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USD to AUD - Rate Guide

United States Dollar to Australian Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

USD/AUD update & alerts

1 USD = 1.4728 AUD

USD to AUD - Trading Range (90 Day)
ALERT: 30-DAY HIGHS đź”” |
90-DAY TREND: At 1.474 USD/AUD is trading near the average 1.4696 with a range 1.4454 to 1.4916. ALERT: USD/AUD has risen to 30-DAY HIGHS. Updated: 08:01-AEDT 21:01-GMT 16:01-EST

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USD/AUD Exchange Rates and Providers Compared

This guide to the United States Dollar to Australian Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and USD to AUD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our USD/AUD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/AUD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

USD to AUD International Money Transfers

  

Foreign Transfer ProvidersReceive AUD(A$)Exchange RateFee USDTotal CostDeal Links
OFX logo
A$14,613
Best Overall
1.46130^0.8%
XE logo
A$14,547
A$66 less
1.454701.25%
Wells Fargo Bank logo
A$14,198
A$415 less
1.4224183.62%
HSBC logo
A$14,188
A$425 less
1.4209U$153.69%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
A$14,101
A$512 less
1.4184154.28%
Bank of America International Money Transfers
Bank of America logo
A$14,009
A$604 less
1.4151U$1004.9%
U.S. Bank International Money Transfers
U.S. Bank logo
A$14,009
A$604 less
1.4151U$1004.9%
 

OFX logo

OFX: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.4613 (0.8% from mid-rate)
To Amount (AUD) A$14,613
Total Cost:0.8%
Time:
Rate Fetched: 12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:
Exchange Rate:1.4547 (1.25% from mid-rate)
To Amount (AUD) A$14,547
Total Cost:1.25%
Difference:
A$66 AUD less than using OFX
Time:12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

Wells Fargo Bank logo

Wells Fargo Bank: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:18
Exchange Rate:1.4224 (3.44% from mid-rate)
To Amount (AUD) A$14,198
Total Cost:3.62%
Difference:
A$415 AUD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:U$15 USD (.15%)
Exchange Rate:1.4209 (3.54% from mid-rate)
To Amount (AUD) A$14,188
Total Cost:3.69%
Difference:
A$425 AUD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:15
Exchange Rate:1.4122 (4.13% from mid-rate)
To Amount (AUD) A$14,101
Total Cost:4.28%
Difference:
A$512 AUD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logo

Bank of America: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:1.4151 (3.94% from mid-rate)
To Amount (AUD) A$14,009
Total Cost:4.9%
Difference:
A$604 AUD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logo

U.S. Bank: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:1.4151 (3.94% from mid-rate)
To Amount (AUD) A$14,009
Total Cost:4.9%
Difference:
A$604 AUD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount AUD(A$)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
A$1,378.9
Compare
1.378906.39%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
A$1,365
A$14 less
1.3789U$107.33%
Wells Fargo Bank logo
A$1,351.32
A$28 less
1.3789U$208.27%
Travelex Online US logo
A$1,292.9
A$86 less
1.29290^12.23%
 

U.S. Bank logo

U.S. Bank: Travel Money USD→AUD
From Amount (USD)U$1,000
Fee:0
Exchange Rate:1.3789 (6.39% from mid-rate)
To Amount (AUD) A$1,378.9
Total Cost:6.39%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→AUD
From Amount (USD)U$1,000
Fee:U$10 USD (1%)
Exchange Rate:1.2890 (12.5% from mid-rate)
To Amount (AUD) A$1,365
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logo

Wells Fargo Bank: Travel Money USD→AUD
From Amount (USD)U$1,000
Fee:U$20 USD (Minimum fee)
Exchange Rate:1.3789 (6.39% from mid-rate)
To Amount (AUD) A$1,351.32
Total Cost:8.27%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online US logo

Travelex Online US: Travel Money USD→AUD
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.2929 (12.23% from mid-rate)
To Amount (AUD) A$1,292.9
Total Cost:12.23%
Time:
Rate Fetched: Fri Nov 22 2019 12:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

USDAUD blended flags

USD and AUD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs AUD, you should pay attention to the recent market trends for both currencies.

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

Australian Dollar (AUD)

At the end of October the AUD surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

Why can't I just get the USD/AUD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / AUD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

USDAUD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all USD Exchange Rates