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USD to PHP Travel Money Compared

USD-PHP Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to PHP Market Data

US dollar (USD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PHP
USD to PHP at 56.32 is near its 3-month average, having traded in a very stable 4.0% range from 55.34 to 57.57
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Tracker

Is the USD to PHP Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Philippine peso is to review how the USD/PHP rate has changed over time.

The table below shows the percentage change in the USD to PHP exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/PHPChangePeriod
16 Jun 2025
56.48
0.2% 2 Week
01 Apr 2025
57.27
1.6% 3 Month
30 Jun 2024
58.49
3.6% 1 Year
01 Jul 2020
49.82
13.1% 5 Year
03 Jul 2015
45.07
25% 10 Year
05 Jul 2005
56.27
0.2% 20 Year
USD/PHP historic rates & change to 30-Jun-2025
USD to PHP holds steady around 56.32 but faces pressure from U.S. debt concerns and potential Fed rate cuts. Analysts warn of dollar weakness amid geopolitical tensions, while the peso may depreciate further due to trade tariffs and local political uncertainty. Watch market shifts closely

 

USD to PHP Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Philippine peso across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PHP
$ 1 56.24
$ 5 281.20
$ 10 562.40
$ 20 1,125
$ 50 2,812
$ 100 5,624
$ 250 14,060
$ 500 28,120
$ 1,000 56,240
$ 2,000 112,480
$ 5,000 281,200
$ 10,000 562,400
$ 20,000 1,124,800
$ 50,000 2,812,000
$ 100,000 5,624,000
USD PHP
$ 0.0178 ₱ 1
$ 0.0889 ₱ 5
$ 0.1778 ₱ 10
$ 0.3556 ₱ 20
$ 0.8891 ₱ 50
$ 1.7782 ₱ 100
$ 4.4455 ₱ 250
$ 8.8910 ₱ 500
$ 17.78 ₱ 1,000
$ 35.56 ₱ 2,000
$ 88.91 ₱ 5,000
$ 177.82 ₱ 10,000
$ 355.64 ₱ 20,000
$ 889.10 ₱ 50,000
$ 1,778 ₱ 100,000

More amounts

*Converted at the current USD-PHP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
Philippines

Everyday Costs in in Philippines

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for the Philippines (ISO Code: PH)

When planning a one-week mid-range stay in the Philippines, travelers should budget around 25,000 to 35,000 PHP (approximately $440 to $615 USD). This amount can provide a comfortable experience, factoring in meals, accommodations, transportation, and activities. Here’s a rough breakdown of typical daily expenses:

  • 🍽️ Meal at a local restaurant: 200-400 PHP
  • ☕ Coffee: 50-150 PHP
  • 🚌 Public transport fare: 20-50 PHP
  • 📱 Prepaid SIM card: 300-700 PHP
  • 🏨 Budget hotel or Airbnb: 1,200-2,500 PHP

In general, the Philippines is considered an affordable travel destination compared to the United States, where a similar mid-range experience would often cost 30% more. Compared to the UK, the cost of living in the Philippines is significantly lower as well. Travelers will find that their money stretches further here, allowing for a richer experience without breaking the bank.

Living Costs and Money Tips for Expats

For expats moving to the Philippines, typical monthly living costs can range from 30,000 to 60,000 PHP ($530 to $1,060 USD), depending on lifestyle choices and location. This estimate covers rent, utilities, food, and transportation. In major urban areas like Manila or Cebu, you may encounter higher costs, while rural areas offer significantly cheaper living.

When it comes to managing your finances, using a combination of local banking and card usage is advisable. Many banks offer services specifically catering to expats, and using international cards like Visa and Mastercard is common. However, be wary of ATM fees. For sending and receiving money, online transfer services such as Wise or OFX often provide better exchange rates and lower fees compared to traditional banks or currency exchange services. In highly touristy areas, you may get slightly better rates by exchanging money locally, but it’s generally safer and more efficient to use an online transfer service to avoid fluctuating rates and additional fees.

 

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