Loading...

AUD to USD - Rate Guide

Australian Dollar to United States Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/USD update & alerts

1 AUD = 0.6874 USD

Sell AUD - Buy USD  Invert

AUD to USD - Trading Range (90 Day)
no alerts
AUD/USD at 0.6876 is trading near the 90-day average 0.6858 with a range 0.6724 to 0.7017. There are no current rate alerts.
17-Jan-2020 16:NY 21:LON 08:SYD+1d

More Charts

AUD/USD Exchange Rates and Providers Compared

This guide to the Australian Dollar to United States Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to USD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our AUD/USD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/USD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

AUD to USD International Money Transfers

  

Foreign Transfer ProvidersReceive USD(U$)Exchange RateFee AUDTotal CostDeal Links
TorFX logo
U$6,733
Best Overall
0.673302.05%
OFX (OzForex) logo
U$6,819
U$86 more
0.68190^0.8%
WorldFirst logo
U$6,840
U$107 more
0.68400.49%
ANZ Bank logo
U$6,672.97
U$60 less
0.6685182.92%
BankSA International Money Transfers
BankSA logo
U$6,619.73
U$113 less
0.663320.013.7%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
U$6,619.07
U$114 less
0.6633213.71%
Bank of Queensland logo
U$6,613.1
U$120 less
0.6633303.8%
National Australia Bank (nab) logo
U$6,582.49
U$151 less
0.6597224.24%
Banks - Average Rate
Westpac logo National Australia Bank (nab) logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Queensland logo Bank of Melbourne logo BankSA logo
U$6,561
U$172 less
0.6574154.55%
Westpac logo
U$6,517.94
U$215 less
0.6531205.18%
Commonwealth Bank (CBA) logo
U$6,440.13
U$293 less
0.64446 6.31%
St George Bank logo
U$6,425.12
U$308 less
0.6438206.53%
 
TorFX logo
TorFX: Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:0
Exchange Rate:0.6733 (2.05% from mid-rate)
To Amount (USD) U$6,733
Total Cost:2.05%
Time:6:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
OFX (OzForex) logo
OFX (OzForex): Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:0.6819 (0.8% from mid-rate)
To Amount (USD) U$6,819
Total Cost:0.8%
Difference:
U$86 USD more than using TorFX
Time:
Rate Fetched: 6:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:
Exchange Rate:0.6840 (0.49% from mid-rate)
To Amount (USD) U$6,840
Total Cost:0.49%
Difference:
U$107 USD more than using TorFX
Time:6:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
ANZ Bank logo
ANZ Bank: Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:18
Exchange Rate:0.6685 (2.75% from mid-rate)
To Amount (USD) U$6,672.97
Total Cost:2.92%
Difference:
U$60 USD less than using TorFX
Time:
Rate Fetched: website - Sat Jan 18 2020 05:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
BankSA logo
BankSA: Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:20.01
Exchange Rate:0.6633 (3.51% from mid-rate)
To Amount (USD) U$6,619.73
Total Cost:3.7%
Difference:
U$113 USD less than using TorFX
Time:
Rate Fetched: website - 6:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Bank of Melbourne logo
Bank of Melbourne: Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:21
Exchange Rate:0.6633 (3.51% from mid-rate)
To Amount (USD) U$6,619.07
Total Cost:3.71%
Difference:
U$114 USD less than using TorFX
Time:
Rate Fetched: website - 6:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Bank of Queensland logo
Bank of Queensland: Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:30
Exchange Rate:0.6633 (3.51% from mid-rate)
To Amount (USD) U$6,613.1
Total Cost:3.8%
Difference:
U$120 USD less than using TorFX
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
National Australia Bank (nab) logo
National Australia Bank (nab): Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:0.6597 (4.03% from mid-rate)
To Amount (USD) U$6,582.49
Total Cost:4.24%
Difference:
U$151 USD less than using TorFX
Time:
Rate Fetched: website - Sat Jan 18 2020 05:05:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:15
Exchange Rate:0.6683 (2.78% from mid-rate)
To Amount (USD) U$6,561
Total Cost:4.55%
Difference:
U$172 USD less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Westpac logo
Westpac: Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:0.6531 (4.99% from mid-rate)
To Amount (USD) U$6,517.94
Total Cost:5.18%
Difference:
U$215 USD less than using TorFX
Time:
Rate Fetched: website - Fri Jan 17 2020 21:30:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Commonwealth Bank (CBA) logo
Commonwealth Bank (CBA): Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:6
Exchange Rate:0.6444 (6.26% from mid-rate)
To Amount (USD) U$6,440.13
Total Cost:6.31%
Difference:
U$293 USD less than using TorFX
Time:
Rate Fetched: website - Sat Jan 18 2020 05:02:01 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 
St George Bank logo
St George Bank: Foreign Transfer AUD→USD
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:0.6438 (6.34% from mid-rate)
To Amount (USD) U$6,425.12
Total Cost:6.53%
Difference:
U$308 USD less than using TorFX
Time:
Rate Fetched: website - 6:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 01/18/2020 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount USD(U$)Exchange RateFee AUDTotal CostDeal Links
Foreign Xchange logo
U$672.30
Best Overall
0.6723$10 Home Delivery & AusPost collect2.2%
ANZ Bank logo
U$661.82
U$10 less
0.6685A$103.72%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
U$653.35
U$19 less
0.6633A$154.95%
BankSA Foreign Currency
BankSA logo
U$653.35
U$19 less
0.6633A$154.95%
Westpac logo
U$646.57
U$26 less
0.6531A$105.94%
Commonwealth Bank (CBA) logo
U$644.39
U$28 less
0.6509A$106.26%
St George Bank logo
U$640.45
U$32 less
0.6502A$156.83%
 
Foreign Xchange logo
Foreign Xchange: Travel Money AUD→USD
From Amount (AUD)A$1,000
Fee:$10 Home Delivery & AusPost collect, No other Fees
Exchange Rate:0.6723 (2.2% from mid-rate)
To Amount (USD) U$672.30
Total Cost:2.2%
Time:6:00 Local
Currency Services:Order online. Home Delivery and Australia Post Collection for a flat $10 fee
Delivery/Collect:3 business days
Rating:
 
: 4/5.0
Reviews:
 
ANZ Bank logo
ANZ Bank: Travel Money AUD→USD
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:0.6685 (2.75% from mid-rate)
To Amount (USD) U$661.82
Total Cost:3.72%
Time:
Rate Fetched: website - Sat Jan 18 2020 05:03:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
 
Bank of Melbourne logo
Bank of Melbourne: Travel Money AUD→USD
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.6633 (3.51% from mid-rate)
To Amount (USD) U$653.35
Total Cost:4.95%
Time:
Rate Fetched: website - 6:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BankSA logo
BankSA: Travel Money AUD→USD
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.6633 (3.51% from mid-rate)
To Amount (USD) U$653.35
Total Cost:4.95%
Time:
Rate Fetched: website - 6:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Westpac logo
Westpac: Travel Money AUD→USD
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:0.6531 (4.99% from mid-rate)
To Amount (USD) U$646.57
Total Cost:5.94%
Time:
Rate Fetched: website - Fri Jan 17 2020 21:30:03 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
 
Commonwealth Bank (CBA) logo
Commonwealth Bank (CBA): Travel Money AUD→USD
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:0.6509 (5.31% from mid-rate)
To Amount (USD) U$644.39
Total Cost:6.26%
Time:
Rate Fetched: website - Sat Jan 18 2020 05:02:01 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 
St George Bank logo
St George Bank: Travel Money AUD→USD
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.6502 (5.41% from mid-rate)
To Amount (USD) U$640.45
Total Cost:6.83%
Time:
Rate Fetched: website - 6:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 01/18/2020 - See full table

AUD to USD Forecasts

Forecasts for the AUD/USD in 2019 are influenced by two factors; changes in the delta between interest rates in Australia and the US and also the trade war between China and the US.  Read more

AUDUSD blended flags

AUD and USD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs USD, you should pay attention to the recent market trends for both currencies.

Australian Dollar (AUD)

The threat of proxy war between the US and Iran in Iraq has pared back some of the gains the Aussie had made coming into the New Year.

The Australian dollar had started the new decade strongly climbing to multi-month highs helped along by cooling trade tensions between the United States and China and optimism for global economic growth in the year ahead.

The Aussie broke back over US70 cents on the final day of 2019 — a level not seen since mid year. During December the Australian dollar reversed direction (again) and climbed steadily back up against the US dollar on the back of the strength of the housing market and a market perception that further interest rate cuts were less likely. In November it had been all downhill traffic for the Aussie dropping back from highs close to 70c at the beginning of the month to around 67c against the USD by month end.

At the end of October the AUD had surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations.

For AUD forecasts and predictions read our Australian Dollar Forecasts report.

Read more in the article AUD Forecasts.

 

United States Dollar (USD)

The US dollar held its value in 2019 despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

At its October meeting the Federal Reserve cut the target range for the federal funds rate to 1.5-1.75 percent, the third rate cut so far this year, amid soft inflation indicators and general worries about the economy. However the central bank also signaled a pause in the easing cycle.

Taking the blame for the economic downturn is US President Donald Trump, whose trade war policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

For more USD bank forecasts and cross-rate trends read the report USD trends and forecasts.

Read more in the article USD Forecasts.

Why can't I just get the AUD/USD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / USD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

AUDUSD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates