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NZD/USD - Live Converters & Chart

New Zealand Dollar to United States Dollar - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD to USD interbank exchange rate = 0.6506

This calculator converts amounts at the latest USD/NZD mid-rate or enter a rate to check the exchange rate you are being offered or already charged.

 

NZD / USD converter & margin calculator

$NZD
$USD
Mid-rates:
 
 

Foreign Transfers Travel Money

Compare how much you can save on NZD/USD exchange rates for:

Foreign Transfers Travel Money

New Zealand Dollar

United States Dollar

1 NZD 0.6506 USD
5 NZD 3.2530 USD
10 NZD 6.5060 USD
20 NZD 13.01 USD
50 NZD 32.53 USD
100 NZD 65.06 USD
250 NZD 162.65 USD
500 NZD 325.30 USD
1,000 NZD 650.60 USD
2,000 NZD 1,301.20 USD
5,000 NZD 3,253.00 USD
10,000 NZD 6,506.00 USD
50,000 NZD 32,530.00 USD
100,000 NZD 65,060.00 USD
See more

New Zealand Dollar

United States Dollar

1.5370 NZD 1 USD
7.6850 NZD 5 USD
15.37 NZD 10 USD
30.74 NZD 20 USD
76.85 NZD 50 USD
153.70 NZD 100 USD
384.25 NZD 250 USD
768.50 NZD 500 USD
1,537.00 NZD 1,000 USD
3,074.00 NZD 2,000 USD
7,685.00 NZD 5,000 USD
15,370.00 NZD 10,000 USD
76,850.00 NZD 50,000 USD
153,700.00 NZD 100,000 USD
See more

Compare Actual NZD/USD Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks for NZD/USD International Money Transfers. Total Costs are calculated when the amount when NZD is converted to USD at the mid-rate without fees.

Sending a LARGER foreign transfer? Request a Multi-Vendor Quote ▾
Foreign Transfer ProvidersReceive USD($)Exchange RateFee NZDTotal CostTransfer ServicesTransfer SpeedDeal Links
OFX logo
6,440 USD
Best Overall
0.6440^0.83%Bank Transfers - Online & Phone, Foreign Currency Accounts1-2 days
XE logo
6,456 USD
16 USD
0.645600.59%Bank Transfers - Online & Phone1-2 days
ASB Bank International Money Transfers
ASB Bank logo
6,311.18 USD
129 USD
0.6327252.82%Online, Branch, Bank Transfers2-3 days
HSBC logo
6,305.53 USD
134 USD
0.6315$152.9%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
6,254 USD
186 USD
0.6286223.7%Online, Branch, Bank Transfers2-3 days
ANZ Bank logo
6,251.73 USD
188 USD
0.6263183.73%Online, Branch, Bank Transfers2-3 days
TSB Bank International Money Transfers
TSB Bank logo
6,213.24 USD
227 USD
0.6276$1004.32%Online, Branch, Bank Transfers2-3 days
BNZ Bank International Money Transfers
BNZ Bank logo
6,187.5 USD
252 USD
0.625$1004.72%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.6440 (0.83% from mid-rate)
USD amount:6,440 USD
Total Cost:0.83%
Time:
Rate Fetched: Wed May 22 2019 04:06:50 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:0
Exchange Rate:0.6456 (0.59% from mid-rate)
USD amount:6,456 USD
Total Cost:0.59%
Difference:
16 USD more than using OFX
Time:6:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

ASB Bank logoASB Bank

ASB Bank: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:25
Exchange Rate:0.6327 (2.57% from mid-rate)
USD amount:6,311.18 USD
Total Cost:2.82%
Difference:
129 USD less than using OFX
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:0.6315 (2.76% from mid-rate)
USD amount:6,305.53 USD
Total Cost:2.9%
Difference:
134 USD less than using OFX
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:22
Exchange Rate:0.6169 (5% from mid-rate)
USD amount:6,254 USD
Total Cost:3.7%
Difference:
186 USD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
ANZ Bank: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:18
Exchange Rate:0.6263 (3.56% from mid-rate)
USD amount:6,251.73 USD
Total Cost:3.73%
Difference:
188 USD less than using OFX
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logoTSB Bank

TSB Bank: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.6276 (3.36% from mid-rate)
USD amount:6,213.24 USD
Total Cost:4.32%
Difference:
227 USD less than using OFX
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Foreign Transfer NZD→USD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:0.6250 (3.76% from mid-rate)
USD amount:6,187.5 USD
Total Cost:4.72%
Difference:
252 USD less than using OFX
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
05/22/2019

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Sending a LARGER foreign transfer? Request a Multi-Vendor Quote ▾
Travel Money ProvidersAmount USD($)Exchange RateFee NZDTotal CostCurrency ServicesDelivery/CollectDeal Links
Travelex Online NZ logo
636.60 USD
Best Overall
0.63660^1.97%Online order, Branch pickup, Home delivery2-3 days
ASB Bank Foreign Currency
ASB Bank logo
617.17 USD
19 USD
0.6234$104.96%Branch-
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
606.75 USD
30 USD
0.6139$106.57%Branch-
TSB Bank Foreign Currency
TSB Bank logo
603.70 USD
33 USD
0.6098$107.04%Branch-
BNZ Bank Foreign Currency
BNZ Bank logo
599.37 USD
37 USD
0.6085$157.7%Branch-
Travelex Online NZ: Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.6366 (1.97% from mid-rate)
USD amount:636.60 USD
Total Cost:1.97%
Time:
Rate Fetched: Wed May 22 2019 04:45:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logoASB Bank

ASB Bank: Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.6234 (4% from mid-rate)
USD amount:617.17 USD
Total Cost:4.96%
Time:6:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.6173 (4.94% from mid-rate)
USD amount:606.75 USD
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logoTSB Bank

TSB Bank: Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:0.6098 (6.1% from mid-rate)
USD amount:603.70 USD
Total Cost:7.04%
Time:6:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Travel Money NZD→USD
NZD amount:$1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:0.6085 (6.3% from mid-rate)
USD amount:599.37 USD
Total Cost:7.7%
Time:6:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
05/22/2019

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NZD/USD - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to United States Dollar over periods upto 10 years.

PeriodChange*NZD/USDDate
1 Day-0.47%0.653820 May 2019
1 Week-0.97%0.657114 May 2019
1 Month-2.66%0.668521 Apr 2019
6 Months-4.45%0.681022 Nov 2018
1 Year-6.4%0.695221 May 2018
5 Years-24.04%0.856622 May 2014
10 Years+4.82%0.620823 May 2009

*For period to 21-May 21UTC when NZD/USD was 0.6507

You can use our NZD interactive charts to check NZDUSD historic trends.

Outlook and forecasts for NZD and USD

Whenever you are researching a particular exchange rate you are actually interested in two currencies as exchange rates are the ratio between two currencies.

So it follows that if you are determining the best time to transact, in this case the NZD vs USD, you should pay attention to the forecasts and trends for both New Zealand Dollar and United States Dollar:

 

New Zealand Dollar (NZD) outlook

The New Zealand dollar fell against the US dollar to a 6-month low of $0.651 in mid-May after the Reserve Bank of New Zealand cut interest rates to 1.5 percent.

The kiwi was also struggling against CAD, JPY and EUR, among other currencies, and wasn’t being helped by a significant escalation in US-China trade tensions which saw speculative capital leave New Zealand for safer pastures.

NZD is also suffering due to its high correlation with the Australian dollar — a currency also likely to be pressured by an interest rate cut in the coming months.

Read the full article New Zealand Dollar Forecasts.

 

United States Dollar (USD) outlook

The US dollar has benefitted this year despite some quite serious escalations in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. By mid-May, the Dollar Index was nearly 2 percent higher year-to-date; it was only 0.5 percent away from making a 2-year high.

The greenback’s 2019 strength has come in spite of a dovish turn by the Federal Reserve, which said in March it expects no interest rate increase this year. Fortunately for dollar holders, the rest of the world has problems and many other central banks have also turned dovish, removing some of the policy-based incentives for selling USD.

In May, HSBC warned against thinking that the dollar has got too high. The bank highlighted the “desolation and destruction” (an exaggeration) facing other economies and currencies. “You can never get too high,” the bank’s chief analyst said. “What would you want to buy out there if not dollars?”

Read the full article United States Dollar Forecasts.

Why can't I just get the NZD/USD market rate I see online or in the media?

The NZD/USD mid-rate is the rate you will see quoted online or the news, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the NZD / USD was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates