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NZD to USD Transfers Compared

NZD-USD Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to the United States can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to the United States bank accounts or pay a US dollar invoice.

 
   

NZD to USD Market Data

New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy USD
1 NZD = 0.5764 USD
1d−0.2%
 
NZD to USD is at 7-day lows near 0.5753, just above its 3-month average, having traded in a quite stable 4.5% range from 0.5590 to 0.5842
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Tracker

Is the NZD to USD Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the US dollar is to review how the NZD/USD rate has changed over time.

The table below shows the percentage change in the NZD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateNZD/USDChangePeriod
22 Dec 2025
0.5796
0.7% 2 Week
07 Oct 2025
0.5797
0.7% 3 Month
05 Jan 2025
0.5617
2.4% 1 Year
06 Jan 2021
0.7305
21.2% 5 Year
08 Jan 2016
0.6543
12.1% 10 Year
10 Jan 2006
0.6931
17% 20 Year
NZD/USD historic rates & change to 05-Jan-2026

Currency Forecasts related to NZD/USD

NZD to USD 2026 Forecasts

The New Zealand dollar (NZD) has been facing challenges despite a recent strong GDP report, with market participants largely unaffected by the positive economic data.

Read forecast

NZD to EUR 2026 Forecasts

The New Zealand dollar (NZD) has faced challenges despite a robust GDP report, as analysts note that investor sentiment remains subdued.

Read forecast

NZD to JPY 2026 Forecasts

The recent exchange rate dynamics for the New Zealand dollar (NZD) against the Japanese yen (JPY) reflect a complex interplay of domestic and international factors.

Read forecast

USD to NZD shows a bearish trend. Analysts expect Fed rate cuts will weaken USD, while a stable NZ economy may undermine NZD despite improving global growth and rising commodity prices. Watch for fluctuations as the USD nears a 7-day high, with risks on both sides

 

NZD to USD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in US dollar across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD USD
NZ$ 1 $ 0.5764
NZ$ 5 $ 2.8820
NZ$ 10 $ 5.7640
NZ$ 20 $ 11.53
NZ$ 50 $ 28.82
NZ$ 100 $ 57.64
NZ$ 250 $ 144.10
NZ$ 500 $ 288.20
NZ$ 1,000 $ 576.40
NZ$ 2,000 $ 1,153
NZ$ 5,000 $ 2,882
NZ$ 10,000 $ 5,764
NZ$ 20,000 $ 11,528
NZ$ 50,000 $ 28,820
NZ$ 100,000 $ 57,640
NZD USD
NZ$ 1.7348 $ 1
NZ$ 8.6740 $ 5
NZ$ 17.35 $ 10
NZ$ 34.70 $ 20
NZ$ 86.74 $ 50
NZ$ 173.48 $ 100
NZ$ 433.70 $ 250
NZ$ 867.40 $ 500
NZ$ 1,735 $ 1,000
NZ$ 3,470 $ 2,000
NZ$ 8,674 $ 5,000
NZ$ 17,348 $ 10,000
NZ$ 34,696 $ 20,000
NZ$ 86,740 $ 50,000
NZ$ 173,480 $ 100,000

More amounts

*Converted at the current NZD-USD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for NZD to USD?

The best NZD to USD exchange rate is 0.5736 from OFX . This is -0.49% compared to the mid-market rate 0.5764.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.

The above Kiwi to Dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-USD mid-rate and the possible savings of using various providers. 

How do NZD-USD rates compare between providers?

Looking at the full NZD to USD - Send Money comparison table the provider with the best NZD to USD exchange rate is OFX at 0.5736, -0.49% from the latest mid-market rate 0.5764.

The next best is Wise at 0.5736, -0.49% from the mid-rate.

Then XE at 0.573, which is -0.59% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: