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NZD/USD - Rate Guide

New Zealand Dollar to United States Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/USD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to United States Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to USD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the NZD/USD Calculator.

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NZD/USD - 90 Day Rate Alerts

1 NZD = 0.6258 USD

90-DAY LOWS 60-DAY LOWS 30-DAY LOWS 14-DAY LOWS 7-DAY DOWN 2.4% 1-DAY DOWN 1.6%
NZD/USD over the last 90 days

View NZD/USD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/USD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive USD($)Exchange RateFee NZDTotal CostDeal Links
XE logo
6,222 USD
Best Overall
0.622200.58%
OFX logo
6,208 USD
14 USD
0.62080^0.8%
WorldFirst logo
6,227 USD
5 USD
0.622700.5%
ASB Bank International Money Transfers
ASB Bank logo
6,007.94 USD
214 USD
0.6023254%
HSBC logo
6,001.98 USD
220 USD
0.6011$154.09%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
5,953 USD
269 USD
0.5984224.87%
ANZ Bank logo
5,951.27 USD
271 USD
0.5962184.9%
TSB Bank International Money Transfers
TSB Bank logo
5,914.26 USD
308 USD
0.5974$1005.49%
BNZ Bank International Money Transfers
BNZ Bank logo
5,890.5 USD
331 USD
0.595$1005.87%
 

XE logo

XE: Foreign Transfer NZD→USD
From Amount:10,000 NZD
Fee:0
Exchange Rate:0.6222 (0.58% from mid-rate)
To Amount:6,222 USD
Total Cost:0.58%
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer NZD→USD
From Amount:10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.6208 (0.8% from mid-rate)
To Amount:6,208 USD
Total Cost:0.8%
Difference:
14 USD less than using XE
Time:
Rate Fetched: 6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→USD
From Amount:10,000 NZD
Fee:
Exchange Rate:0.6227 (0.5% from mid-rate)
To Amount:6,227 USD
Total Cost:0.5%
Difference:
5 USD more than using XE
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→USD
From Amount:10,000 NZD
Fee:25
Exchange Rate:0.6023 (3.76% from mid-rate)
To Amount:6,007.94 USD
Total Cost:4%
Difference:
214 USD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→USD
From Amount:10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:0.6011 (3.95% from mid-rate)
To Amount:6,001.98 USD
Total Cost:4.09%
Difference:
220 USD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→USD
From Amount:10,000 NZD
Fee:22
Exchange Rate:0.5945 (5% from mid-rate)
To Amount:5,953 USD
Total Cost:4.87%
Difference:
269 USD less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→USD
From Amount:10,000 NZD
Fee:18
Exchange Rate:0.5962 (4.73% from mid-rate)
To Amount:5,951.27 USD
Total Cost:4.9%
Difference:
271 USD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→USD
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.5974 (4.54% from mid-rate)
To Amount:5,914.26 USD
Total Cost:5.49%
Difference:
308 USD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→USD
From Amount:10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.5950 (4.92% from mid-rate)
To Amount:5,890.5 USD
Total Cost:5.87%
Difference:
331 USD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount USD($)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
615.30 USD
Best Overall
0.61530^1.68%
ASB Bank Foreign Currency
ASB Bank logo
594.79 USD
21 USD
0.6008$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
584.7 USD
31 USD
0.5916$106.57%
TSB Bank Foreign Currency
TSB Bank logo
581.72 USD
34 USD
0.5876$107.04%
BNZ Bank Foreign Currency
BNZ Bank logo
577.60 USD
38 USD
0.5864$157.7%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→USD
From Amount:1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.6153 (1.68% from mid-rate)
To Amount:615.30 USD
Total Cost:1.68%
Time:
Rate Fetched: Sun Sep 22 2019 06:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Travel Money NZD→USD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.6008 (3.99% from mid-rate)
To Amount:594.79 USD
Total Cost:4.96%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→USD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.5948 (4.95% from mid-rate)
To Amount:584.7 USD
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→USD
From Amount:1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.5876 (6.1% from mid-rate)
To Amount:581.72 USD
Total Cost:7.04%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→USD
From Amount:1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:0.5864 (6.3% from mid-rate)
To Amount:577.60 USD
Total Cost:7.7%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

NZD / USD converter & margin calculator

$NZD
$USD
mid-rates

Compare how much you can save on NZD/USD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

New Zealand Dollar

United States Dollar

1 NZD 0.6258 USD
5 NZD 3.1290 USD
10 NZD 6.2580 USD
20 NZD 12.52 USD
50 NZD 31.29 USD
100 NZD 62.58 USD
250 NZD 156.45 USD
500 NZD 312.90 USD
1,000 NZD 625.80 USD
2,000 NZD 1,251.60 USD
5,000 NZD 3,129.00 USD
10,000 NZD 6,258.00 USD
50,000 NZD 31,290.00 USD
100,000 NZD 62,580.00 USD
See more

New Zealand Dollar

United States Dollar

1.5980 NZD 1 USD
7.9900 NZD 5 USD
15.98 NZD 10 USD
31.96 NZD 20 USD
79.90 NZD 50 USD
159.80 NZD 100 USD
399.50 NZD 250 USD
799.00 NZD 500 USD
1,598.00 NZD 1,000 USD
3,196.00 NZD 2,000 USD
7,990.00 NZD 5,000 USD
15,980.00 NZD 10,000 USD
79,900.00 NZD 50,000 USD
159,800.00 NZD 100,000 USD
See more
Country Guides (NZD & USD)
United StatesUnited States (USD)New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)
East TimorEast Timor (USD)EcuadorEcuador (USD)El SalvadorEl Salvador (USD)
British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)
Turks And Caicos IslandsTurks And Caicos Islands (USD)ZimbabweZimbabwe (USD)

NZD/USD - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to United States Dollar over periods upto 10 years.

PeriodChange*NZD/USDDate
1 Day-0.6%0.629419 Sep 2019
7 Day-1.9%0.637613 Sep 2019
30 Day-2.3%0.640521 Aug 2019
3 Month-5.1%0.659222 Jun 2019
1 Year-6.3%0.668120 Sep 2018
5 Year-23.2%0.814621 Sep 2014
10 Year-13.2%0.721122 Sep 2009

*For period to 20-Sep 21UTC when NZD/USD was 0.6258

You can use our NZD interactive charts to check NZDUSD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

NZD and USD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs USD, you should pay attention to the recent market trends for both currencies.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

Why can't I just get the NZD/USD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / USD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates