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USD/AUD - Rate Guide

United States Dollar to Australian Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

USD/AUD Exchange Rates and Providers Compared

This guide to the United States Dollar to Australian Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and USD to AUD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the USD/AUD Calculator.

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USD/AUD - 90 Day Rate Alerts

1 USD = 1.4772 AUD

14-DAY HIGHS 1-DAY UP 1.4%
USD/AUD over the last 90 days

View USD/AUD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/AUD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

USD to AUD International Money Transfers

  

Foreign Transfer ProvidersReceive AUD(A$)Exchange RateFee USDTotal CostDeal Links
OFX logo
14,654 AUD
Best Overall
1.46540^0.8%
XE logo
14,587 AUD
67 AUD
1.458701.25%
Wells Fargo Bank logo
14,179 AUD
475 AUD
1.4205184.01%
HSBC logo
14,170 AUD
484 AUD
1.4191$154.08%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
14,083 AUD
571 AUD
1.4166154.66%
Bank of America International Money Transfers
Bank of America logo
13,992 AUD
662 AUD
1.4133$1005.28%
U.S. Bank International Money Transfers
U.S. Bank logo
13,992 AUD
662 AUD
1.4133$1005.28%
 

OFX logo

OFX: Foreign Transfer USD→AUD
From Amount:10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.4654 (0.8% from mid-rate)
To Amount:14,654 AUD
Total Cost:0.8%
Time:
Rate Fetched: 12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer USD→AUD
From Amount:10,000 USD
Fee:
Exchange Rate:1.4587 (1.25% from mid-rate)
To Amount:14,587 AUD
Total Cost:1.25%
Difference:
67 AUD less than using OFX
Time:12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

Wells Fargo Bank logo

Wells Fargo Bank: Foreign Transfer USD→AUD
From Amount:10,000 USD
Fee:18
Exchange Rate:1.4205 (3.84% from mid-rate)
To Amount:14,179 AUD
Total Cost:4.01%
Difference:
475 AUD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer USD→AUD
From Amount:10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:1.4191 (3.93% from mid-rate)
To Amount:14,170 AUD
Total Cost:4.08%
Difference:
484 AUD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→AUD
From Amount:10,000 USD
Fee:15
Exchange Rate:1.4104 (4.52% from mid-rate)
To Amount:14,083 AUD
Total Cost:4.66%
Difference:
571 AUD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logo

Bank of America: Foreign Transfer USD→AUD
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.4133 (4.33% from mid-rate)
To Amount:13,992 AUD
Total Cost:5.28%
Difference:
662 AUD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logo

U.S. Bank: Foreign Transfer USD→AUD
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.4133 (4.33% from mid-rate)
To Amount:13,992 AUD
Total Cost:5.28%
Difference:
662 AUD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount AUD(A$)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
1,382.7 AUD
Compare
1.382706.4%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
1,369 AUD
14 AUD
1.3827$107.33%
Wells Fargo Bank logo
1,355.05 AUD
28 AUD
1.3827$208.27%
Travelex Online US logo
1,296.3 AUD
86 AUD
1.29630^12.25%
 

U.S. Bank logo

U.S. Bank: Travel Money USD→AUD
From Amount:1,000 USD
Fee:0
Exchange Rate:1.3827 (6.4% from mid-rate)
To Amount:1,382.7 AUD
Total Cost:6.4%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→AUD
From Amount:1,000 USD
Fee:$10 USD (1%)
Exchange Rate:1.2926 (12.5% from mid-rate)
To Amount:1,369 AUD
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logo

Wells Fargo Bank: Travel Money USD→AUD
From Amount:1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:1.3827 (6.4% from mid-rate)
To Amount:1,355.05 AUD
Total Cost:8.27%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online US logo

Travelex Online US: Travel Money USD→AUD
From Amount:1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.2963 (12.25% from mid-rate)
To Amount:1,296.3 AUD
Total Cost:12.25%
Time:
Rate Fetched: Sun Sep 22 2019 12:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

USD / AUD converter & margin calculator

$USD
A$AUD
mid-rates

Compare how much you can save on USD/AUD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

United States Dollar

Australian Dollar

1 USD 1.4772 AUD
5 USD 7.3860 AUD
10 USD 14.77 AUD
20 USD 29.54 AUD
50 USD 73.86 AUD
100 USD 147.72 AUD
250 USD 369.30 AUD
500 USD 738.60 AUD
1,000 USD 1,477.20 AUD
2,000 USD 2,954.40 AUD
5,000 USD 7,386.00 AUD
10,000 USD 14,772.00 AUD
50,000 USD 73,860.00 AUD
100,000 USD 147,720.00 AUD
See more

United States Dollar

Australian Dollar

0.6769 USD 1 AUD
3.3845 USD 5 AUD
6.7690 USD 10 AUD
13.54 USD 20 AUD
33.85 USD 50 AUD
67.69 USD 100 AUD
169.23 USD 250 AUD
338.45 USD 500 AUD
676.90 USD 1,000 AUD
1,353.80 USD 2,000 AUD
3,384.50 USD 5,000 AUD
6,769.00 USD 10,000 AUD
33,845.00 USD 50,000 AUD
67,690.00 USD 100,000 AUD
See more
Country Guides (USD & AUD)
United StatesUnited States (USD)AustraliaAustralia (AUD)Christmas IslandChristmas Island (AUD)
Cocos Keeling IslandsCocos Keeling Islands (AUD)Heard And McDonald IslandsHeard And McDonald Islands (AUD)KiribatiKiribati (AUD)
NauruNauru (AUD)Norfolk IslandNorfolk Island (AUD)TuvaluTuvalu (AUD)
East TimorEast Timor (USD)EcuadorEcuador (USD)El SalvadorEl Salvador (USD)
British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)
Turks And Caicos IslandsTurks And Caicos Islands (USD)ZimbabweZimbabwe (USD)

USD/AUD - Historical Trends

This table shows historic rates and trends of United States Dollar to Australian Dollar over periods upto 10 years.

PeriodChange*USD/AUDDate
1 Day+0.3%1.472419 Sep 2019
7 Day+1.6%1.454113 Sep 2019
30 Day+0.2%1.473921 Aug 2019
3 Month+2.4%1.442622 Jun 2019
1 Year+7.6%1.372520 Sep 2018
5 Year+32%1.119221 Sep 2014
10 Year+29%1.144922 Sep 2009

*For period to 20-Sep 21UTC when USD/AUD was 1.4772

You can use our USD interactive charts to check USDAUD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

USDAUD blended flags

USD and AUD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs AUD, you should pay attention to the recent market trends for both currencies.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

Australian Dollar (AUD)

In early August the Australian dollar sunk to a 10 year low of 67¢ (Aug-7) to the US dollar. This was due to the offshore yuan breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

Why can't I just get the USD/AUD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / AUD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

USDAUD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all USD Exchange Rates