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Understanding the Table:
The comparison table above helps you see the total cost of your PNC Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
PNC Bank is a major financial institution in the United States, offering a wide range of banking and financial services to individuals, businesses, and institutions.
PNC Bank offers both domestic and international wire transfer services. Incoming wire transfers allow customers to receive funds from abroad directly into their PNC Bank account. Outgoing wire transfers allow customers to send funds from their PNC Bank account to another bank account abroad.
When you get a quote for your Global Money Transfer from PNC on their website or in-app, you can also see the PNC exchange rate, but it can be difficult to then calculate how much you are being charged.
PNC does not publish their exchange rates publicly which is frustrating. Our BER International Money Transfer partners tend to offer guaranteed transparency on all conversions.
Our research shows that on average, PNC profit margin for foreign exchange rates is somewhere between 3.2 - 8%, depending on the amount you're sending, where you're sending it to and which currency will be received.
While all banks in North America charge this markup, the extra amount being charged is much higher than it would be with a global money transfer specialist.
Besides the FX rate markup shown in the comparison table, PNC Bank may also charge additional fixed fees for wire transfers depending on several factors, such as the type of transfer, the destination country, and the currency being sent. Here are some general guidelines for wire transfer fees with PNC Bank:
Note that these are the standard fees, and additional fees may apply depending on the specific circumstances of the wire transfer. For example, intermediary banks involved in the transfer may charge their own fees, which can be passed on to the customer.
PNC Bank uses different bank codes depending on the currency and location of the sending bank. Here are some of the most common bank codes used for receiving foreign wire transfers:
SWIFT Code: PNCCUS33: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
ABA Routing Number: 043000096: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
CHIPS UID: 0407: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 043000096: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with PNC Bank before initiating a wire transfer.
PNC Premier Traveler Visa Signature Credit Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
PNC Points Visa Credit Card: Similar to the Premier Traveler Visa Signature Credit Card, this card also does not charge foreign transaction fees.
PNC Cash Rewards Visa Credit Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
PNC Core Visa Credit Card: Similar to the Cash Rewards Visa Credit Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
The PNC Bank USD to CLP business exchange rate is 873.13. This is -7% compared to the latest USD-CLP mid-market rate 938.85.
As Business exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Chilean peso (CLP) rates from different sources before making a conversion.
The above PNC Bank - Business Dollar to Peso comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by PNC Bank and other foreign exchange providers against the latest USD-CLP mid-rate and the possible savings of using various providers.
Looking at the full USD to CLP - Send Money comparison table the provider with the best Business USD to CLP exchange rate is XE at 933.22, -0.6% from the latest mid-market rate 938.85.
The next best is Wise at 932.75, -0.65% from the mid-rate.
Then Western Union at 923.83, which is -1.6% from the mid-rate.
Among the banks the Chase Bank rate is 873.13 at -7% the Wells Fargo Bank rate is 870.31 at -7.3% and the Citibank rate is 913.5 at -2.7% compared to the mid-rate 938.85.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like PNC Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
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