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Best Exchange Rates

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NZD to USD - Compare Exchange Rates

New Zealand Dollar to United States Dollar - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare NZD/USD Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks for NZD/USD International Money Transfers. Costs are calculated against the amount when NZD is converted to USD at mid-rate.

Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Foreign Transfer Providers
Ratings & Reviews
Receive USD($)Exchange RateFee NZDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
6,780 USD
Best Overall
0.6780^1.42%Bank Transfers - Online & Phone, Foreign Currency Accounts1-2 days
 
XE logo
6,838 USD
58 USD
0.683800.58%Bank Transfers - Online & Phone1-2 days
ASB Bank International Money Transfers
ASB Bank logo
6,644.35 USD
136 USD
0.6661253.4%Online, Branch, Bank Transfers2-3 days
HSBC logo
6,637.03 USD
143 USD
0.6647$153.5%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
6,584 USD
196 USD
0.6618224.28%Online, Branch, Bank Transfers2-3 days
 
ANZ Bank logo
6,581.13 USD
199 USD
0.6593184.32%Online, Branch, Bank Transfers2-3 days
TSB Bank International Money Transfers
TSB Bank logo
6,540.93 USD
239 USD
0.6607$1004.9%Online, Branch, Bank Transfers2-3 days
BNZ Bank International Money Transfers
BNZ Bank logo
6,514.2 USD
266 USD
0.658$1005.29%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.6780 (1.42% from mid-rate)
USD amount:6,780 USD
Total Cost:1.42%
Time:
Rate Fetched: Sat Mar 23 2019 04:06:52 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:0
Exchange Rate:0.6838 (0.58% from mid-rate)
USD amount:6,838 USD
Total Cost:0.58%
Difference:
58 USD more than using OFX
Time:6:11 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

ASB Bank logoASB Bank

ASB Bank: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:25
Exchange Rate:0.6661 (3.15% from mid-rate)
USD amount:6,644.35 USD
Total Cost:3.4%
Difference:
136 USD less than using OFX
Time:6:11 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:0.6647 (3.36% from mid-rate)
USD amount:6,637.03 USD
Total Cost:3.5%
Difference:
143 USD less than using OFX
Time:6:11 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:22
Exchange Rate:0.6534 (5% from mid-rate)
USD amount:6,584 USD
Total Cost:4.28%
Difference:
196 USD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
ANZ Bank: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:18
Exchange Rate:0.6593 (4.14% from mid-rate)
USD amount:6,581.13 USD
Total Cost:4.32%
Difference:
199 USD less than using OFX
Time:6:11 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logoTSB Bank

TSB Bank: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.6607 (3.94% from mid-rate)
USD amount:6,540.93 USD
Total Cost:4.9%
Difference:
239 USD less than using OFX
Time:6:11 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.6580 (4.33% from mid-rate)
USD amount:6,514.2 USD
Total Cost:5.29%
Difference:
266 USD less than using OFX
Time:6:11 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Travel Money Providers
Ratings & Reviews
Amount USD($)Exchange RateFee NZDTotal CostCurrency ServicesDelivery/CollectDeal Links
 
Travelex Online NZ logo
674.00 USD
Best Overall
0.6740^2.01%Online order, Branch pickup, Home delivery2-3 days
ASB Bank Foreign Currency
ASB Bank logo
653.70 USD
20 USD
0.6603$104.96%Branch-
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
642.62 USD
31 USD
0.6502$106.57%Branch-
TSB Bank Foreign Currency
TSB Bank logo
639.34 USD
35 USD
0.6458$107.05%Branch-
BNZ Bank Foreign Currency
BNZ Bank logo
634.83 USD
39 USD
0.6445$157.7%Branch-
Travelex Online NZ: Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.674 (2.01% from mid-rate)
USD amount:674.00 USD
Total Cost:2.01%
Time:
Rate Fetched: Sat Mar 23 2019 04:45:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logoASB Bank

ASB Bank: Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.6603 (4% from mid-rate)
USD amount:653.70 USD
Total Cost:4.96%
Time:6:11 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.6538 (4.94% from mid-rate)
USD amount:642.62 USD
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logoTSB Bank

TSB Bank: Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.6458 (6.11% from mid-rate)
USD amount:639.34 USD
Total Cost:7.05%
Time:6:11 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:0.6445 (6.3% from mid-rate)
USD amount:634.83 USD
Total Cost:7.7%
Time:6:11 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

NZD to USD interbank exchange rate = 0.6878

Right now the NZD/USD interbank exchange rate is 0.6878. It’s also called the mid-market rate or just the mid-rate and is the rate that banks use when trading large amounts of foreign currencies with one another.

It's the reference rate we use to calculate how much you are being charged to convert United States Dollar to New Zealand Dollar.

This NZD/USD Converter calculates equivalent New Zealand Dollar to United States Dollar amounts at the market mid-rate. You can also enter your own rates to find out the percentage difference to the latest market rates you are being charged.

NZD / USD converter & margin calculator


$NZD
$USD
Mid-rates:
 

Compare how much you can save on
NZD/USD exchange rates for:

Foreign Transfers Travel Money

1 Week NZD to USD
Loading NZD/USD rates

New Zealand Dollar

United States Dollar

1 NZD 0.6878 USD
5 NZD 3.4390 USD
10 NZD 6.8780 USD
20 NZD 13.76 USD
50 NZD 34.39 USD
100 NZD 68.78 USD
250 NZD 171.95 USD
500 NZD 343.90 USD
1,000 NZD 687.80 USD
2,000 NZD 1,375.60 USD
5,000 NZD 3,439.00 USD
10,000 NZD 6,878.00 USD
50,000 NZD 34,390.00 USD
100,000 NZD 68,780.00 USD
See more

New Zealand Dollar

United States Dollar

1.4539 NZD 1 USD
7.2695 NZD 5 USD
14.54 NZD 10 USD
29.08 NZD 20 USD
72.70 NZD 50 USD
145.39 NZD 100 USD
363.48 NZD 250 USD
726.95 NZD 500 USD
1,453.90 NZD 1,000 USD
2,907.80 NZD 2,000 USD
7,269.50 NZD 5,000 USD
14,539.00 NZD 10,000 USD
72,695.00 NZD 50,000 USD
145,390.00 NZD 100,000 USD
See more

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New Zealand Dollar to United States Dollar (NZD-USD) - 10 Year History

The below table shows the historic variation in the NZD/USD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of NZD versus other currencies : NZD historical charts.

DateExchange RatePeriodChange
22 Mar 20190.6880Latest
15 Mar 20190.68541 Week+0.38%
20 Feb 20190.68571 Month+0.34%
23 Sep 20180.66836 Months+2.95%
22 Mar 20180.72171 Year-4.67%
22 Mar 20170.70392 Years-2.26%
23 Mar 20140.85365 Years-19.4%
24 Mar 20090.565410 Years+21.68%

Why can't I just get the NZD/USD market rate I see on Google or in the Media?

The NZD/USD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the NZD / USD was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market NZD/USD midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good NZD to USD exchange rate

  1. Know the latest NZD/USD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for New Zealand Dollar and United States Dollar

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the NZD vs USD, you should pay attention to both New Zealand Dollar and United States Dollar news and forecasts.

New Zealand Dollar (NZD) - Market news and forecasts

26-February-19: The New Zealand dollar has been among the best performers in early 2019: at the time of writing, it was showing a 3 percent year-to-date gain versus the US dollar (US$0.69), bettered within G10 FX only by the Canadian dollar and pound.

The kiwi’s upside might be limited over the coming 6-12 months due to a somewhat disappointing outlook for interest rates in New Zealand.

In February, the RBNZ said it would maintain rates at current levels this year and next, which was taken as a big positive at the time since a rate cut had partly been priced in. When considered against the hikes that are likely in Canada, the US, Europe, Scandinavia and many emerging market economies, steady NZ rates might also be to NZD's detriment.

In February, Radobank predicted NZD/USD 4 percent lower at US$0.66 before the end of May.

An RBC analyst also suggested betting against the kiwi. The analyst pointed to the RBNZ's previous form when it comes to U-turns on policy guidance.

In addition, watchers of NZD should not underestimate how highly correlated the currency is with the Australian dollar, which is tied to an even worse monetary policy outlook and which might suffer an 8-10 percent decline this year, per some currency forecasters.

United States Dollar (USD) - Market news and forecasts

The US dollar had been falling steadily in the lead-up to the March-20 Fed meeting, and those that were selling the currency amid speculation of a dovish surprise were entirely vindicated after the central bank ditched its December projection for two 2019 interest rate hikes and said it now sees rates unchanged until 2020.

The extent of the Fed’s dovish turn meant that the dollar suffered a rapid and significant correction. The euro leapt on the new projections to a 6-week high against the dollar of $1.145 and other major and emerging market currencies followed suit.

The Fed’s reassessment of future monetary policy reflects concerns over domestic and global economic growth, as well as inflation and risks originating overseas, likely including Brexit.

Earlier this year, ING said the dollar would soon “embark on a gradual long-term bearish trend.”

CIBC said: “A slowdown in the economy is likely to weigh on USD particularly in the second half of this year.”