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NZD to USD Transfers Compared

NZD-USD Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to the United States can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to the United States bank accounts or pay a US dollar invoice.

 
   

NZD to USD Market Data

New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy USD
1 NZD = 0.5612 USD
90dLows
1d+0.4%
NZD to USD at 0.5612 is 3.0% below its 3-month average of 0.5783, having traded in a relatively stable 7.1% range from 0.5590 to 0.5989
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Tracker

Is the NZD to USD Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the US dollar is to review how the NZD/USD rate has changed over time.

The table below shows the percentage change in the NZD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateNZD/USDChangePeriod
07 Nov 2025
0.5629
0.6% 2 Week
23 Aug 2025
0.5869
4.7% 3 Month
21 Nov 2024
0.5857
4.5% 1 Year
22 Nov 2020
0.6945
19.5% 5 Year
24 Nov 2015
0.6557
14.7% 10 Year
26 Nov 2005
0.6961
19.6% 20 Year
NZD/USD historic rates & change to 21-Nov-2025
The USD/NZD exchange rate sits at 1.7819, up 3% from its 3-month average. Analysts suggest strong USD demand persists, but mixed U.S. jobs data and potential Fed dovishness could cloud the outlook. Meanwhile, NZD struggles amid rising unemployment and slashed rates

 

NZD to USD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in US dollar across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD USD
NZ$ 1 $ 0.5612
NZ$ 5 $ 2.8060
NZ$ 10 $ 5.6120
NZ$ 20 $ 11.22
NZ$ 50 $ 28.06
NZ$ 100 $ 56.12
NZ$ 250 $ 140.30
NZ$ 500 $ 280.60
NZ$ 1,000 $ 561.20
NZ$ 2,000 $ 1,122
NZ$ 5,000 $ 2,806
NZ$ 10,000 $ 5,612
NZ$ 20,000 $ 11,224
NZ$ 50,000 $ 28,060
NZ$ 100,000 $ 56,120
NZD USD
NZ$ 1.7819 $ 1
NZ$ 8.9095 $ 5
NZ$ 17.82 $ 10
NZ$ 35.64 $ 20
NZ$ 89.10 $ 50
NZ$ 178.19 $ 100
NZ$ 445.48 $ 250
NZ$ 890.95 $ 500
NZ$ 1,782 $ 1,000
NZ$ 3,564 $ 2,000
NZ$ 8,910 $ 5,000
NZ$ 17,819 $ 10,000
NZ$ 35,638 $ 20,000
NZ$ 89,095 $ 50,000
NZ$ 178,190 $ 100,000

More amounts

*Converted at the current NZD-USD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for NZD to USD?

The best NZD to USD exchange rate is 0.5586 from Wise. This is -0.46% compared to the mid-market rate 0.5612.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.

The above Kiwi to Dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-USD mid-rate and the possible savings of using various providers. 

How do NZD-USD rates compare between providers?

Looking at the full NZD to USD - Send Money comparison table the provider with the best NZD to USD exchange rate is Wise at 0.5586, -0.46% from the latest mid-market rate 0.5612.

The next best is OFX at 0.5584, -0.5% from the mid-rate.

Then XE at 0.5578, which is -0.61% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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View a full list of exchange rates by selecting your Base (from) currency: