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    OFX USD to PLN Exchange Rates Compared Live

    The best USD to PLN exchange rate is 3.9540. Compare OFX foreign transfer and currency exchange rates, find better rates & deals.

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    OFX - Comparing USD-PLN exchange rates

    Exchange rates can vary significantly between different currency exchange providers, so it's important to compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

    The above OFX Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged vs the latest USD-PLN mid-rate (see below) and the possible savings of using another provider.


    OFX at a glance

    OFX has a 20-year history and is one of the largest foreign exchange specialists in the world. It offers a complete foreign exchange solution, including discounted money transfers, currency hedging tools, recurring transfers, a multi-currency account for online sellers and much more.

    OFX grew from the idea that there had to be a better, fairer way to move money around the world. That was over 20 years ago, and since then over 1 million customers have trusted OFX with transfers in 50+ currencies to over 170 countries.

    OFX don’t just offer great rates, they believe real help from real people counts. That’s why their clients get the best of both worlds – a seamless digital platform, combined with 24/7 phone access to currency experts.

    When it comes to moving money, peace of mind is important. OFX is monitored by over 50 regulators globally and work within a network of carefully selected banking partners. So whether you are sending money to friends and family abroad, or doing business across borders, OFX can get your money where it needs to go. Fast, simple, secure.

    Learn more about OFX

    Using OFX for money transfers offers the benefit of lower fees and competitive exchange rates compared to traditional banks, making international transactions more cost-effective.

    Additionally, OFX provides 24/7 customer support, a range of transfer options including spot and forward contracts, and a user-friendly online platform, enhancing convenience and flexibility for global financial transactions.

    What Savings Can I Expect with OFX?

    OFX offers exchange rates that beat the banks, and are close or equal to the rates offered by the industry’s lowest-cost services.

    When you register via our OFX 0.5% exclusive offer for BER users 🏷 the cost of sending, for example, 5,000 US dollars to Australia equates to 0.5 percent of the transferred amount, or roughly US$25. You’d pay the same 0.5 percent for the same amount to be sent to Europe and around 1 percent if sending to India. This compares with 4–7 percent with the banks.

    For other currency routes we looked at (routes involving AUD, INR, GBP, EUR, SGD and USD), the average cost of an international payment with OFX was 0.6 percent of the transferred amount. This is exceptional if compared with banks but can be a little more expensive than what is charged by the industry’s lowest-cost services, although such services do not offer the same benefits and customer service as OFX.

    OFX has partnered with BestExchangeRates to offer you or your business better deals, read our full list of active OFX & BestExchangeRates Deals & Promotions 🏷


    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

    Request Quotes

    Save time and money - fewer websites to visit and you get a much better exchange rate & service.


    USD to PLN Market Data

    US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

    1 USD =
    3.9540We compare provider deals to this wholesale mid-market rate. Read more
    USD to PLN at 3.9604 is just below its 3-month average, having traded in a quite stable 4.9% range from 3.9000 to 4.0922
    Sell USD   →   Buy PLN
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    10 Jul 2024
    0.7% 2 Week
    25 Apr 2024
    1.5% 3 Month
    25 Jul 2023
    1.2% 1 Year
    26 Jul 2019
    3.2% 5 Year
    27 Jul 2014
    28.4% 10 Year
    29 Jul 2004
    8.6% 20 Year
    USD/PLN historic rates & change to 24-Jul-2024

    What are equivalent amounts of USD and PLN?

    Here are some popular conversion amounts for USD to PLN (US dollar to Polish zloty)*.

    $ 1 3.9540
    $ 5 19.77
    $ 10 39.54
    $ 20 79.08
    $ 50 197.70
    $ 100 395.40
    $ 250 988.50
    $ 500 1,977
    $ 1,000 3,954
    $ 2,000 7,908
    $ 5,000 19,770
    $ 10,000 39,540
    $ 20,000 79,080
    $ 50,000 197,700
    $ 100,000 395,400
    $ 0.2529 zł 1
    $ 1.2645 zł 5
    $ 2.5290 zł 10
    $ 5.0580 zł 20
    $ 12.65 zł 50
    $ 25.29 zł 100
    $ 63.23 zł 250
    $ 126.45 zł 500
    $ 252.90 zł 1,000
    $ 505.80 zł 2,000
    $ 1,265 zł 5,000
    $ 2,529 zł 10,000
    $ 5,058 zł 20,000
    $ 12,645 zł 50,000
    $ 25,290 zł 100,000

    More amounts

    *Converted at the current USDPLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.


    Forecasts for USD to PLN


    The USD to PLN exchange rate has recently reached 14-day highs near 3.9417, staying relatively stable within a range of 4.9% from 3.9000 to 4.0922. FX analysts have noted that the US dollar (USD) has been strengthening as a safe-haven asset amid downbeat trade sentiments globally. Despite this, the lack of fresh US data and decreasing US Treasury bond yields have prevented a significant surge in the USD's value. Additionally, market expectations for the US services PMI to retreat from a recent two-year high could potentially hinder further appreciation of the USD against the Polish zloty (PLN).

    Read our full review of recent USD to PLN forecasts.


    How to get a good USD to PLN exchange rate

    There are several ways to save on exchange rates when converting US dollar to Polish zloty:

    1. Shop around for the best USD/PLN exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the USD/PLN rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and PLN at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Polish zloty with US dollar, then it's better for the USD/PLN exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Will the US dollar rise against the Polish zloty?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add USD/PLN to your personalised Rate Tracker to track and benefit from currency movements.

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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Keep track of currency Trends; Up📈 or Down📉 trends over periods from 1 week (1W) to 3 months (3M).

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending


    Read our Currency guide to Poland - a practical currency and money guide to travel, living and doing business in Poland with the Polish zloty.


    Currency Country Guides

    United StatesUnited States (USD)PolandPoland (PLN)

    What is the cost of living in Poland?

    There is no definitive answer to this question as the cost of living in Poland will vary depending on the individual's lifestyle and location within the country. However, according to numbeo.com, the cost of living in Poland is generally 12.57% lower than in the United States.

    How is the expat life in Poland?

    There are many expats in Poland and they seem to enjoy the country and the people. The cost of living is relatively low, and there are plenty of things to do and see.

    Read more at our Poland (PLN) country guide


    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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