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NZD/EUR - Rate Guide

New Zealand Dollar to Euro exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/EUR Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Euro exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to EUR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the NZD/EUR Calculator.

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NZD/EUR - 90 Day Rate Alerts

1 NZD = 0.5681 EUR

90-DAY LOWS 60-DAY LOWS 30-DAY LOWS 14-DAY LOWS 7-DAY DOWN 2.5% 1-DAY DOWN 1.1%
NZD/EUR over the last 90 days

View NZD/EUR - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/EUR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

NZD to EUR International Money Transfers

  

Foreign Transfer ProvidersReceive EUR(€)Exchange RateFee NZDTotal CostDeal Links
OFX logo
5,634 EUR
Best Overall
0.56340^0.79%
WorldFirst logo
5,651 EUR
17 EUR
0.565100.49%
XE logo
5,646 EUR
12 EUR
0.564600.58%
ASB Bank International Money Transfers
ASB Bank logo
5,444.36 EUR
190 EUR
0.5458254.13%
HSBC logo
5,438.83 EUR
195 EUR
0.5447$154.23%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
5,395 EUR
239 EUR
0.5423225%
ANZ Bank logo
5,393.27 EUR
241 EUR
0.5403185.03%
TSB Bank International Money Transfers
TSB Bank logo
5,359.86 EUR
274 EUR
0.5414$1005.62%
BNZ Bank International Money Transfers
BNZ Bank logo
5,338.08 EUR
296 EUR
0.5392$1006%
 

OFX logo

OFX: Foreign Transfer NZD→EUR
From Amount:10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.5634 (0.79% from mid-rate)
To Amount:5,634 EUR
Total Cost:0.79%
Time:
Rate Fetched: 6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→EUR
From Amount:10,000 NZD
Fee:
Exchange Rate:0.5651 (0.49% from mid-rate)
To Amount:5,651 EUR
Total Cost:0.49%
Difference:
17 EUR more than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

XE logo

XE: Foreign Transfer NZD→EUR
From Amount:10,000 NZD
Fee:0
Exchange Rate:0.5646 (0.58% from mid-rate)
To Amount:5,646 EUR
Total Cost:0.58%
Difference:
12 EUR more than using OFX
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→EUR
From Amount:10,000 NZD
Fee:25
Exchange Rate:0.5458 (3.89% from mid-rate)
To Amount:5,444.36 EUR
Total Cost:4.13%
Difference:
190 EUR less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→EUR
From Amount:10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:0.5447 (4.09% from mid-rate)
To Amount:5,438.83 EUR
Total Cost:4.23%
Difference:
195 EUR less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→EUR
From Amount:10,000 NZD
Fee:22
Exchange Rate:0.5395 (5% from mid-rate)
To Amount:5,395 EUR
Total Cost:5%
Difference:
239 EUR less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→EUR
From Amount:10,000 NZD
Fee:18
Exchange Rate:0.5403 (4.86% from mid-rate)
To Amount:5,393.27 EUR
Total Cost:5.03%
Difference:
241 EUR less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→EUR
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.5414 (4.67% from mid-rate)
To Amount:5,359.86 EUR
Total Cost:5.62%
Difference:
274 EUR less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→EUR
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.5392 (5.05% from mid-rate)
To Amount:5,338.08 EUR
Total Cost:6%
Difference:
296 EUR less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount EUR(€)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
550.60 EUR
Best Overall
0.55060^3.05%
ASB Bank Foreign Currency
ASB Bank logo
539.75 EUR
11 EUR
0.5452$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
530.58 EUR
20 EUR
0.5368$106.57%
TSB Bank Foreign Currency
TSB Bank logo
527.87 EUR
23 EUR
0.5332$107.05%
BNZ Bank Foreign Currency
BNZ Bank logo
524.12 EUR
26 EUR
0.5321$157.71%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→EUR
From Amount:1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.5506 (3.05% from mid-rate)
To Amount:550.60 EUR
Total Cost:3.05%
Time:
Rate Fetched: Sun Sep 22 2019 06:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Travel Money NZD→EUR
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.5452 (4% from mid-rate)
To Amount:539.75 EUR
Total Cost:4.96%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→EUR
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.5398 (4.95% from mid-rate)
To Amount:530.58 EUR
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→EUR
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.5332 (6.11% from mid-rate)
To Amount:527.87 EUR
Total Cost:7.05%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→EUR
From Amount:1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:0.5321 (6.3% from mid-rate)
To Amount:524.12 EUR
Total Cost:7.71%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

NZD / EUR converter & margin calculator

$NZD
€EUR
mid-rates

Compare how much you can save on NZD/EUR exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

New Zealand Dollar

Euro

1 NZD 0.5681 EUR
5 NZD 2.8405 EUR
10 NZD 5.6810 EUR
20 NZD 11.36 EUR
50 NZD 28.41 EUR
100 NZD 56.81 EUR
250 NZD 142.03 EUR
500 NZD 284.05 EUR
1,000 NZD 568.10 EUR
2,000 NZD 1,136.20 EUR
5,000 NZD 2,840.50 EUR
10,000 NZD 5,681.00 EUR
50,000 NZD 28,405.00 EUR
100,000 NZD 56,810.00 EUR
See more

New Zealand Dollar

Euro

1.7602 NZD 1 EUR
8.8010 NZD 5 EUR
17.60 NZD 10 EUR
35.20 NZD 20 EUR
88.01 NZD 50 EUR
176.02 NZD 100 EUR
440.05 NZD 250 EUR
880.10 NZD 500 EUR
1,760.20 NZD 1,000 EUR
3,520.40 NZD 2,000 EUR
8,801.00 NZD 5,000 EUR
17,602.00 NZD 10,000 EUR
88,010.00 NZD 50,000 EUR
176,020.00 NZD 100,000 EUR
See more
Country Guides (NZD & EUR)
EurozoneEurozone (EUR)New ZealandNew Zealand (NZD)Aaland IslandsAaland Islands (EUR)
AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
Cook IslandsCook Islands (NZD)CyprusCyprus (EUR)EstoniaEstonia (EUR)
FinlandFinland (EUR)FranceFrance (EUR)French GuineaFrench Guinea (EUR)
French Southern TerritoriesFrench Southern Territories (EUR)GermanyGermany (EUR)GreeceGreece (EUR)
GuadeloupeGuadeloupe (EUR)Vatican CityVatican City (EUR)IrelandIreland (EUR)
ItalyItaly (EUR)LuxembourgLuxembourg (EUR)MaltaMalta (EUR)
MartiniqueMartinique (EUR)MayotteMayotte (EUR)MonacoMonaco (EUR)
MontenegroMontenegro (EUR)NetherlandsNetherlands (EUR)NiueNiue (NZD)
PitcairnPitcairn (NZD)PortugalPortugal (EUR)ReunionReunion (EUR)
Saint BarthélemySaint Barthélemy (EUR)Saint MartinSaint Martin (EUR)Saint Pierre And MiquelonSaint Pierre And Miquelon (EUR)
San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)TokelauTokelau (NZD)

NZD/EUR - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to Euro over periods upto 10 years.

PeriodChange*NZD/EURDate
1 Day-0.3%0.569819 Sep 2019
7 Day-0.9%0.572913 Sep 2019
30 Day-1.6%0.577421 Aug 2019
3 Month-1.9%0.578922 Jun 2019
1 Year+0.1%0.567320 Sep 2018
5 Year-10.5%0.634721 Sep 2014
10 Year+16.5%0.487522 Sep 2009

*For period to 20-Sep 21UTC when NZD/EUR was 0.5679

You can use our NZD interactive charts to check NZDEUR historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

NZD and EUR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs EUR, you should pay attention to the recent market trends for both currencies.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

Why can't I just get the NZD/EUR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / EUR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates