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NZD to USD - Exchange Rates Guide

NZ Dollar to US Dollar exchange rates can vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 
 

NZD/USD exchange rate (wholesale):

1 NZD = 0.6534 USD

Sell NZD / Buy USD 

 
NZD to USD chart and trends
ALERTS:4-DAY1.8% | 14-DAY HIGHS |
NZD/USD at 0.6534 was trading 5.9% above AVG:0.6168 with LO:0.5679 and HI:0.656 (90 days). ALERTS: NZD/USD was UP 1.8% this 4-DAY period and also rose to 14-DAY HIGHS.

NZ Dollar to US Dollar - Quick Conversions

NZD USD
NZ$ 1 U$ 0.6534
NZ$ 5 U$ 3.2670
NZ$ 10 U$ 6.5340
NZ$ 20 U$ 13.07
NZ$ 50 U$ 32.67
NZ$ 100 U$ 65.34
NZ$ 250 U$ 163.35
NZ$ 500 U$ 326.70
NZ$ 1,000 U$ 653.40
NZ$ 2,000 U$ 1,307
NZ$ 5,000 U$ 3,267
NZ$ 10,000 U$ 6,534
NZ$ 50,000 U$ 32,670
NZ$ 100,000 U$ 65,340
More amounts
NZD USD
NZ$ 1.5304 U$ 1
NZ$ 7.6520 U$ 5
NZ$ 15.30 U$ 10
NZ$ 30.61 U$ 20
NZ$ 76.52 U$ 50
NZ$ 153.04 U$ 100
NZ$ 382.60 U$ 250
NZ$ 765.20 U$ 500
NZ$ 1,530 U$ 1,000
NZ$ 3,061 U$ 2,000
NZ$ 7,652 U$ 5,000
NZ$ 15,304 U$ 10,000
NZ$ 76,520 U$ 50,000
NZ$ 153,040 U$ 100,000
More amounts

To calculate other NZD/USD amounts try our home-page Convert NZD to USD quick converter.


Comparing Retail Exchange Rates

The total cost for 'Retail' exchange rates you receive from your bank or foreign exchange provider consists of the margin from the 'Wholesale' rate (interbank mid-rate) plus any fixed or percentage fees.

These margins and fees can vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions. Also the exchange rate margin will also vary depending on the currency pair and total amount.

 
 

NZD to USD International Money Transfers

Provider ReviewReceive USD(U$)Exchange RateFee NZDDeal Links
OFX
> Best Overall
U$648.20
0.8%
0.64820^
WorldFirst logo
WorldFirst
U$650.10
0.51%
0.65010
XE
U$649.60
0.58%
0.64960
HSBC logo
HSBC
U$626.46
4.12%
U$22 less
0.6274NZ$1.50
TSB Bank logo
TSB Bank
U$617.36
5.52%
U$31 less
0.6236NZ$10.00
ASB Bank logo
ASB Bank
U$612.98
6.19%
U$35 less
0.628725
BNZ Bank logo
BNZ Bank
U$611.68
6.39%
U$37 less
0.621NZ$15
ANZ Bank logo
ANZ Bank
U$611.10
6.47%
U$37 less
0.622318
Banks - Average Rate
HSBC logo ANZ Bank logo BNZ Bank logo TSB Bank logo ASB Bank logo
U$615.92
5.74%
U$32 less
0.624622
OFX
 
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OFX: Foreign Transfer NZD→USD
From Amount (NZD)NZ$1,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.6482 (0.8% from mid-rate)
To Amount (USD) U$648.20
Total Cost:0.8%
Time:
Rate Fetched: 1:31 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Speak to Dealers, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Review:


Compare OFX Rates
WorldFirst
 
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WorldFirst: Foreign Transfer NZD→USD
From Amount (NZD)NZ$1,000
Fee:
Exchange Rate:0.6501 (0.51% from mid-rate)
To Amount (USD) U$650.10
Total Cost:0.51%
Time:1:31 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts, Speak to Dealers
Rating:
 
: 4.6/5.0
Review:


Compare WorldFirst Rates
XE
 
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XE: Foreign Transfer NZD→USD
From Amount (NZD)NZ$1,000
Fee:0
Exchange Rate:0.6496 (0.58% from mid-rate)
To Amount (USD) U$649.60
Total Cost:0.58%
Time:1:31 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Speak to Dealers
Rating:
 
: 3.5/5.0
Review:


Compare XE Rates
HSBC
 
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HSBC: Foreign Transfer NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$1.50 NZD (.15%)
Exchange Rate:0.6274 (3.98% from mid-rate)
To Amount (USD) U$626.46
Total Cost:4.12%
Difference:
U$22 USD less than using OFX
Time:1:31 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare HSBC Rates
TSB Bank
 
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TSB Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$10.00 NZD (1%)
Exchange Rate:0.6236 (4.56% from mid-rate)
To Amount (USD) U$617.36
Total Cost:5.52%
Difference:
U$31 USD less than using OFX
Time:1:31 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare TSB Bank Rates
ASB Bank
 
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ASB Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$1,000
Fee:25
Exchange Rate:0.6287 (3.78% from mid-rate)
To Amount (USD) U$612.98
Total Cost:6.19%
Difference:
U$35 USD less than using OFX
Time:1:31 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare ASB Bank Rates
BNZ Bank
 
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BNZ Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.6210 (4.96% from mid-rate)
To Amount (USD) U$611.68
Total Cost:6.39%
Difference:
U$37 USD less than using OFX
Time:1:31 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare BNZ Bank Rates
ANZ Bank
 
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ANZ Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$1,000
Fee:18
Exchange Rate:0.6223 (4.76% from mid-rate)
To Amount (USD) U$611.10
Total Cost:6.47%
Difference:
U$37 USD less than using OFX
Time:1:31 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Review:


Compare ANZ Bank Rates
Banks - Average Rate
 
loading
Foreign Transfer NZD→USD
From Amount (NZD)NZ$1,000
Fee:22
Exchange Rate:0.6207 (5% from mid-rate)
To Amount (USD) U$615.92
Total Cost:5.74%
Difference:
U$32 USD less than using OFX
Transfer Speed:
Services:


 
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Snapshot 07/04/2020 - View live rates
 
 

NZD to USD - Travel Money & Cards

Provider ReviewAmount USD(U$)Exchange RateFee NZDDeal Links
TransferWise
> Best Overall
U$640.35
2%
0.6501NZ$15.00
Travelex Online
U$637.70
2.4%
0.63770^
ASB Bank logo
ASB Bank
U$611.62
6.39%
U$29 less
0.627325
TSB Bank logo
TSB Bank
U$607.37
7.04%
U$33 less
0.6135NZ$10.00
Banks - Average Rate
BNZ Bank logo TSB Bank logo ASB Bank logo
U$607.34
7.05%
U$33 less
0.617722
BNZ Bank logo
BNZ Bank
U$603.02
7.71%
U$37 less
0.6122NZ$15
TransferWise
 
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TransferWise: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$15.00 NZD (1.5%)
Exchange Rate:0.6501 (-0.51% from mid-rate)
To Amount (USD) U$640.35
Total Cost:2%
Time:1:31 Local
Currency Services:Multi-currency debit card with linked foreign bank accounts
Delivery/Collect:5-7 days
Rating:
 
: 4.6/5.0
Review:


Travelex Online
 
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Travelex Online: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.6377 (-2.4% from mid-rate)
To Amount (USD) U$637.70
Total Cost:2.4%
Time:
Rate Fetched: Sat Jul 04 2020 01:30:03 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Review:


ASB Bank
 
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ASB Bank: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:25
Exchange Rate:0.6273 (-3.99% from mid-rate)
To Amount (USD) U$611.62
Total Cost:6.39%
Time:1:31 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Review:


TSB Bank
 
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TSB Bank: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$10.00 NZD (1%)
Exchange Rate:0.6135 (-6.11% from mid-rate)
To Amount (USD) U$607.37
Total Cost:7.04%
Time:1:31 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Review:


Banks - Average Rate
 
loading
Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:22
Exchange Rate:0.6211 (-4.94% from mid-rate)
To Amount (USD) U$607.34
Total Cost:7.05%
Currency Services:Branch
Delivery/Collect:-


BNZ Bank
 
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BNZ Bank: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.6122 (-6.31% from mid-rate)
To Amount (USD) U$603.02
Total Cost:7.71%
Time:1:31 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Review:


 
loading
Snapshot 07/04/2020 - View live rates
 
 

US Dollar (USD) Country Guides

United StatesUnited States (USD)East TimorEast Timor (USD)EcuadorEcuador (USD)
El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)
Caribbean NetherlandsCaribbean Netherlands (USD)Turks and Caicos IslandsTurks and Caicos Islands (USD)

NZ Dollar and US Dollar Forecasts

When determining the best time to make a foreign exchange transaction, in this case the NZD vs USD, you should pay attention to the recent market trends for both currencies.

NZ Dollar (NZD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

US Dollar (USD)

In early May the continuing coronavirus pandemic and an associated possible re-escalation in the US-China trade tensions has moved the market into safer currencies such as the USD and JPY.

Goldman Sachs and RBC Capital forecast a large drop for US dollar against Japanese Yen to continue with a USD/JPY rate of 95 in the near future.

The US dollar held its value in 2019 despite the US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

Read more in the article USD Forecasts.

How to get Best NZD to USD Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

 

What is a good NZD to USD exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the history of NZD vs USD.

The following table looks at the change in the NZD to USD historic exchange rate over a range of periods upto 10 years.

NZD/USD historic rateChange to 03-JulPeriod
0.6426  26 Jun 20201.7% ▲1 Week
0.6428  03 Jun 20201.6% ▲30 Days
0.5859  04 Apr 202011.5% ▲90 Days
0.6691  04 Jul 20192.3% ▼1 Year
0.6683  05 Jul 20152.2% ▼5 Years
0.6943  06 Jul 20105.9% ▼10 Years
NZD/USD 10 year historic rates & changes to 03-Jul-2020 : 0.6534
 

When is the best time to exchange NZD to USD?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup BER.me FX Alerts