The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to INR Market Data
US dollar (USD) to Indian rupee (INR) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias
USD/INR sits above the 90d avg, near the top of its 3m range; likely range-bound. A dovish Fed could narrow USD vs INR, while oil volatility and FI outflows keep INR under pressure. Strong US data or appetite could push USD/INR higher.
Key drivers
- Rate gap: The Fed is expected to cut rates toward a neutral stance in 2026, which could narrow the dollar’s edge versus the rupee.
- Risk/commodities: Oil price volatility can push INR swings because energy imports weigh on India’s balance.
- Macro factor: Capital flows: Foreign institutional investors pulled money in 2025, keeping INR under pressure.
Range
Range-bound movement is likely, with the pair drifting within the three-month range and possibly testing the high end.
What could change it
- Upside risk: A dovish tone from Fed policymakers, reducing USD demand and helping INR.
- Downside risk: Strong US data or renewed tariff relief that strengthens USD or broad risk appetite, pushing USD/INR higher
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USD to INR Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Indian rupee across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to INR?
The best USD to INR exchange rate is 89.69 from XE. This is -0.6% compared to the mid-market rate 90.23.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Indian rupee (INR) rates from different sources before making a conversion.
The above
Dollar to Rupee comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-INR mid-rate and the possible savings of using various providers.
How do USD-INR rates compare between providers?
Looking at the full
USD to INR - Send Money comparison table the provider with the best USD to INR exchange rate is XE at 89.69, -0.6% from the latest mid-market rate 90.23.
The next best is Wise at 89.17, -1.2% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.