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USD to CZK Transfers Compared

USD-CZK Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to Czech Republic can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Czech Republic bank accounts or pay a Czech Republic horuna invoice.

 
   

USD to CZK Market Data

US dollar (USD) to Czech Republic horuna (CZK) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy CZK
1 USD = 20.69 CZK
1d0.0%
 
USD to CZK at 20.68 is just 0.8% below its 3-month average of 20.85, having traded in a very stable 3.7% range from 20.50 to 21.25
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Tracker

Is the USD to CZK Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Czech Republic horuna is to review how the USD/CZK rate has changed over time.

The table below shows the percentage change in the USD to CZK exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/CZKChangePeriod
28 Nov 2025
20.81
0.9% 2 Week
13 Sep 2025
20.73
0.5% 3 Month
12 Dec 2024
23.92
13.8% 1 Year
13 Dec 2020
21.68
4.8% 5 Year
15 Dec 2015
24.71
16.5% 10 Year
17 Dec 2005
24.20
14.8% 20 Year
USD/CZK historic rates & change to 12-Dec-2025
USD/CZK remains stable at 20.68, slightly below the 3-month avg of 20.85. Analysts note ongoing USD pressure due to potential Fed rate cuts and mixed US data, while the CZK benefits from a hawkish CNB stance. Monitor closely for shifts in this range-bound market

 

USD to CZK Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Czech Republic horuna across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD CZK
$ 1 20.69
$ 5 103.45
$ 10 206.90
$ 20 413.80
$ 50 1,035
$ 100 2,069
$ 250 5,173
$ 500 10,345
$ 1,000 20,690
$ 2,000 41,380
$ 5,000 103,450
$ 10,000 206,900
$ 20,000 413,800
$ 50,000 1,034,500
$ 100,000 2,069,000
USD CZK
$ 0.0483 Kč 1
$ 0.2417 Kč 5
$ 0.4834 Kč 10
$ 0.9669 Kč 20
$ 2.4172 Kč 50
$ 4.8343 Kč 100
$ 12.09 Kč 250
$ 24.17 Kč 500
$ 48.34 Kč 1,000
$ 96.69 Kč 2,000
$ 241.72 Kč 5,000
$ 483.43 Kč 10,000
$ 966.86 Kč 20,000
$ 2,417 Kč 50,000
$ 4,834 Kč 100,000

More amounts

*Converted at the current USD-CZK interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to CZK?

The best USD to CZK exchange rate is 20.58 from OFX . This is -0.53% compared to the mid-market rate 20.69.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Czech Republic horuna (CZK) rates from different sources before making a conversion.

The above Dollar to Horuna comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CZK mid-rate and the possible savings of using various providers. 

How do USD-CZK rates compare between providers?

Looking at the full USD to CZK - Send Money comparison table the provider with the best USD to CZK exchange rate is OFX at 20.58, -0.53% from the latest mid-market rate 20.69.

The next best is XE at 20.56, -0.63% from the mid-rate.

Then Western Union at 20.48, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 19.15 at -7.4% the Wells Fargo Bank rate is 19.03 at -8% and the Citibank rate is 19.98 at -3.4% compared to the mid-rate 20.69.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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