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    USD to PLN Exchange Rates

    Compare & Save on US dollar to Polish zloty exchange rates. Latest dollar to zloty trends and forecasts.

    In this dollar to zloty rate guide:

    USD to PLN - Compare & Save

    Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.

    The below table makes it easy to calculate and compare the Total Cost you are being charged on dollar to zloty currency rates and the possible savings of using a different provider.

     

    Loading comparison rates...

    ProviderAmountsRateTotal Cost
       
       
       
       
       

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    USD/PLN Market Data

    US dollar to Polish zloty FX market data and key indicators - Interbank rate, charts, forecasts & historic rates and trends.

     
    1 USD =
    4.3257We compare provider deals to this wholesale mid-market rate. Read more
    PLN
    USD to PLN at 4.3263 is 2.7% below its 90-day average 4.4455 with range 4.1377-4.8195.
    |
    Sell USD   →   Buy PLN
    Track Rate

      1 PLN = 0.2312 USD
     no alerts
     

    In October the zloty fell to around 4.9 against the euro and 5 against the US dollar (1 PLN = 0.2 USD) its lowest level since the global financial crisis.

    It was trading at around 4.50 before Russia invaded Ukraine.

    DateUSD/PLNChangePeriod
    17 Jan 2023
    4.3550
    0.4% 2 Week
    02 Nov 2022
    4.7937
    9.6% 3 Month
    31 Jan 2022
    4.0802
    6.3% 1 Year
    01 Feb 2018
    3.3208
    30.6% 5 Year
    02 Feb 2013
    3.0695
    41.3% 10 Year
    05 Feb 2003
    3.8170
    13.6% 20 Year
    USD/PLN historic rates & change to 31-Jan-2023
       

    How to get a good USD to PLN exchange rate

    There are several ways to save on exchange rates when converting US dollar to Polish zloty:

    1. Shop around for the best USD/PLN exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.

    2. Timing is important: Keep an eye on the USD/PLN rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.

    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.

    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and PLN at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.

    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Polish zloty with US dollar, then it's better for the USD/PLN exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Will the US dollar rise against the Polish zloty?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add USD/PLN to your personalised BER Smart Rate Tracker to track and benefit from currency movements.

     
    Track Rate
     

    Manage My Rates

     

    Rather than requiring you to set a target rate, our FX Alerts work differently. Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP DOWN HIGH LOW alerts over a range of periods over the recent 90 days.

    You can also read our practical guide to getting the Best Deals for your Foreign Transfers and Travel Money to Poland.


     

    US dollar & Polish zloty - Country Guides

    United StatesUnited States (USD)PolandPoland (PLN)
     

    What is the cost of living in Poland?

    There is no definitive answer to this question as the cost of living in Poland will vary depending on the individual's lifestyle and location within the country. However, according to numbeo.com, the cost of living in Poland is generally 12.57% lower than in the United States.

    How is the expat life in Poland?

    There are many expats in Poland and they seem to enjoy the country and the people. The cost of living is relatively low, and there are plenty of things to do and see.

    Read more at our Poland (PLN) country guide