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USD to CNY Calculator

United States Dollar to Chinese Yuan - Convert Compare Save

USD to CNY mid-rate = 6.9004

Right now the USD/CNY market mid-rate is 6.9004 and represents ideally how many Chinese Yuan you can get for one United States Dollar.

You can calculate equivalent United States Dollar to Chinese Yuan currency amounts (at mid-rate) below. Then select the transaction type to compare the best exchange rates available for USD to CNY transfers or buying CNY travel money.

USD / CNY Converter


$USD


¥CNY
1 United States Dollar equals
6.9004 Chinese Yuan

Compare how much you can save on
USD/CNY exchange rates for:

Foreign Transfers Travel Cash/Cards

 
 
3 Month USD to CNY Chart
Loading USD/CNY rates

United States Dollar

Chinese Yuan

1 USD 6.9004 CNY
5 USD 34.50 CNY
10 USD 69.00 CNY
20 USD 138.01 CNY
50 USD 345.02 CNY
100 USD 690.04 CNY
250 USD 1,725.10 CNY
500 USD 3,450.20 CNY
1,000 USD 6,900.40 CNY
2,000 USD 13,800.80 CNY
5,000 USD 34,502.00 CNY
10,000 USD 69,004.00 CNY
50,000 USD 345,020.00 CNY
100,000 USD 690,040.00 CNY
See more

United States Dollar

Chinese Yuan

0.1449 USD 1 CNY
0.7245 USD 5 CNY
1.4490 USD 10 CNY
2.8980 USD 20 CNY
7.2450 USD 50 CNY
14.49 USD 100 CNY
36.23 USD 250 CNY
72.45 USD 500 CNY
144.90 USD 1,000 CNY
289.80 USD 2,000 CNY
724.50 USD 5,000 CNY
1,449.00 USD 10,000 CNY
7,245.00 USD 50,000 CNY
14,490.00 USD 100,000 CNY
See more

CNY Country Guides
ChinaChina

United States Dollar to Chinese Yuan (USD-CNY) - 10 Year History

The below table shows the historic variation in the USD/CNY exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
16 Dec 20186.9076Latest
09 Dec 20186.87571 Week+0.46%
16 Nov 20186.93811 Month-0.44%
19 Jun 20186.48846 Months+6.46%
16 Dec 20176.61091 Year+4.49%
16 Dec 20166.95272 Years-0.65%
17 Dec 20136.08775 Years+13.47%
18 Dec 20086.832610 Years+1.1%

Best Rates for USD/CNY Transfers and Travel Money

The total transaction cost you will be charged is the margin from the mid-rate offered by your foreign exchange provider plus any fixed or percentage fees. These margins and fees will vary significantly for International Money Transfers and Travel Money transactions.

You can see a sample of the margins from mid-rate in the table below which shows an example of the costs charged by FX specialist and the average bank rate when sending money transfers from USD to CNY.

Foreign Transfers - Exchange Rate Comparison

Foreign Transfer Providers
Ratings & Reviews
Amount CNY(¥)Exchange RateFee USDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
WorldFirst logo
68,706 CNY
Top Provider
6.870600.4%Bank Transfers - Online & Phone1-2 days
 
OFX logo
66,832 CNY
¥1,874 less
6.68320^3.12%Bank Transfers - Online & Phone1-2 days
Wells Fargo Bank logo
65,443 CNY
¥3,263 less
6.5561185.13%Online, Branch, Bank Transfers2-3 days
HSBC logo
65,396 CNY
¥3,310 less
6.5494$155.2%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
64,997 CNY
¥3,709 less
6.5377155.78%Online, Branch, Bank Transfers2-3 days
Bank of America
Bank of America logo
64,575 CNY
¥4,131 less
6.5227$1006.39%Online, Branch, Bank Transfers2-3 days
U.S. Bank
U.S. Bank logo
64,575 CNY
¥4,131 less
6.5227$1006.39%Online, Branch, Bank Transfers2-3 days
WorldFirst: Foreign Transfer USD→CNY
USD amount:$10,000 USD
Fee:
Exchange Rate:6.8706 (0.4% from mid-rate)
CNY amount:68,706 CNY
Total Cost:0.4%
Time:6:08 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.6/5.0
Reviews:
 
OFX: Foreign Transfer USD→CNY
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:6.6832 (3.12% from mid-rate)
CNY amount:66,832 CNY
Total Cost:3.12%
Difference:
¥1,874 less than using WorldFirst
Time:
Rate Fetched: Mon Dec 17 2018 04:03:15 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.8/5.0
Reviews:
Wells Fargo Bank: Foreign Transfer USD→CNY
USD amount:$10,000 USD
Fee:18
Exchange Rate:6.5561 (4.96% from mid-rate)
CNY amount:65,443 CNY
Total Cost:5.13%
Difference:
¥3,263 less than using WorldFirst
Time:6:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
HSBC: Foreign Transfer USD→CNY
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:6.5494 (5.06% from mid-rate)
CNY amount:65,396 CNY
Total Cost:5.2%
Difference:
¥3,310 less than using WorldFirst
Time:6:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo

Foreign Transfer USD→CNY
USD amount:$10,000 USD
Fee:15
Exchange Rate:6.5093 (5.64% from mid-rate)
CNY amount:64,997 CNY
Total Cost:5.78%
Difference:
¥3,709 less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Bank of America: Foreign Transfer USD→CNY
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:6.5227 (5.44% from mid-rate)
CNY amount:64,575 CNY
Total Cost:6.39%
Difference:
¥4,131 less than using WorldFirst
Time:6:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
U.S. Bank: Foreign Transfer USD→CNY
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:6.5227 (5.44% from mid-rate)
CNY amount:64,575 CNY
Total Cost:6.39%
Difference:
¥4,131 less than using WorldFirst
Time:6:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Rates @ 12/17/2018.
Total Cost = Fee + exchange rate margin vs USD/CNY mid-rate: 6.8982

The below table shows an example of the margins and possible savings when you order travel money online with a currency specialist versus the average bank, kiosk or post office rate to buy foreign cash.

Travel Money - Exchange Rate Comparison

Travel Money Providers
Ratings & Reviews
Amount CNY(¥)Exchange RateFee USDTotal CostCurrency ServicesDelivery SpeedDeal Links
Wells Fargo Bank logo
6,458.4 CNY
Top Provider
6.5902$206.38%Branch-
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
6,458 CNY
¥0.4 less
6.5237$106.38%Branch-
U.S. Bank
U.S. Bank logo
6,457.1 CNY
¥1.3 less
6.457106.39%Branch-
 
Travelex Online US logo
6,222.5 CNY
¥236 less
6.22250^9.8%Online order, Branch pickup, Home delivery2-3 days
Wells Fargo Bank: Travel Money USD→CNY
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:6.5902 (4.46% from mid-rate)
CNY amount:6,458.4 CNY
Total Cost:6.38%
Time:6:08 Local
Currency Services:Branch
Delivery Speed:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo

Travel Money USD→CNY
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:6.0359 (12.5% from mid-rate)
CNY amount:6,458 CNY
Total Cost:6.38%
Currency Services:Branch
Delivery Speed:-
U.S. Bank: Travel Money USD→CNY
USD amount:$1,000 USD
Fee:0
Exchange Rate:6.4571 (6.39% from mid-rate)
CNY amount:6,457.1 CNY
Total Cost:6.39%
Time:6:08 Local
Currency Services:Branch
Delivery Speed:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→CNY
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:6.2225 (9.8% from mid-rate)
CNY amount:6,222.5 CNY
Total Cost:9.8%
Time:
Rate Fetched: Mon Dec 17 2018 04:00:05 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery Speed:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Rates @ 12/17/2018.
Total Cost = Fee + exchange rate margin vs USD/CNY mid-rate: 6.8982

Why can't I just get the USD/CNY market rate I see on Google or in the Media?

The USD/CNY mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / CNY was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/CNY midrate the better deal you are getting.

USD to CNY mid-rate on google

USD to CNY mid-rate on google search

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to CNY exchange rate

  1. Know the latest USD/CNY market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and Chinese Yuan

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs CNY, you should pay attention to both United States Dollar and Chinese Yuan news and forecasts.

United States Dollar (USD) - Market news and forecasts

14-December-18: Against a basket of currencies, the US dollar struck an 18-month high in mid-December after negative political and economic developments weighed on rest-of-the-world currencies. At the time of writing, the dollar was showing trade-weighted appreciation of 6 percent for 2018 and was on course to gain in 10 of the year’s 12 months.

The dollar had strengthened to levels near $1.13 against the euro, which suffered due to disappointing eurozone economic data and Brexit-related uncertainties.

Brexit allowed the dollar to gain handsomely against the pound in 2018. On December-11, GBP/USD traded below 1.25 for the first time since early 2017.

The economic slowdown in China has also helped the dollar by creating safe haven flows into the US. The dollar has yet to reach the magic 7-yuan level but remains close to it, at levels near 6.9.

For 2019, JP Morgan and Morgan Stanley are both bearish the greenback. The banks remain skeptical over future Fed interest rate hikes and point to a possible US economic downturn in the second half of the year.

Scotiabank is forecasting EUR/USD at $1.30 by 2019 year-end, indicating a potential 13 percent decline in the dollar’s buying power.

Chinese Yuan (CNY) - Market news and forecasts

4-December-18: A number of important economic developments in 2018 have worked to reduce demand for the yuan. Throughout October and November, China’s currency traded at or near to long-term lows at exchange rates near 6.95 to the dollar.

Chief among negative developments was Washington’s agenda of trade protectionism. Massive tariffs imposed on Chinese goods in 2018 make such goods more expensive to American buyers, which lessens their appeal and necessitates a weaker yuan.

Fortunately, at December’s G20 summit in Argentina, US and Chinese leaders agreed to a 3-month suspension on planned increases to tariffs. In the days that followed this trade truce, the yuan climbed to an 11-week high of 6.831.

A tumbling Chinese stock market hasn’t helped the yuan either. While US stocks were slightly higher year-to-date at the time of this report, the Shanghai Composite index was down 20 percent! Investors, therefore, no longer want to buy into Chinese companies and have one less reason to exchange local currency into yuan.

A Mizuho analyst told Bloomberg in early December that he did not see much room for yuan strength given uncertainties over future trade negotiations. Therefore, the yuan may still weaken to the symbolic 7.0 level.


 

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