.29	1.8% ▲	3 Month
22 Aug 2024	41.60	1.4% ▼	1 Year
23 Aug 2020	36.90	11.1% ▲	5 Year
25 Aug 2015	35.09	16.8% ▲	10 Year
27 Aug 2005	46.76	12.3% ▼	20 Year

CAD/PHP historic rates & change to 22-Aug-2025

CAD to PHP currently at 41.15, slightly below the 3-month avg. Analysts note that falling oil prices & slowing inflation in Canada may lead to potential BoC rate cuts, raising uncertainty for the CAD. Meanwhile, the PHP shows resilience with solid GDP growth. Keep an eye on these market dynamics

@bestfxrates

CAD to PHP Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Canadian dollar are worth in Philippine peso across a range of amounts.

This gives a quick view of what you’d get when converting different CAD amounts at today’s rate * :

CAD	PHP
C$ 1	₱ 40.85
C$ 5	₱ 204.25
C$ 10	₱ 408.50
C$ 20	₱ 817.00
C$ 50	₱ 2,043
C$ 100	₱ 4,085
C$ 250	₱ 10,213
C$ 500	₱ 20,425
C$ 1,000	₱ 40,850
C$ 2,000	₱ 81,700
C$ 5,000	₱ 204,250
C$ 10,000	₱ 408,500
C$ 20,000	₱ 817,000
C$ 50,000	₱ 2,042,500
C$ 100,000	₱ 4,085,000

CAD	PHP
C$ 0.0245	₱ 1
C$ 0.1224	₱ 5
C$ 0.2448	₱ 10
C$ 0.4896	₱ 20
C$ 1.2240	₱ 50
C$ 2.4479	₱ 100
C$ 6.1198	₱ 250
C$ 12.24	₱ 500
C$ 24.48	₱ 1,000
C$ 48.96	₱ 2,000
C$ 122.40	₱ 5,000
C$ 244.79	₱ 10,000
C$ 489.58	₱ 20,000
C$ 1,224	₱ 50,000
C$ 2,448	₱ 100,000

More amounts

*Converted at the current CAD-PHP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

What is the best Send Money conversion rate for CAD to PHP?

The best CAD to PHP exchange rate is our partner deal rate of 40.65 from OFX . This is -0.49% compared to the mid-market rate 40.85.

The standard OFX CAD-PHP rate is 39.2402, -3.9% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Canadian dollar (CAD) to Philippine peso (PHP) rates from different sources before making a conversion.

The above Loonie to Peso comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest CAD-PHP mid-rate and the possible savings of using various providers.

How do CAD-PHP rates compare between providers?

Looking at the full CAD to PHP - Send Money comparison table the provider with the best CAD to PHP exchange rate is OFX at 40.65, -0.49% from the latest mid-market rate 40.85.

The next best is XE at 40.61, -0.59% from the mid-rate.

Then Wise at 40.61, which is -0.59% from the mid-rate.

The Western Union rate is 40.44 which is -1% from the mid-rate.

Among the banks the TD Bank rate is 39.41 at -3.5% and the Royal Bank of Canada rate is 39.09 at -4.3% compared to the mid-rate 40.85.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

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