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USD to INR Transfers Compared

USD-INR Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to India can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to India bank accounts or pay a Indian rupee invoice.

 
   

USD to INR Market Data

US dollar (USD) to Indian rupee (INR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy INR
1 USD = 85.47 INR
-0.2%
30d-lows
USD to INR is at 30-day lows near 85.40, just below its 3-month average, having traded in a very stable 3.0% range from 84.22 to 86.72
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Tracker

Is the USD to INR Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Indian rupee is to review how the USD/INR rate has changed over time.

The table below shows the percentage change in the USD to INR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/INRChangePeriod
20 Jun 2025
86.60
1.4% 2 Week
05 Apr 2025
85.53
0.2% 3 Month
04 Jul 2024
83.49
2.2% 1 Year
05 Jul 2020
74.68
14.3% 5 Year
07 Jul 2015
63.47
34.5% 10 Year
09 Jul 2005
43.58
95.9% 20 Year
USD/INR historic rates & change to 04-Jul-2025
USD/INR update: As of now, the rate is at 85.40, with the US dollar gaining strength from strong employment data, while the INR faces pressure from rising oil prices and trade policy uncertainties. Analysts warn that sustained dollar strength may drive the rupee lower if inflation persists. Stay alert for potential fluctuations

 

USD to INR Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Indian rupee across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD INR
$ 1 85.47
$ 5 427.35
$ 10 854.70
$ 20 1,709
$ 50 4,274
$ 100 8,547
$ 250 21,368
$ 500 42,735
$ 1,000 85,470
$ 2,000 170,940
$ 5,000 427,350
$ 10,000 854,700
$ 20,000 1,709,400
$ 50,000 4,273,500
$ 100,000 8,547,000
USD INR
$ 0.0117 ₹ 1
$ 0.0585 ₹ 5
$ 0.1170 ₹ 10
$ 0.2340 ₹ 20
$ 0.5850 ₹ 50
$ 1.1699 ₹ 100
$ 2.9248 ₹ 250
$ 5.8495 ₹ 500
$ 11.70 ₹ 1,000
$ 23.40 ₹ 2,000
$ 58.50 ₹ 5,000
$ 116.99 ₹ 10,000
$ 233.98 ₹ 20,000
$ 584.95 ₹ 50,000
$ 1,170 ₹ 100,000

More amounts

*Converted at the current USD-INR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to INR?

The best USD to INR exchange rate is 84.97 from Wise. This is -0.59% compared to the mid-market rate 85.47.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Indian rupee (INR) rates from different sources before making a conversion.

The above Dollar to Rupee comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-INR mid-rate and the possible savings of using various providers. 

How do USD-INR rates compare between providers?

Looking at the full USD to INR - Send Money comparison table the provider with the best USD to INR exchange rate is Wise at 84.97, -0.59% from the latest mid-market rate 85.47.

The next best is XE at 84.96, -0.6% from the mid-rate.

Then Western Union at 84.11, which is -1.6% from the mid-rate.

Among the banks the Chase Bank rate is 77.67 at -9.1% the Wells Fargo Bank rate is 77.15 at -9.7% and the Citibank rate is 81.08 at -5.1% compared to the mid-rate 85.47.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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