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    Best USD to INR Exchange Rates Compared Live

    The live mid-rate USD to INR exchange rate is 85.48. Compare currency conversion rates - Reduce FX costs.

    USD-INR Loading Rates ...
     

     
    #FX Update: USD/INR dips to 85.70, below 3-month avg of 86.51. Trump tariff talk + weak US growth outlook pressuring $. BofA analysts bearish on USD, calling it "overvalued" while experts warn Indian rupee faces volatility from oil prices & global mkt conditions. Stay alert traders!

     
     

    What is the best Send Money conversion rate for USD to INR?

    The best USD to INR exchange rate is 84.98 from Wise. This is -0.58% compared to the mid-market rate 85.48.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Indian rupee (INR) rates from different sources before making a conversion.

    How do USD-INR rates compare between providers?

    Looking at our comparison table the best USD to INR exchange rate is 84.98 from Wise, -0.58% from the mid-market rate 85.48. The next best rate is 84.97 from XE, -0.6% from the mid-rate. Then Western Union with 84.11 is -1.6% from the mid-rate.

    Among the banks, the Chase Bank rate is 77.7 at -9.1%, the Wells Fargo Bank rate is 77.19 at -9.7%, and the Citibank rate is 81.12 at -5.1% compared to the mid-rate 85.48.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

     

    Compare Rates

     

    The Dollar to Rupee comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-INR mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     
     

    USD to INR Market Data

    US dollar (USD) to Indian rupee (INR) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell USD   →   Buy INR
    1 USD =
    85.48We compare provider deals to this wholesale mid-market rate. Read more
    INR
    USD to INR at 85.70 is just 0.9% below its 3-month average of 86.51, having traded in a very stable 2.9% range from 85.30 to 87.79
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    DateUSD/INRChangePeriod
    14 Mar 2025
    86.95
    1.5% 2 Week
    28 Dec 2024
    85.40
    0.3% 3 Month
    28 Mar 2024
    83.39
    2.7% 1 Year
    29 Mar 2020
    75.40
    13.6% 5 Year
    31 Mar 2015
    62.40
    37.2% 10 Year
    02 Apr 2005
    43.64
    96.2% 20 Year
    USD/INR historic rates & change to 28-Mar-2025
     

    What are equivalent amounts of USD and INR?

    Here are some popular conversion amounts for USD to INR (US dollar to Indian rupee)*.

    USD INR
    $ 1 85.48
    $ 5 427.40
    $ 10 854.80
    $ 20 1,710
    $ 50 4,274
    $ 100 8,548
    $ 250 21,370
    $ 500 42,740
    $ 1,000 85,480
    $ 2,000 170,960
    $ 5,000 427,400
    $ 10,000 854,800
    $ 20,000 1,709,600
    $ 50,000 4,274,000
    $ 100,000 8,548,000
    USD INR
    $ 0.0117 ₹ 1
    $ 0.0585 ₹ 5
    $ 0.1170 ₹ 10
    $ 0.2340 ₹ 20
    $ 0.5850 ₹ 50
    $ 1.1699 ₹ 100
    $ 2.9248 ₹ 250
    $ 5.8495 ₹ 500
    $ 11.70 ₹ 1,000
    $ 23.40 ₹ 2,000
    $ 58.50 ₹ 5,000
    $ 116.99 ₹ 10,000
    $ 233.98 ₹ 20,000
    $ 584.95 ₹ 50,000
    $ 1,170 ₹ 100,000

    More amounts

    *Converted at the current USDINR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for USD to INR

     

    The USD to INR exchange rate has recently experienced fluctuations primarily due to market sentiment around U.S. economic conditions and geopolitical events. Analysts note that the US dollar has softened as safe-haven demand diminishes, influenced by a more optimistic market outlook despite concerns over domestic economic growth. The latest data on durable goods orders suggested a stronger uptick in orders, which somewhat supported the dollar, but uncertainty remains, particularly ahead of the finalized GDP figures for the last quarter of 2024. Forecasts predict that if these figures confirm a deceleration in growth—the lowest since early 2024—the dollar may struggle further.

    Read our full review of recent USD to INR forecasts.

     
    USD to INR flags

    How to get a good USD to INR exchange rate

    There are several ways to save on exchange rates when converting US dollar to Indian rupee:

    1. Shop around for the best USD/INR exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the USD/INR rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and INR at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Indian rupee with US dollar, then it's better for the USD/INR exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to India — a practical currency and money guide to travel in India plus living and doing business with the Indian rupee.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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    Will the US dollar rise against the Indian rupee?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add USD/INR to your personalised Rate Tracker to track and benefit from currency movements.

     
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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    United StatesUnited States (USD)IndiaIndia (INR)
     

    How is the cost of living in India?

    The cost of living in India is relatively low compared to developed countries. Basic goods and services cost less than 50% of what they cost in developed nations.

    How is the expat life in India?

    The expat life in India can be very exciting and enriching. There are many things to see and do, and the people are generally very friendly and welcoming. India can be a challenging place to live at times, but it is also very rewarding.

    Read more at our India (INR) country guide

       
     
     

    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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