Best USD to CNY Exchange Rates - Compare & Save

In this dollar to yuan rate guide:

1 USD = CNY

USD to CNY at 6.7390 is just above its 90-day average 6.7205 with range 6.6507-6.7890.

11-AUG 8AM-NY 1PM-LON 8PM-HK 10PM-SYD

Sell USD → Buy CNY

Track Rate

1 CNY = 0.1484 USD

14-DAY▼LOW

For two years until April 2022 the yuan has steadily strengthened to 6.3 per US dollar, but then the PBOC has abrutly allowed CNY to drop to 6.7 with market sentiment worsening towards China’s economy due to continuing strict Covid lockdowns.

CNY Outlook

Date	USD/CNY	Change	Period
27 Jul 2022	6.7585	0.5% ▼	2 Week
12 May 2022	6.7870	0.9% ▼	3 Month
10 Aug 2021	6.4859	3.7% ▲	1 Year
11 Aug 2017	6.6655	0.9% ▲	5 Year
12 Aug 2012	6.3594	5.7% ▲	10 Year
15 Aug 2002	8.2757	18.8% ▼	20 Year

USD/CNY change over periods to 10-Aug-2022

USD to CNY - Compare & Save

The below comparison table makes it easy to calculate the Total Cost you are being charged on dollar to yuan and the possible savings of using different FX providers.

Compare Transfer Rates : Send $10,000 USD → Receive CNY

Provider	Receive CNY	USD/CNY Rate	Cost
OFX Trusted brand in Foreign Exchange. Online & Phone. Helpful Dealers & support. Lock in an Exchange Rate with Spot & Forward Deals. 1%	10,000 USD = 66,716 CNY Up to 5,235 CNY more See more	6.6716	1%	Visit OFX Best Value No fees on all your OFX transfers
WorldRemit Online Bank Transfers or Cash Pickup - e-Wallet payments. Large number of currencies. 1.44%	10,000 USD = 66,420 CNY Get ¥296 less See more	6.6447	1.44%	Visit WorldRemitCompare Rate
Paypal The cost of sending money with PayPal is a fixed percentage (between 4 to 7 percent) of the amount being sent. 4.2%	10,000 USD = 64,560 CNY Get ¥2,156 less See more	6.456	4.2%	Compare Rate
HSBC HSBC's profit margin is generally 2.5%-7% depending on currencies and amounts. 5.79%	10,000 USD = 63,488 CNY Get ¥3,228 less See more	6.3615	5.79%	Compare Rate
Citibank Citibank's profit margin is generally 3 - 7% depending on currencies and amounts. 6.2%	10,000 USD = 63,213 CNY Get ¥3,503 less See more	6.3289	6.2%	Compare Rate
Deutsche Bank Deutsche Bank's profit margin is generally 3 - 7% depending on currencies and amounts. 6.26%	10,000 USD = 63,173 CNY Get ¥3,543 less See more	6.3811	6.26%	Compare Rate
Rate: 6.1984 Click for details Rate: 6.2245 Click for details Rate: 6.3289 Click for details Rate: 6.3615 Click for details Rate: 6.3811 Click for details Rate: 6.1592 Click for details Rate: 6.1984 Click for details Rate: 6.1657 Click for details SHOW ALL 7.47%	10,000 USD = 62,357 CNY Get ¥4,359 less	6.2522	7.47%	Average Bank Rate
Bank of America Bank of America's FX wire margin is generally 4.0% - 8.0% depending on currencies and amounts. 7.91%	10,000 USD = 62,058 CNY Get ¥4,658 less See more	6.2245	7.91%	Compare Rate
CIBC CIBC's profit margin is generally 4 - 8% depending on currencies and amounts. 8.02%	10,000 USD = 61,984 CNY Get ¥4,732 less See more	6.1984	8.02%	Compare Rate
U.S. Bank U.S. Bank's FX wire margin is generally 4.0% - 8.0% depending on currencies and amounts. 8.3%	10,000 USD = 61,798 CNY Get ¥4,918 less See more	6.1984	8.3%	Compare Rate
Chase Bank Chase Bank's FX wire charge is generally 3.5% - 8.0% of your amount depending on the receive currency plus a fixed fee of $0-$50. 8.51%	10,000 USD = 61,657 CNY Get ¥5,059 less See more	6.1657	8.51%	Compare Rate Chase Online foreign wires of $5,000 USD or more have no additional fee; and a $5 fee for sending less than $5,000 USD; In-branch fee is a flat $50.
Wells Fargo Bank Wells Fargo's FX wire margin is generally 3.0% - 8.0% depending on currencies and amounts. 8.77%	10,000 USD = 61,481 CNY Get ¥5,235 less See more	6.1592	8.77%	Compare Rate
Xoom Xoom offers a fast way to send money, reload phones, and pay bills around the world. Xoom is owned by PayPal.	Above Xoom maximum amount. See more	Compare Rate
Wise Great rates for Transfers and Multi-currency Card. Get local accounts in 10 currencies.	Above Wise maximum amount. See more	Visit WiseCompare Rate

Cost % is Provider Rate Margin vs Mid-rate + Fees

USD/CNY=6.7390

14-DAY▼LOW

My Rates

Transfers - United States to China

USD to CNY - Travel & Spend

USD/CNY Mid-rate Calculator

* This table compares FX rates & fees of selected FX specialists and banks for USD to CNY International Money Transfers. Providers must be well established, reputable and regulated in the US as licensed money transmitters. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.

Exchange rates available for foreign transfers and currency exchange always contain either a rate margin from the Latest USD to CNY Exchange Rate (shown above) or a transaction fee and often both!

Country Guides - US dollar & Chinese yuan

United States (USD)

China (CNY)

How to get a good USD to CNY Exchange Rate

There are two important ways to save on Foreign Exchange, the first is minimising unnecessary or excessive costs and fees, and the other is to transact when the exchange rate is in your favour.

Reduce Excessive costs and fees

Generally speaking, if you are buying Chinese yuan with US dollar, then it's good for the USD/CNY exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

You can also read our practical guide to getting the Best Deals for your Foreign Transfers and Travel Money to China.

Will the US dollar rise against the Chinese yuan?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/CNY to your BestExchangeRates My Rates Watchlist to track and benefit from currency movements.

Manage My Rates

Rather than requiring you to set a target rate, our FX Alerts work differently.

Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP▲ DOWN▼ HIGH▲ LOW▼ alerts over a range of periods over the recent 90 days.

Related exchange rates

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Provider	OFX
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥66,716
Exchange Rate	1USD = 6.6716 CNY (1CNY = 0.1499USD)
Rate Margin	1%
Other Fees	$0
Total Cost (Rate Margin + Fees)	1%
Transfer Speed	1-2 days
Rate Retrieved	12:04 Local - BER

Provider	WorldRemit
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥66,420
Exchange Rate	1USD = 6.6447 CNY (1CNY = 0.1505USD)
Rate Margin	1.4%
Other Fees	$3.99
Total Cost (Rate Margin + Fees)	1.44%
Difference	Get ¥296 CNY less than withOFX
Transfer Speed	1-2 days
Rate Retrieved	12:04 Local - BER

Provider	Paypal
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥64,560
Exchange Rate	1USD = 6.4560 CNY (1CNY = 0.1549USD)
Rate Margin	4.2%
Other Fees	$0
Total Cost (Rate Margin + Fees)	4.2%
Difference	Get ¥2,156 CNY less than withOFX
Transfer Speed	1-2 days
BER Rating	2/5.0
Rate Retrieved	12:04 Local - BER

Provider	HSBC
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥63,488
Exchange Rate	1USD = 6.3615 CNY (1CNY = 0.1572USD)
Rate Margin	5.6%
Other Fees	$20
Total Cost (Rate Margin + Fees)	5.79%
Difference	Get ¥3,228 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	12:04 Local - BER

Provider	Citibank
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥63,213
Exchange Rate	1USD = 6.3289 CNY (1CNY = 0.1580USD)
Rate Margin	6.09%
Other Fees	$12
Total Cost (Rate Margin + Fees)	6.2%
Difference	Get ¥3,503 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	12:04 Local - BER

Provider	Deutsche Bank
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥63,173
Exchange Rate	1USD = 6.3811 CNY (1CNY = 0.1567USD)
Rate Margin	5.31%
Other Fees	$100.00 USD (1%)
Total Cost (Rate Margin + Fees)	6.26%
Difference	Get ¥3,543 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	12:04 Local - BER

Provider	Comparison Rate
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥62,357
Exchange Rate	1USD = 6.4594 CNY (1CNY = 0.1548USD)
Rate Margin	4.15%
Total Cost (Rate Margin + Fees)	7.47%
Difference	Get ¥4,359 CNY less than withOFX

Provider	Bank of America
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥62,058
Exchange Rate	1USD = 6.2245 CNY (1CNY = 0.1607USD)
Rate Margin	7.63%
Other Fees	$30
Total Cost (Rate Margin + Fees)	7.91%
Difference	Get ¥4,658 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	12:04 Local - BER

Provider	CIBC
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥61,984
Exchange Rate	1USD = 6.1984 CNY (1CNY = 0.1613USD)
Rate Margin	8.02%
Other Fees	$0
Total Cost (Rate Margin + Fees)	8.02%
Difference	Get ¥4,732 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	12:04 Local - BER

Provider	U.S. Bank
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥61,798
Exchange Rate	1USD = 6.1984 CNY (1CNY = 0.1613USD)
Rate Margin	8.02%
Other Fees	$30
Total Cost (Rate Margin + Fees)	8.3%
Difference	Get ¥4,918 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	12:04 Local - BER

Provider	Chase Bank
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥61,657
Exchange Rate	1USD = 6.1657 CNY (1CNY = 0.1622USD)
Rate Margin	8.51%
Other Fees	$0
Total Cost (Rate Margin + Fees)	8.51%
Difference	Get ¥5,059 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	12:04 Local - BER

Provider	Wells Fargo Bank
FX Type	Foreign Transfer USD→CNY
From Amount (USD)	$10,000
To Amount (CNY)	¥61,481
Exchange Rate	1USD = 6.1592 CNY (1CNY = 0.1624USD)
Rate Margin	8.6%
Other Fees	$18
Total Cost (Rate Margin + Fees)	8.77%
Difference	Get ¥5,235 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	12:04 Local - BER

Provider	Xoom
FX Type	Foreign Transfer USD→CNY
MIN/MAX:	Above Xoom maximum amount.
Exchange Rate	1USD = 6.4659 CNY (1CNY = 0.1547USD)
Rate Margin	4.05%
Total Cost (Rate Margin + Fees)	4.05%
Transfer Speed	1-2 days
BER Rating	4.2/5.0
Rate Retrieved	12:04 Local - BER

Provider	Wise
FX Type	Foreign Transfer USD→CNY
MIN/MAX:	Above Wise maximum amount.
Exchange Rate	1USD = 6.6952 CNY (1CNY = 0.1494USD)
Rate Margin	0.65%
Total Cost (Rate Margin + Fees)	1.35%
Transfer Speed	1-2 days
Rate Retrieved	12:04 Local - BER

USD to CNY Exchange Rates

USD to CNY - Compare & Save

Multi-Vendor Quote

Country Guides - US dollar & Chinese yuan

How to get a good USD to CNY Exchange Rate

Reduce Excessive costs and fees

Will the US dollar rise against the Chinese yuan?

Related exchange rates