Best USD to CNY Exchange Rates - Compare Providers & Save

In this US dollar to Chinese yuan guide:

1 USD = CNY

Sell USD → Buy CNY

30-DAY▼LOW

USD to CNY at 6.3552 is just below average of its 90-day range 6.3447-6.4068.

18-JAN 9PM-NY 19-JAN 2AM-LON 10AM-HK 1PM-SYD

Track Rate

1 CNY = 0.1574 USD

USD/CNY was	Change	Period
6.3553 04 Jan 2022	0% ▼	2 Weeks
6.3939 20 Oct 2021	0.6% ▼	90 Days
6.4925 18 Jan 2021	2.1% ▼	1 Year
6.8716 19 Jan 2017	7.5% ▼	5 Years
6.3322 21 Jan 2012	0.3% ▲	10 Years
8.2756 23 Jan 2002	23.2% ▼	20 Years

USD/CNY change over periods to 18-Jan-2022

In November 2021 the yuan is hovering around 6.4 per US dollar (1 AUD = 4.7 CNY), but with market sentiment worsening due to the massive Chinese Evergrande debt problems with the property developer missing another bond payment.

China’s Central Bank has pumped more liquidity into the domestic markets amidst the uncertainty over the property developer’s debt saga.

CNY Outlook

30-DAY▼LOW

USD to CNY - Compare & Save

The below comparison table makes it easy to calculate the Total Cost you are being charged and the possible savings of using different FX providers.

Compare Transfer Rates : Send $10,000 USD → Receive CNY

Provider	Receive CNY	USD/CNY Rate	Cost
XE Trusted brand in foreign exchange, XE offer very good rates & $0 transfer fees. See details	10,000 USD = 63,139 CNY Up to 3,388 CNY more 0.65% See details	6.3139	0.65%	Visit XE Best Value
OFX Online & Phone, Helpful Dealers & Support. Lock in exchange rates with Spot & Forward Deals. See details	10,000 USD = 62,916 CNY Get ¥223 less 1% See details	6.2916	1%	Visit OFXCompare this Rate No fees on all your OFX transfers
HSBC See details	10,000 USD = 61,839 CNY Get ¥1,300 less 2.7% See details	6.1963	2.7%	Compare this Rate
Western Union See details	10,000 USD = 61,582 CNY Get ¥1,557 less 3.1% See details	6.1582	3.1%	Visit Western UnionCompare this Rate
TD Bank See details	10,000 USD = 61,002 CNY Get ¥2,137 less 4.01% See details	6.1137	4.01%	Compare this Rate
SHOW ALL	10,000 USD = 60,507 CNY Get ¥2,632 less 4.79%	6.0653	4.79%	Average Bank Rate
Wells Fargo Bank See details	10,000 USD = 60,131 CNY Get ¥3,008 less 5.38% See details	6.0239	5.38%	Compare this Rate
Bank of America See details	10,000 USD = 59,813 CNY Get ¥3,326 less 5.88% See details	5.9993	5.88%	Compare this Rate
U.S. Bank See details	10,000 USD = 59,751 CNY Get ¥3,388 less 5.98% See details	5.9931	5.98%	Compare this Rate
Paypal See details	10,000 USD = 59,587 CNY Get ¥3,552 less 6.24% See details	6.0311	6.24%	Compare this Rate
Xoom See details	Your amount above the Xoom maximum - 2,999 USD 5.26% See details	Compare this Rate
Wise Great rates for Transfers and Multi-currency Card. Get local accounts in 10 currencies. See details	Your amount above the Wise maximum - 5,000 USD 1.35% See details	Visit WiseCompare this Rate

Cost % is Provider Rate Margin vs Mid-rate + Fees

USD/CNY=6.3552

30-DAY▼LOW

My Rates

Compare Transfers from United States to China

USD to CNY calculator

* This table compares FX rates & fees of selected FX specialists and banks for USD to CNY International Money Transfers. Providers must be well established, reputable and regulated in the US as licensed money transmitters. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.

Exchange rates available for foreign transfers and currency exchange always contain either a rate margin from the Latest USD to CNY Exchange Rate (shown above) or a transaction fee and often both!

How to get a good USD to CNY Exchange Rate

There are two important ways to save on Foreign Exchange, the first is minimising unnecessary or excessive costs and fees, and the other is to transact when the exchange rate is in your favour.

Reduce Excessive costs and fees

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

You can also read our practical guide to getting the Best Deals for your Foreign Transfers and Travel Money to China.

Will the US dollar rise against the Chinese yuan?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/CNY to your BestExchangeRates My Rates Watchlist to track and benefit from currency movements.

Rate Tracker

Rather than requiring you to set a target rate, our FX Alerts work differently.

Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP▲ DOWN▼ HIGH▲ LOW▼ alerts over a range of periods over the recent 90 days.

More US dollar rates

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From Amount (USD)	$10,000
To Amount (CNY)	¥63,139
Exchange Rate	1USD = 6.3139 CNY (1CNY = 0.1584USD)
Rate Margin	0.65%
Other Fees	$0
Total Cost (Rate Margin + Fees)	0.65%
Transfer Speed	1-2 days

From Amount (USD)	$10,000
To Amount (CNY)	¥62,916
Exchange Rate	1USD = 6.2916 CNY (1CNY = 0.1589USD)
Rate Margin	1%
Other Fees	$0
Total Cost (Rate Margin + Fees)	1%
Difference	Get ¥223 CNY less than with XE
Transfer Speed	1-2 days

From Amount (USD)	$10,000
To Amount (CNY)	¥61,839
Exchange Rate	1USD = 6.1963 CNY (1CNY = 0.1614USD)
Rate Margin	2.5%
Other Fees	$20
Total Cost (Rate Margin + Fees)	2.7%
Difference	Get ¥1,300 CNY less than with XE
Transfer Speed	2-3 days

From Amount (USD)	$10,000
To Amount (CNY)	¥61,582
Exchange Rate	1USD = 6.1582 CNY (1CNY = 0.1624USD)
Rate Margin	3.1%
Other Fees	$0
Total Cost (Rate Margin + Fees)	3.1%
Difference	Get ¥1,557 CNY less than with XE
Transfer Speed	1-2 days

From Amount (USD)	$10,000
To Amount (CNY)	¥61,002
Exchange Rate	1USD = 6.1137 CNY (1CNY = 0.1636USD)
Rate Margin	3.8%
Other Fees	$22
Total Cost (Rate Margin + Fees)	4.01%
Difference	Get ¥2,137 CNY less than with XE
Transfer Speed	2-3 days

USD to CNY Exchange Rates

USD to CNY - Compare & Save

Your USD→CNY Foreign Transfer with XE

Your USD→CNY Foreign Transfer with OFX

Your USD→CNY Foreign Transfer with HSBC

Your USD→CNY Foreign Transfer with Western Union

Your USD→CNY Foreign Transfer with TD Bank

Your USD→CNY Foreign Transfer : Bank Average

Your USD→CNY Foreign Transfer with Wells Fargo Bank

Your USD→CNY Foreign Transfer with Bank of America

Your USD→CNY Foreign Transfer with U.S. Bank

Your USD→CNY Foreign Transfer with Paypal

Your USD→CNY Foreign Transfer with Xoom

Your USD→CNY Foreign Transfer with Wise

Multi-Vendor Quote

How to get a good USD to CNY Exchange Rate

Reduce Excessive costs and fees

Will the US dollar rise against the Chinese yuan?

More US dollar rates

MIN/MAX:	Your amount above the Xoom maximum - 2,999 USD
Exchange Rate	1USD = 6.0239 CNY (1CNY = 0.1660USD)
Rate Margin	5.21%
Total Cost (Rate Margin + Fees)	5.26%
Transfer Speed	1-2 days
BER Rating	4.2/5.0