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USD to ZAR Transfers Compared

USD-ZAR Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to South Africa can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to South Africa bank accounts or pay a South African rand invoice.

 
   

USD to ZAR Market Data

US dollar (USD) to South African rand (ZAR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy ZAR
1 USD = 17.59 ZAR
1d+0.5%
USD to ZAR at 17.75 is near its 3-month average, having traded in a quite stable 4.4% range from 17.45 to 18.22
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Tracker

Is the USD to ZAR Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the South African rand is to review how the USD/ZAR rate has changed over time.

The table below shows the percentage change in the USD to ZAR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/ZARChangePeriod
22 Aug 2025
17.45
1.6% 2 Week
07 Jun 2025
17.78
0.3% 3 Month
05 Sep 2024
17.71
0.1% 1 Year
06 Sep 2020
16.62
6.7% 5 Year
08 Sep 2015
13.76
28.9% 10 Year
10 Sep 2005
6.2932
181.7% 20 Year
USD/ZAR historic rates & change to 05-Sep-2025
USD/ZAR remains steady around 17.75 as US dollar faces a risk-off climate amid labor market concerns and a positive ISM services PMI. Mixed economic signals for ZAR from producer inflation and geopolitical tensions keep volatility alive. Eyes on upcoming payrolls report and oil prices for direction

 

USD to ZAR Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in South African rand across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD ZAR
$ 1 R 17.59
$ 5 R 87.95
$ 10 R 175.90
$ 20 R 351.80
$ 50 R 879.50
$ 100 R 1,759
$ 250 R 4,398
$ 500 R 8,795
$ 1,000 R 17,590
$ 2,000 R 35,180
$ 5,000 R 87,950
$ 10,000 R 175,900
$ 20,000 R 351,800
$ 50,000 R 879,500
$ 100,000 R 1,759,000
USD ZAR
$ 0.0569 R 1
$ 0.2843 R 5
$ 0.5686 R 10
$ 1.1371 R 20
$ 2.8428 R 50
$ 5.6855 R 100
$ 14.21 R 250
$ 28.43 R 500
$ 56.86 R 1,000
$ 113.71 R 2,000
$ 284.28 R 5,000
$ 568.55 R 10,000
$ 1,137 R 20,000
$ 2,843 R 50,000
$ 5,686 R 100,000

More amounts

*Converted at the current USD-ZAR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to ZAR?

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to South African rand (ZAR) rates from different sources before making a conversion.

The above Dollar to Rand comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-ZAR mid-rate and the possible savings of using various providers. 

How do USD-ZAR rates compare between providers?

The next best is XE at 17.48, -0.63% from the mid-rate.

Then Wise at 17.47, which is -0.68% from the mid-rate.

The Western Union rate is 17.41 which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 16.11 at -8.4% the Wells Fargo Bank rate is 16 at -9% and the Citibank rate is 16.81 at -4.4% compared to the mid-rate 17.59.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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View a full list of exchange rates by selecting your Base (from) currency: