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NZD to EUR - Exchange Rates

NZ Dollar to Euro exchange rates aren't all the same. The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees.

Foreign Exchange margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 NZD = 0.5508 EUR

   Sell NZD / Buy EUR  Switch

NZD to EUR 90-Day Trend
ALERTS:4-DAY1.7% 🔔| 14-DAY HIGHS 🔔 |
NZD/EUR at 0.5494 was trading 4.5% below AVG:0.5753 with LO:0.5259 and HI:0.6009 (90 days). ALERTS: NZD/EUR was UP 1.7% this 4-DAY period and also rose to 14-DAY HIGHS.
06-APR 7PM-NY 07-APR 12AM-LON 7AM-HK 9AM-SYD

Convert NZD to EUR More Charts


Quick Conversions from NZ Dollar to Euro

NZD EUR
NZ$ 1 0.5508
NZ$ 5 2.7540
NZ$ 10 5.5080
NZ$ 20 11.02
NZ$ 50 27.54
NZ$ 100 55.08
NZ$ 250 137.70
NZ$ 500 275.40
NZ$ 1,000 550.80
NZ$ 2,000 1,102
NZ$ 5,000 2,754
NZ$ 10,000 5,508
NZ$ 50,000 27,540
NZ$ 100,000 55,080
More amounts
NZD EUR
NZ$ 1.8155 € 1
NZ$ 9.0775 € 5
NZ$ 18.16 € 10
NZ$ 36.31 € 20
NZ$ 90.78 € 50
NZ$ 181.55 € 100
NZ$ 453.88 € 250
NZ$ 907.75 € 500
NZ$ 1,816 € 1,000
NZ$ 3,631 € 2,000
NZ$ 9,078 € 5,000
NZ$ 18,155 € 10,000
NZ$ 90,775 € 50,000
NZ$ 181,550 € 100,000
More amounts

To calculate your own NZD/EUR amounts use our Convert NZD to EUR quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/EUR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

NZD to EUR International Money Transfers

  

Foreign Transfer Provider Receive EUR(€) Exchange RateFee NZDDeal Links
XE logo
5,465
0.58%
Best Overall
0.54650
OFX logo
5,453
0.8%
€12 less
0.54530^
WorldFirst logo
5,470
0.49%
€5 more
0.5470
ASB Bank International Money Transfers
ASB Bank logo
5,294.73
3.68%
€170 less
0.530825
HSBC logo
5,289.05
3.78%
€176 less
0.5297NZ$15
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
5,246
4.56%
€219 less
0.527322
ANZ Bank logo
5,244.54
4.59%
€220 less
0.525418
TSB Bank International Money Transfers
TSB Bank logo
5,212.35
5.18%
€253 less
0.5265NZ$100
BNZ Bank International Money Transfers
BNZ Bank logo
5,190.57
5.57%
€274 less
0.5243NZ$100
 
XE logo
XE: Foreign Transfer NZD→EUR
From Amount (NZD)NZ$10,000
Fee:0
Exchange Rate:0.5465 (0.58% from mid-rate)
To Amount (EUR)5,465
Total Cost:0.58%
Time:18:10 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer NZD→EUR
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.5453 (0.8% from mid-rate)
To Amount (EUR)5,453
Total Cost:0.8%
Difference:
€12 EUR less than using XE
Time:
Rate Fetched: 18:10 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer NZD→EUR
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:0.5470 (0.49% from mid-rate)
To Amount (EUR)5,470
Total Cost:0.49%
Difference:
€5 EUR more than using XE
Time:18:10 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Foreign Transfer NZD→EUR
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:0.5308 (3.44% from mid-rate)
To Amount (EUR)5,294.73
Total Cost:3.68%
Difference:
€170 EUR less than using XE
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→EUR
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:0.5297 (3.64% from mid-rate)
To Amount (EUR)5,289.05
Total Cost:3.78%
Difference:
€176 EUR less than using XE
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→EUR
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:0.5222 (5% from mid-rate)
To Amount (EUR)5,246
Total Cost:4.56%
Difference:
€219 EUR less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
ANZ Bank logo
ANZ Bank: Foreign Transfer NZD→EUR
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:0.5254 (4.42% from mid-rate)
To Amount (EUR)5,244.54
Total Cost:4.59%
Difference:
€220 EUR less than using XE
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→EUR
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.5265 (4.22% from mid-rate)
To Amount (EUR)5,212.35
Total Cost:5.18%
Difference:
€253 EUR less than using XE
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→EUR
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.5243 (4.62% from mid-rate)
To Amount (EUR)5,190.57
Total Cost:5.57%
Difference:
€274 EUR less than using XE
Time:18:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Provider Amount EUR(€) Exchange RateFee NZDDeal Links
Travelex Online NZ logo
524.90
4.51%
Best Overall
0.52490^
ASB Bank Foreign Currency
ASB Bank logo
522.42
4.96%
€2.48 less
0.5277NZ$10
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
513.58
6.57%
€11 less
0.5196NZ$10
TSB Bank Foreign Currency
TSB Bank logo
510.94
7.05%
€14 less
0.5161NZ$10
BNZ Bank Foreign Currency
BNZ Bank logo
507.37
7.7%
€18 less
0.5151NZ$15
 
Travelex Online NZ logo
Travelex Online NZ: Travel Money NZD→EUR
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.5249 (4.51% from mid-rate)
To Amount (EUR)524.90
Total Cost:4.51%
Time:
Rate Fetched: Mon Apr 06 2020 18:00:06 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Travel Money NZD→EUR
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.5277 (4% from mid-rate)
To Amount (EUR)522.42
Total Cost:4.96%
Time:18:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money NZD→EUR
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.5225 (4.95% from mid-rate)
To Amount (EUR)513.58
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 
TSB Bank logo
TSB Bank: Travel Money NZD→EUR
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.5161 (6.11% from mid-rate)
To Amount (EUR)510.94
Total Cost:7.05%
Time:18:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Travel Money NZD→EUR
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.5151 (6.29% from mid-rate)
To Amount (EUR)507.37
Total Cost:7.7%
Time:18:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Also here is a comparison table of the exchange rates and fees on some popular prepaid multi-currency debit cards.

Travel Card Provider Amount EUR(€) Exchange RateFee NZDDeal Links
546.90
0.49%
Best Overall
0.54690
524.90
4.49%
€22 less
0.52490
 
TransferWise: Travel Card NZD→EUR
From Amount (NZD)NZ$1,000
Fee:
Exchange Rate:0.5469 (-0.49% from mid-rate)
To Amount (EUR)546.90
Total Cost:0.49%
Card Facts/Fees:
Time:12:01 Local
Currency Services:Multi-currency debit card with linked foreign bank accounts
Delivery/Collect:5-7 days
Rating:
 
: 4.6/5.0
Reviews:
 
Travelex Money Card: Travel Card NZD→EUR
From Amount (NZD)NZ$1,000
Fee:undefined
Exchange Rate:0.5249 (-4.49% from mid-rate)
To Amount (EUR)524.90
Total Cost:4.49%
Card Facts/Fees:
10 Load Currencies: AUD USD EUR GBP NZD HKD SGD CAD JPY THB.
Overseas ATM withdrawal fee: FREE
Card Purchase Fee: $5.00
Maximum Load Amount: $100,000
Monthly Fee : $4 (after 12 months inactive)
Currency Conversion: 5.95% (when you withdraw
a currency not loaded on your card)
Offers 24/7 Global Emergency Assistance service with fee free emergency funds up to the available balance on the card
Time:
Rate Fetched: Mon Apr 06 2020 12:00:07 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Country Guides (NZD & EUR)

EurozoneEurozone (EUR)New ZealandNew Zealand (NZD)Aaland IslandsAaland Islands (EUR)
AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
Cook IslandsCook Islands (NZD)CyprusCyprus (EUR)EstoniaEstonia (EUR)
FinlandFinland (EUR)FranceFrance (EUR)French GuineaFrench Guinea (EUR)
French Southern TerritoriesFrench Southern Territories (EUR)GermanyGermany (EUR)GreeceGreece (EUR)
GuadeloupeGuadeloupe (EUR)Vatican CityVatican City (EUR)IrelandIreland (EUR)
ItalyItaly (EUR)LuxembourgLuxembourg (EUR)MaltaMalta (EUR)
MartiniqueMartinique (EUR)MayotteMayotte (EUR)MonacoMonaco (EUR)
MontenegroMontenegro (EUR)NetherlandsNetherlands (EUR)NiueNiue (NZD)
PitcairnPitcairn (NZD)PortugalPortugal (EUR)ReunionReunion (EUR)
Saint BarthélemySaint Barthélemy (EUR)Saint MartinSaint Martin (EUR)Saint Pierre and MiquelonSaint Pierre and Miquelon (EUR)
San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)TokelauTokelau (NZD)

NZD and EUR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs EUR, you should pay attention to the recent market trends for both currencies.

NZ Dollar (NZD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Euro (EUR)

Rabobank told Bloomberg TV in early April that they see the Euro holding its value in an otherwise difficult virus affected year for most currencies.

The Euro spent 2019 on a downwards trajectory, starting the year with highs at US1.1550 but then slid all year until October where it bottomed out at US$1.09 on Oct 1, close to long-term lows. Since then it has climbed back up towards the average rate for the year of US1.12, perhaps due to the less uncertainty around Brexit.

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar.

Read more in the article EUR Forecasts.


How to get Best NZD to EUR Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good NZD to EUR exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the NZD to EUR exchange rate to the present day for periods going back upto 10 years.

PeriodChange*NZD/EURDate
1 Day+1.5%0.541705 Apr 2020
7 Day+0.9%0.544730 Mar 2020
30 Day-2.4%0.562907 Mar 2020
3 Month-7.6%0.594507 Jan 2020
1 Year-8.4%0.600007 Apr 2019
5 Year-21.5%0.700408 Apr 2015
10 Year+3.6%0.530409 Apr 2010

*For period to 06-Apr 21UTC when NZD/EUR was 0.5496

When is the best time to exchange NZD to EUR?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup BER.me FX Alerts

We help you Save Money on Exchange Rates.

 

View all NZD Exchange Rates