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EUR to ZAR Travel Money Compared

EUR-ZAR Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

EUR to ZAR Market Data

Euro (EUR) to South African rand (ZAR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell EUR   →   Buy ZAR
1 EUR = 19.69 ZAR
1d+0.1%
90dLows
EUR to ZAR at 19.63 is 1.6% below its 3-month average of 19.94, having traded in a very stable 3.7% range from 19.62 to 20.34
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Tracker

Is the EUR to ZAR Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Euro against the South African rand is to review how the EUR/ZAR rate has changed over time.

The table below shows the percentage change in the EUR to ZAR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateEUR/ZARChangePeriod
15 Dec 2025
19.74
0.6% 2 Week
30 Sep 2025
20.28
3.2% 3 Month
29 Dec 2024
19.49
0.7% 1 Year
30 Dec 2020
17.99
9.1% 5 Year
01 Jan 2016
16.82
16.7% 10 Year
03 Jan 2006
7.5033
161.6% 20 Year
EUR/ZAR historic rates & change to 29-Dec-2025

Currency Forecasts related to EUR/ZAR

EUR to ZAR 2025 Forecasts

The exchange rate forecast for the EUR to ZAR remains cautious due to recent developments in both the Eurozone and South Africa.

Read forecast

EUR to USD 2025 Forecasts

The recent analysis of the EUR to USD exchange rate highlights a complex landscape influenced by various economic factors.

Read forecast

USD to ZAR 2025 Forecasts

The USD to ZAR exchange rate has been significantly influenced by various economic factors and forecasts in recent weeks.

Read forecast

Current market bias for EUR/ZAR is bearish. Key drivers include an interest rate differential as the ECB keeps rates steady while the South African Reserve Bank cuts rates, reducing euro demand. Geopolitical tensions in Ukraine add uncertainty for the euro. In contrast, improved economic forecasts for South Africa offer support for the rand. Over the next 1-3 months, EUR/ZAR is expected to trade within a declining range, remaining 1.6% below its 3-month average. Upside risks stem from unexpected positive Eurozone economic data, while downside risks could arise from further South African rate cuts or escalated geopolitical tensions. --- EUR/ZAR currently shows a bearish trend as ECB holds rates and SARB cuts them, impacting euro demand. Uncertainty from Ukraine tensions persists. South Africa's improved economic outlook may support the rand. Focus on upcoming data for potential shifts

 

EUR to ZAR Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Euro are worth in South African rand across a range of amounts.

This gives a quick view of what you’d get when converting different EUR amounts at today’s rate * :

EUR ZAR
€ 1 R 19.69
€ 5 R 98.45
€ 10 R 196.90
€ 20 R 393.80
€ 50 R 984.50
€ 100 R 1,969
€ 250 R 4,923
€ 500 R 9,845
€ 1,000 R 19,690
€ 2,000 R 39,380
€ 5,000 R 98,450
€ 10,000 R 196,900
€ 20,000 R 393,800
€ 50,000 R 984,500
€ 100,000 R 1,969,000
EUR ZAR
0.0508 R 1
0.2540 R 5
0.5079 R 10
1.0159 R 20
2.5397 R 50
5.0793 R 100
12.70 R 250
25.40 R 500
50.79 R 1,000
101.59 R 2,000
253.97 R 5,000
507.93 R 10,000
1,016 R 20,000
2,540 R 50,000
5,079 R 100,000

More amounts

*Converted at the current EUR-ZAR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
South Africa

Everyday Costs in in South Africa

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for South Africa (ZA)

For travelers planning a one-week mid-range stay in South Africa, budgeting between ZAR 12,000 to ZAR 15,000 (about USD 740 to USD 925) should suffice. This amount provides for a comfortable mix of experiences without overspending. Here are some typical daily expenses to keep in mind: 🍽️ A meal at a local restaurant might cost around ZAR 150, ☕ while a cup of coffee could set you back ZAR 30. For public transport, such as a taxi or bus fare, expect to spend about ZAR 30 each ride. If you're planning to stay connected, a prepaid SIM card would cost roughly ZAR 200. Accommodations can vary; a budget hotel or Airbnb is typically around ZAR 800 per night. Overall, South Africa offers an average cost of living for tourists when compared to the United States, where daily expenses can be significantly higher. In contrast to the UK, where costs are generally more elevated due to high prices in major cities like London, South Africa remains an attractive destination for those seeking value for money.

For expats, typical monthly living costs in South Africa will range from ZAR 20,000 to ZAR 30,000, depending on your lifestyle and location. Urban areas like Johannesburg or Cape Town will generally skew higher. When it comes to banking, local ATMs are widely available, but it’s advisable to use international cards that avoid high withdrawal fees. Online money transfer services, such as Wise or OFX, are gaining popularity in South Africa and generally offer better exchange rates than traditional banks, making them advantageous for sending and receiving money. It’s often better to exchange currency locally rather than bringing cash from home, as local rates can be more competitive, especially when using recognized exchanges or reputable online services.

 

View a full list of exchange rates by selecting your Base (from) currency: