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Best Exchange Rates

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USD to ZAR - Compare Exchange Rates

United States Dollar to South African Rand - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare USD/ZAR Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks when making an International Money Transfer from USD to ZAR. The total costs are calculated against the latest mid-market rate.

Foreign Transfer Providers
Ratings & Reviews
Receive ZAR(R)Exchange RateFee USDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
139,100 ZAR
Best Overall
13.910^1.36%Bank Transfers - Online & Phone1-2 days
Wells Fargo Bank logo
136,254 ZAR
R2,846 less
13.65183.38%Online, Branch, Bank Transfers2-3 days
HSBC logo
136,195 ZAR
R2,905 less
13.64$153.42%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
135,333 ZAR
R3,767 less
13.61154.03%Online, Branch, Bank Transfers2-3 days
Bank of America International Money Transfers
Bank of America logo
134,442 ZAR
R4,658 less
13.58$1004.66%Online, Branch, Bank Transfers2-3 days
U.S. Bank International Money Transfers
U.S. Bank logo
134,442 ZAR
R4,658 less
13.58$1004.66%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:13.91 (1.36% from mid-rate)
ZAR amount:139,100 ZAR
Total Cost:1.36%
Time:
Rate Fetched: Sun Feb 17 2019 22:02:55 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.8/5.0
Reviews:
Wells Fargo Bank: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:18
Exchange Rate:13.65 (3.2% from mid-rate)
ZAR amount:136,254 ZAR
Total Cost:3.38%
Difference:
R2,846 less than using OFX
Time:0:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
HSBC: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:13.64 (3.27% from mid-rate)
ZAR amount:136,195 ZAR
Total Cost:3.42%
Difference:
R2,905 less than using OFX
Time:0:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo

Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:15
Exchange Rate:13.55 (3.91% from mid-rate)
ZAR amount:135,333 ZAR
Total Cost:4.03%
Difference:
R3,767 less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Bank of America: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:13.58 (3.7% from mid-rate)
ZAR amount:134,442 ZAR
Total Cost:4.66%
Difference:
R4,658 less than using OFX
Time:0:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
U.S. Bank: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:13.58 (3.7% from mid-rate)
ZAR amount:134,442 ZAR
Total Cost:4.66%
Difference:
R4,658 less than using OFX
Time:0:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Note we do not compare every single provider in the market, we compare a selection of established, reputable foreign exchange providers & banks who are regulated in the US as licensed money transmitters. We may receive referral fees if you choose one of these providers however this will not affect the exchange rates or fees you are charged.
Rate snapshot: 02/18/2019

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers
Ratings & Reviews
Amount ZAR(R)Exchange RateFee USDTotal CostCurrency ServicesDelivery/CollectDeal Links
Wells Fargo Bank logo
13,201 ZAR
Compare
13.47$206.39%Branch-
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
13,201 ZAR13.34$106.39%Branch-
U.S. Bank Foreign Currency
U.S. Bank logo
13,200 ZAR
R1 less
13.206.4%Branch-
 
Travelex Online US logo
12,506 ZAR
R695 less
12.50630^11.32%Online order, Branch pickup, Home delivery2-3 days
Wells Fargo Bank: Travel Money USD→ZAR
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:13.47 (4.48% from mid-rate)
ZAR amount:13,201 ZAR
Total Cost:6.39%
Time:0:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo

Travel Money USD→ZAR
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:12.34 (12.49% from mid-rate)
ZAR amount:13,201 ZAR
Total Cost:6.39%
Currency Services:Branch
Delivery/Collect:-
U.S. Bank: Travel Money USD→ZAR
USD amount:$1,000 USD
Fee:0
Exchange Rate:13.2 (6.39% from mid-rate)
ZAR amount:13,200 ZAR
Total Cost:6.4%
Time:0:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→ZAR
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:12.5063 (11.31% from mid-rate)
ZAR amount:12,506 ZAR
Total Cost:11.32%
Time:
Rate Fetched: Sun Feb 17 2019 22:15:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Note we do not compare every single provider in the market, we compare a selection of established, reputable foreign exchange providers & banks who are regulated in the US as licensed money transmitters. We may receive referral fees if you choose one of these providers however this will not affect the exchange rates or fees you are charged.
Rate snapshot: 02/18/2019

USD to ZAR mid-rate = 14.0565

Right now the USD/ZAR market mid-rate is 14.0565 and represents ideally how many South African Rand you can get for one United States Dollar.

This USD/ZAR Converter calculates equivalent United States Dollar to South African Rand amounts at the market mid-rate:

USD / ZAR mid-rate converter


$USD


RZAR
1 United States Dollar equals
14.0565 South African Rand

Compare how much you can save on
USD/ZAR exchange rates for:

Foreign Transfers Travel Cash/Cards

 
 
3 Month USD to ZAR Chart
Loading USD/ZAR rates

United States Dollar

South African Rand

1 USD 14.06 ZAR
5 USD 70.28 ZAR
10 USD 140.57 ZAR
20 USD 281.13 ZAR
50 USD 702.83 ZAR
100 USD 1,405.65 ZAR
250 USD 3,514.13 ZAR
500 USD 7,028.25 ZAR
1,000 USD 14,056.50 ZAR
2,000 USD 28,113.00 ZAR
5,000 USD 70,282.50 ZAR
10,000 USD 140,565.00 ZAR
50,000 USD 702,825.00 ZAR
100,000 USD 1,405,650.00 ZAR
See more

United States Dollar

South African Rand

0.0711 USD 1 ZAR
0.3557 USD 5 ZAR
0.7114 USD 10 ZAR
1.4228 USD 20 ZAR
3.5571 USD 50 ZAR
7.1141 USD 100 ZAR
17.79 USD 250 ZAR
35.57 USD 500 ZAR
71.14 USD 1,000 ZAR
142.28 USD 2,000 ZAR
355.71 USD 5,000 ZAR
711.41 USD 10,000 ZAR
3,557.05 USD 50,000 ZAR
7,114.10 USD 100,000 ZAR
See more

ZAR Country Guides
South AfricaSouth Africa

United States Dollar to South African Rand (USD-ZAR) - 10 Year History

The below table shows the historic variation in the USD/ZAR exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
17 Feb 201914.0724Latest
10 Feb 201913.62351 Week+3.3%
18 Jan 201913.84591 Month+1.64%
21 Aug 201814.39836 Months-2.26%
17 Feb 201811.62751 Year+21.03%
17 Feb 201713.04032 Years+7.91%
18 Feb 201410.86555 Years+29.51%
19 Feb 200910.023010 Years+40.4%

Why can't I just get the USD/ZAR market rate I see on Google or in the Media?

The USD/ZAR mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / ZAR was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/ZAR midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to ZAR exchange rate

  1. Know the latest USD/ZAR market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and South African Rand

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs ZAR, you should pay attention to both United States Dollar and South African Rand news and forecasts.

United States Dollar (USD) - Market news and forecasts

26-January-19: 2018 was a reasonable year for the dollar. Measured by the US Dollar Index, the greenback appreciated by 4 percent, which was much better than 2017’s 10 percent loss. It was, though, something of a stuttering end to 2018 and the dollar has had mixed fortunes in early 2019.

In December, after lifting US interest rates to 2.25-2.5 percent, the Fed lowered its expectations for future hikes due to so-called “cross currents” (China, Brexit, trade wars etc.). Skepticism among analysts over future Fed hikes has for some time been the main reason for dollar pessimism for 2019, but now, there is also the prospect of a US economic slowdown to contend with.

“A slowdown in the economy is likely to weigh on USD particularly in the second half of this year,” a CIBC researcher said in January.

Of the same opinion was an expert at ING, who argued that the dollar is soon to “embark on a gradual long-term bearish trend.”

January’s extended US government shutdown also has dollar-negative ramifications. Not only is the shutdown likely to hit first-quarter GDP growth, disagreements within Congress bode poorly for the future of potentially inflationary fiscal spending.

South African Rand (ZAR) - Market news and forecasts

18-January-19: 2018 was a grim year for the rand: it lost 14 percent of its value against the US dollar, lost nearly 10 percent against the euro, and lost 4.4 percent against the Australian dollar.

Though the rand has had a good start to 2019 (by January-18 it was up 2-3 percent against many major currencies), its outlook took a disappointing turn in January following a dovish meeting of the South African Reserve Bank.

At its meeting, the SARB pointed to significant improvements to the inflation outlook in South Africa, and indicated that this meant less of an incentive to raise interest rates. The SARB predicted only one further increase in rates between now and the end of 2021, down from a predicted three increases in November.

In addition, 2019’s general election will undoubtedly add uncertainty given the divisions within South Africa's ruling ANC party, and uncertainty usually leads to lower currency prices.

In mid-January, year-end forecasts offered by TradingEconomics.com signalled rand weakness worth nearly 10 percent from levels at the time of writing. USD/ZAR will end 2019 at 15.31, TE has said, and EUR/ZAR will end at 17.14.

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