HSBC HKD to INR Exchange Rates - Compare & Save

HSBC Exchange Rates

Here we review HSBC's foreign exchange services and how their exchange rates compare to FX specialist providers, compare rates and check how you can save money when you send and spend abroad.

HSBC, also known as the Hongkong and Shanghai Banking Corporation, is a multinational investment bank and financial services company based in London, UK. HSBC operates in over 60 countries and territories, including the UK, Hong Kong, China, Canada, the US, Australia, and throughout Europe, the Middle East, and Asia. The bank is well-known for its retail banking services, investment banking, and wealth management services, and has a large and diverse customer base.

In terms of foreign exchange rates, HSBC offers competitive rates for international money transfers and foreign currency exchange services. Customers can transfer money overseas in a range of currencies, and the bank offers real-time exchange rate quotes and low transfer fees. HSBC also offers foreign currency accounts and multi-currency accounts, allowing customers to hold and manage multiple currencies in a single account.

HSBC's foreign exchange rates are competitive with other major banks and financial institutions, and the bank has a strong reputation for providing reliable and secure services. However, it is always recommended that customers compare exchange rates and fees across different FX providers to ensure they are getting the best value for their money.

When you get a quote for your Global Money Transfer from HSBC on their website or in-app, you can also see the HSBC exchange rate, but it can be difficult to then calculate how much you are being charged.

HSBC does not publish their exchange rates publicly which is frustrating. However, our research shows that on average, HSBC profit margin for foreign exchange rates is somewhere between 2.8 - 7%, depending on the amount you're sending, where you're sending it to and which currency will be received.

While all banks add this mark-up, the extra amount being charged is much higher than it would be with a global money transfer specialist.

HKD to INR Market Data

Hong Kong dollar (HKD) to Indian rupee (INR) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell HKD → Buy INR

1 HKD = INR

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HKD to INR at 10.95 is 1.1% below its 3-month average of 11.07, having traded in a very stable 3.5% range from 10.87 to 11.25

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1 INR = 0.091393 HKD

Date	HKD/INR	Period
03 May 2025	10.92	2 Week
16 Feb 2025	11.13	3 Month
17 May 2024	10.68	1 Year
18 May 2020	9.7546	5 Year
20 May 2015	8.2165	10 Year
22 May 2005	5.5743	20 Year

HKD/INR historic rates

What are equivalent amounts of HKD and INR?

Here are some popular conversion amounts for HKD to INR (Hong Kong dollar to Indian rupee)*.

HKD	INR
HK$ 1	₹ 10.94
HK$ 5	₹ 54.70
HK$ 10	₹ 109.40
HK$ 20	₹ 218.80
HK$ 50	₹ 547.00
HK$ 100	₹ 1,094
HK$ 250	₹ 2,735
HK$ 500	₹ 5,470
HK$ 1,000	₹ 10,940
HK$ 2,000	₹ 21,880
HK$ 5,000	₹ 54,700
HK$ 10,000	₹ 109,400
HK$ 20,000	₹ 218,800
HK$ 50,000	₹ 547,000
HK$ 100,000	₹ 1,094,000

HKD	INR
HK$ 0.0914	₹ 1
HK$ 0.4570	₹ 5
HK$ 0.9139	₹ 10
HK$ 1.8279	₹ 20
HK$ 4.5697	₹ 50
HK$ 9.1393	₹ 100
HK$ 22.85	₹ 250
HK$ 45.70	₹ 500
HK$ 91.39	₹ 1,000
HK$ 182.79	₹ 2,000
HK$ 456.97	₹ 5,000
HK$ 913.93	₹ 10,000
HK$ 1,828	₹ 20,000
HK$ 4,570	₹ 50,000
HK$ 9,139	₹ 100,000

More amounts

*Converted at the current HKDINR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

Forecasts for HKD to INR

17 MayThe exchange rate for the Hong Kong Dollar (HKD) to Indian Rupee (INR) shows signs of stability amid mixed economic influences. As of recent evaluations, the HKD is trading at 10.95 INR, which is approximately 1.1% below its three-month average of 11.07 INR. Analysts note that the HKD has maintained a stable range of 10.87 to 11.25 INR over the past few months, reflecting resilience amid external pressures.

Read our full review of recent HKD to INR forecasts.

How to get a good HKD to INR exchange rate

There are several ways to save on exchange rates when converting Hong Kong dollar to Indian rupee:

Shop around for the best HKD/INR exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
Timing is important: Keep an eye on the HKD/INR rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both HKD and INR at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Indian rupee with Hong Kong dollar, then it's better for the HKD/INR exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to India — a practical currency and money guide to travel in India plus living and doing business with the Indian rupee.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Will the Hong Kong dollar rise against the Indian rupee?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add HKD/INR to your personalised Rate Tracker to track and benefit from currency movements.

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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

Currency Country Guides

India (INR)

Hong Kong (HKD)

How is the cost of living in India?

The cost of living in India is relatively low compared to developed countries. Basic goods and services cost less than 50% of what they cost in developed nations.

How is the expat life in India?

The expat life in India can be very exciting and enriching. There are many things to see and do, and the people are generally very friendly and welcoming. India can be a challenging place to live at times, but it is also very rewarding.

Any laws in India that foreigners should be aware of?

Foreign nationals are subject to all laws in India, including local, state and national laws. There is no special legal status or exemption from Indian law for foreigners.

What is doing business like in India?

There is no one-size-fits-all answer to this question, as the experience of doing business in India can vary greatly depending on the specific industry, company, and location. However, in general, doing business in India can be challenging due to the country's complex bureaucracy, red tape, and corruption. Additionally, businesses may find it difficult to find qualified workers, and infrastructure can be unreliable.

How is the economy in India?

The economy in India is complex and diversified. India is a newly industrialized country with a fast-growing economy. India's Gross Domestic Product (GDP) grew by 7.5% in 2016, and is expected to grow by 7.1% in 2017. India is the world's second-fastest growing economy after China.

Read more at our India (INR) country guide