Compare Best USD to CZK transfer rates

Compare Exchange Rates & Fees - Save Time & Money

Sending money to Czech Republic can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Czech Republic bank accounts or pay a Czech Republic horuna invoice.

USD to CZK Market Data

US dollar (USD) to Czech Republic horuna (CZK) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell USD → Buy CZK

1 USD = 20.85 CZK

1d−0.3%▼

USD to CZK at 20.95 is near its 3-month average, having traded in a quite stable 5.1% range from 20.50 to 21.55

14-OCT 8PM-NY 15-OCT 1AM-LON 8AM-HK 11AM-SYD

Tracker

1 CZK = 0.047959 USD

Is the USD to CZK Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Czech Republic horuna is to review how the USD/CZK rate has changed over time.

The table below shows the percentage change in the USD to CZK exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

Date	USD/CZK	Change	Period
01 Oct 2025	20.68	1.1% ▲	2 Week
17 Jul 2025	21.21	1.4% ▼	3 Month
15 Oct 2024	23.18	9.8% ▼	1 Year
16 Oct 2020	23.29	10.2% ▼	5 Year
18 Oct 2015	23.85	12.3% ▼	10 Year
20 Oct 2005	24.86	15.9% ▼	20 Year

USD/CZK historic rates & change to 15-Oct-2025

USD to CZK update: Current rates around 20.95 reflect ongoing USD volatility amid U.S.-China trade uncertainties and Fed forecasts. Experts predict mixed impacts from CPI data and CNB's steady stance at 3.5%, suggesting a stable trading range (20.50-21.55) ahead. Monitor closely!

@bestfxrates

USD to CZK Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Czech Republic horuna across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD	CZK
$ 1	Kč 20.85
$ 5	Kč 104.25
$ 10	Kč 208.50
$ 20	Kč 417.00
$ 50	Kč 1,043
$ 100	Kč 2,085
$ 250	Kč 5,213
$ 500	Kč 10,425
$ 1,000	Kč 20,850
$ 2,000	Kč 41,700
$ 5,000	Kč 104,250
$ 10,000	Kč 208,500
$ 20,000	Kč 417,000
$ 50,000	Kč 1,042,500
$ 100,000	Kč 2,085,000

USD	CZK
$ 0.0480	Kč 1
$ 0.2398	Kč 5
$ 0.4796	Kč 10
$ 0.9592	Kč 20
$ 2.3980	Kč 50
$ 4.7959	Kč 100
$ 11.99	Kč 250
$ 23.98	Kč 500
$ 47.96	Kč 1,000
$ 95.92	Kč 2,000
$ 239.80	Kč 5,000
$ 479.59	Kč 10,000
$ 959.18	Kč 20,000
$ 2,398	Kč 50,000
$ 4,796	Kč 100,000

More amounts

*Converted at the current USD-CZK interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

What is the best Send Money conversion rate for USD to CZK?

The best USD to CZK exchange rate is 20.76 from Wise. This is -0.43% compared to the mid-market rate 20.85.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Czech Republic horuna (CZK) rates from different sources before making a conversion.

The above Dollar to Horuna comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CZK mid-rate and the possible savings of using various providers.

How do USD-CZK rates compare between providers?

Looking at the full USD to CZK - Send Money comparison table the provider with the best USD to CZK exchange rate is Wise at 20.76, -0.43% from the latest mid-market rate 20.85.

The next best is OFX at 20.75, -0.48% from the mid-rate.

Then XE at 20.73, which is -0.58% from the mid-rate.

The Western Union rate is 20.64 which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 19.47 at -6.6% the Wells Fargo Bank rate is 19.35 at -7.2% and the Citibank rate is 20.3 at -2.6% compared to the mid-rate 20.85.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

Currency Forecasts related to USD/CZK

USD to CZK Transfers Compared

USD-CZK Rate Calculator