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USD to ZAR - Compare Exchange Rates

United States Dollar to South African Rand - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare USD/ZAR Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks for USD/ZAR International Money Transfers. Costs are calculated against the amount when USD is converted to ZAR at mid-rate.

Sending a LARGER foreign transfer? Request a Multi-Vendor Quote ▾
Foreign Transfer Providers
Ratings & Reviews
Receive ZAR(R)Exchange RateFee USDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
139,800 ZAR
Best Overall
13.980^1.3%Bank Transfers - Online & Phone, Foreign Currency Accounts1-2 days
Wells Fargo Bank logo
136,853 ZAR
2,947 ZAR
13.71183.38%Online, Branch, Bank Transfers2-3 days
HSBC logo
136,795 ZAR
3,005 ZAR
13.7$153.42%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
135,930 ZAR
3,870 ZAR
13.67154.03%Online, Branch, Bank Transfers2-3 days
Bank of America International Money Transfers
Bank of America logo
135,036 ZAR
4,764 ZAR
13.64$1004.67%Online, Branch, Bank Transfers2-3 days
U.S. Bank International Money Transfers
U.S. Bank logo
135,036 ZAR
4,764 ZAR
13.64$1004.67%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:13.98 (1.3% from mid-rate)
ZAR amount:139,800 ZAR
Total Cost:1.3%
Time:
Rate Fetched: Mon Apr 22 2019 22:02:55 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:18
Exchange Rate:13.71 (3.21% from mid-rate)
ZAR amount:136,853 ZAR
Total Cost:3.38%
Difference:
2,947 ZAR less than using OFX
Time:0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:13.7 (3.28% from mid-rate)
ZAR amount:136,795 ZAR
Total Cost:3.42%
Difference:
3,005 ZAR less than using OFX
Time:0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:15
Exchange Rate:13.61 (3.91% from mid-rate)
ZAR amount:135,930 ZAR
Total Cost:4.03%
Difference:
3,870 ZAR less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logoBank of America

Bank of America: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:13.64 (3.7% from mid-rate)
ZAR amount:135,036 ZAR
Total Cost:4.67%
Difference:
4,764 ZAR less than using OFX
Time:0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logoU.S. Bank

U.S. Bank: Foreign Transfer USD→ZAR
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:13.64 (3.7% from mid-rate)
ZAR amount:135,036 ZAR
Total Cost:4.67%
Difference:
4,764 ZAR less than using OFX
Time:0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Sending a LARGER foreign transfer? Request a Multi-Vendor Quote ▾
Travel Money Providers
Ratings & Reviews
Amount ZAR(R)Exchange RateFee USDTotal CostCurrency ServicesDelivery/CollectDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
13,260 ZAR
Compare
13.2606.39%Branch-
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
13,128 ZAR
132 ZAR
13.26$107.32%Branch-
Wells Fargo Bank logo
12,995 ZAR
265 ZAR
13.26$208.26%Branch-
 
Travelex Online US logo
12,508 ZAR
752 ZAR
12.50750^11.7%Online order, Branch pickup, Home delivery2-3 days
 

U.S. Bank logoU.S. Bank

U.S. Bank: Travel Money USD→ZAR
USD amount:$1,000 USD
Fee:0
Exchange Rate:13.26 (6.39% from mid-rate)
ZAR amount:13,260 ZAR
Total Cost:6.39%
Time:0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→ZAR
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:12.39 (12.53% from mid-rate)
ZAR amount:13,128 ZAR
Total Cost:7.32%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Travel Money USD→ZAR
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:13.26 (6.39% from mid-rate)
ZAR amount:12,995 ZAR
Total Cost:8.26%
Time:0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→ZAR
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:12.5075 (11.7% from mid-rate)
ZAR amount:12,508 ZAR
Total Cost:11.7%
Time:
Rate Fetched: Mon Apr 22 2019 22:15:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

USD to ZAR interbank exchange rate = 14.1734

Right now the USD/ZAR interbank exchange rate is 14.1734. It’s also called the mid-market rate or just the mid-rate and is the rate that banks use when trading large amounts of foreign currencies with one another.

It's the reference rate we use to calculate how much you are being charged to convert South African Rand to United States Dollar.

This USD/ZAR Converter calculates equivalent United States Dollar to South African Rand amounts at the market mid-rate. You can also enter your own rates to find out the percentage difference to the latest market rates you are being charged.

USD / ZAR converter & margin calculator


$USD
RZAR
Mid-rates:
 

Foreign Transfers Travel Money

Compare how much you can save on
USD/ZAR exchange rates for:

Foreign Transfers Travel Money

1 Week USD to ZAR
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United States Dollar

South African Rand

1 USD 14.17 ZAR
5 USD 70.87 ZAR
10 USD 141.73 ZAR
20 USD 283.47 ZAR
50 USD 708.67 ZAR
100 USD 1,417.34 ZAR
250 USD 3,543.35 ZAR
500 USD 7,086.70 ZAR
1,000 USD 14,173.40 ZAR
2,000 USD 28,346.80 ZAR
5,000 USD 70,867.00 ZAR
10,000 USD 141,734.00 ZAR
50,000 USD 708,670.00 ZAR
100,000 USD 1,417,340.00 ZAR
See more

United States Dollar

South African Rand

0.0706 USD 1 ZAR
0.3528 USD 5 ZAR
0.7056 USD 10 ZAR
1.4111 USD 20 ZAR
3.5278 USD 50 ZAR
7.0555 USD 100 ZAR
17.64 USD 250 ZAR
35.28 USD 500 ZAR
70.56 USD 1,000 ZAR
141.11 USD 2,000 ZAR
352.78 USD 5,000 ZAR
705.55 USD 10,000 ZAR
3,527.75 USD 50,000 ZAR
7,055.50 USD 100,000 ZAR
See more

ZAR Country Guides
South AfricaSouth Africa

United States Dollar to South African Rand (USD-ZAR) - 10 Year History

The below table shows the historic variation in the USD/ZAR exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
22 Apr 201914.1656Latest
15 Apr 201914.04961 Week+0.83%
23 Mar 201914.50001 Month-2.31%
24 Oct 201814.56266 Months-2.73%
22 Apr 201812.09641 Year+17.11%
22 Apr 201713.12332 Years+7.94%
23 Apr 201410.57305 Years+33.98%
24 Apr 20098.819910 Years+60.61%

Why can't I just get the USD/ZAR market rate I see on Google or in the Media?

The USD/ZAR mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / ZAR was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/ZAR midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to ZAR exchange rate

  1. Know the latest USD/ZAR market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and South African Rand

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs ZAR, you should pay attention to both United States Dollar and South African Rand news and forecasts.

United States Dollar (USD) - Market news and forecasts

In the third week of April the Dollar Index was rallying strongly towards the mid-97s, slightly below major resistance at 97.70, a break of which would be massively positive for the greenback. The index was up 1.7 percent year-to-date.

The dollar’s strength comes in spite of a dovish surprise in March from the Federal Reserve, which ditched two interest rate hikes from its 2019 projections. Fortunately for dollar holders, the rest of the world has problems and other important central banks also turned dovish, removing much of the incentive for selling USD.

Bloomberg research warned in April of potential for a large upcoming move in the US dollar, up or down. Over the past quarter-century, three prominent troughs in the JPMorgan Global FX Volatility Index were followed by dollar moves over 6-month periods worth 10-15 percent. The index was trading in mid-April at a 5-year low.

South African Rand (ZAR) - Market news and forecasts

2018 was a grim year for the rand: it lost 14 percent of its value against the US dollar and lost nearly 10 percent against the euro.

The rand started 2019 with a bang but began to falter in the latter stages of January after the South African Reserve Bank pointed to significant improvements in the inflation outlook and indicated that this meant it had less of an incentive to raise interest rates. The SARB predicted only one further increase in rates between now and the end of 2021, down from a predicted three increases in November.

At the time of writing (March-23), at an exchange rate of R14.5 per USD, the rand was bang in the centre of its September-January uptrend against the dollar, and similar could be said versus the euro (R16.4 per EUR).

This May’s general election might add some currency uncertainty given the divisions within South Africa's ruling ANC party but once the election dust has settled the rand will have benefitted, thinks a Standard Bank analyst, due to the “much-needed policy reforms” that the election will facilitate.