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NZD to USD - Rate Guide

New Zealand Dollar to United States Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/USD update & alerts

1 NZD = 0.6612 USD

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NZD to USD - Trading Range (90 Day)
ALERT: 14-DAY LOWS 🔔 |
NZD/USD at 0.6614 is trading 1.9% above the 90-day average 0.6488 with a range 0.6291 to 0.6732. ALERT: NZD/USD has dropped to 14-DAY LOWS.
17-Jan-2020 16:NY 21:LON 08:SYD+1d

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NZD/USD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to United States Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to USD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our NZD/USD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/USD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

NZD to USD International Money Transfers

  

Foreign Transfer ProvidersReceive USD(U$)Exchange RateFee NZDTotal CostDeal Links
WorldFirst logo
U$6,579
Best Overall
0.657900.5%
OFX logo
U$6,559
U$20 less
0.65590^0.8%
XE logo
U$6,574
U$5 less
0.657400.57%
ASB Bank International Money Transfers
ASB Bank logo
U$6,349.09
U$230 less
0.6365253.98%
HSBC logo
U$6,342.47
U$237 less
0.6352NZ$154.08%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
U$6,291
U$288 less
0.6323224.86%
ANZ Bank logo
U$6,288.66
U$290 less
0.63184.89%
TSB Bank International Money Transfers
TSB Bank logo
U$6,249.87
U$329 less
0.6313NZ$1005.48%
BNZ Bank International Money Transfers
BNZ Bank logo
U$6,224.13
U$355 less
0.6287NZ$1005.87%
 
WorldFirst logo
WorldFirst: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:0.6579 (0.5% from mid-rate)
To Amount (USD) U$6,579
Total Cost:0.5%
Time:6:07 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.6559 (0.8% from mid-rate)
To Amount (USD) U$6,559
Total Cost:0.8%
Difference:
U$20 USD less than using WorldFirst
Time:
Rate Fetched: 6:07 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE logo
XE: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:0
Exchange Rate:0.6574 (0.57% from mid-rate)
To Amount (USD) U$6,574
Total Cost:0.57%
Difference:
U$5 USD less than using WorldFirst
Time:6:07 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:0.6365 (3.74% from mid-rate)
To Amount (USD) U$6,349.09
Total Cost:3.98%
Difference:
U$230 USD less than using WorldFirst
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:0.6352 (3.93% from mid-rate)
To Amount (USD) U$6,342.47
Total Cost:4.08%
Difference:
U$237 USD less than using WorldFirst
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:0.6281 (5.01% from mid-rate)
To Amount (USD) U$6,291
Total Cost:4.86%
Difference:
U$288 USD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
ANZ Bank logo
ANZ Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:0.6300 (4.72% from mid-rate)
To Amount (USD) U$6,288.66
Total Cost:4.89%
Difference:
U$290 USD less than using WorldFirst
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.6313 (4.52% from mid-rate)
To Amount (USD) U$6,249.87
Total Cost:5.48%
Difference:
U$329 USD less than using WorldFirst
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.6287 (4.92% from mid-rate)
To Amount (USD) U$6,224.13
Total Cost:5.87%
Difference:
U$355 USD less than using WorldFirst
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 01/18/2020 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount USD(U$)Exchange RateFee NZDTotal CostDeal Links
ASB Bank Foreign Currency
ASB Bank logo
U$628.45
Compare
0.6348NZ$104.95%
 
ASB Bank logo
ASB Bank: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.6348 (3.99% from mid-rate)
To Amount (USD) U$628.45
Total Cost:4.95%
Time:6:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 01/18/2020 - See full table

NZD and USD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs USD, you should pay attention to the recent market trends for both currencies.

New Zealand Dollar (NZD)

The threat of proxy war between the US and Iran in Iraq has pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

For more details read the full article NZ dollar news and forecasts.

Read more in the article NZD Forecasts.

 

United States Dollar (USD)

The US dollar held its value in 2019 despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

At its October meeting the Federal Reserve cut the target range for the federal funds rate to 1.5-1.75 percent, the third rate cut so far this year, amid soft inflation indicators and general worries about the economy. However the central bank also signaled a pause in the easing cycle.

Taking the blame for the economic downturn is US President Donald Trump, whose trade war policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

For more USD bank forecasts and cross-rate trends read the report USD trends and forecasts.

Read more in the article USD Forecasts.

Why can't I just get the NZD/USD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / USD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates