The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to INR Market Data
US dollar (USD) to Indian rupee (INR) market data - latest interbank exchange rate, trend, chart & historic rates.
USD/INR above 90-day avg, near the top of the 3-month range. Fed seen moving to neutral in 2026; RBI policy unclear, keeping USD bid. RBI FX interventions defend the rupee amid outflows and a widening trade deficit; range likely to hold unless data/policy surprises.
Bias
bullish-to-range-bound, as USD/INR sits above its 90-day average and in the upper half of the three-month range.
Key drivers
- Rate gap: Markets expect the Fed to cut rates toward a neutral stance in 2026, while RBI policy remains less clear, leaving the USD supported against the rupee as flows and investment moves respond to policy differences.
- Macro: RBI FX interventions to stabilize the rupee continue amid ongoing capital outflows and a widening trade deficit, with authorities signaling steady defense of the currency while imports and external financing conditions remain sensitive.
Range
USD/INR likely drifts within the recent three-month range, with a tendency to hover near the upper area rather than break decisively, unless key data surprises or policy signals shift.
What could change it
- Upside risk: stronger US data or a less dovish Fed could push the dollar higher, particularly if risk appetite improves and energy prices firm.
- Downside risk: clearer Fed easing, or renewed RBI support that steadies the rupee, could pull the pair lower if domestic data also strengthens policy credibility
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USD to INR Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Indian rupee across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to INR?
The best USD to INR exchange rate is 89.95 from Wise. This is -0.4% compared to the mid-market rate 90.31.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Indian rupee (INR) rates from different sources before making a conversion.
The above
Dollar to Rupee comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-INR mid-rate and the possible savings of using various providers.
How do USD-INR rates compare between providers?
Looking at the full
USD to INR - Send Money comparison table the provider with the best USD to INR exchange rate is Wise at 89.95, -0.4% from the latest mid-market rate 90.31.
The next best is XE at 89.76, -0.61% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.