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Bank of China USD to CNY Exchange Rates & Currency Deals

USD-CNY Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Bank of China currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to CNY Market Data

US dollar (USD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy CNY
1 USD = 7.1765 CNY
-0.1%
90d-lows
USD to CNY is at 90-day lows near 7.1717, just 0.9% below its 3-month average of 7.2384, having traded in a very stable 2.5% range from 7.1717 to 7.3499
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Tracker

Is the USD to CNY Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Chinese yuan is to review how the USD/CNY rate has changed over time.

The table below shows the percentage change in the USD to CNY exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/CNYChangePeriod
11 Jun 2025
7.1933
0.3% 2 Week
27 Mar 2025
7.2654
1.3% 3 Month
25 Jun 2024
7.2624
1.3% 1 Year
26 Jun 2020
7.0784
1.3% 5 Year
28 Jun 2015
6.2109
15.4% 10 Year
30 Jun 2005
8.2754
13.4% 20 Year
USD/CNY historic rates & change to 25-Jun-2025
USD/CNY is currently at 7.1717, marking a stable yet volatile period influenced by U.S.-China trade tensions and economic data. Analysts warn of potential future fluctuations as the yuan faces depreciation pressure amid sluggish growth. Staying alert to economic reports and policy shifts is crucial for international transactions

 

USD to CNY Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Chinese yuan across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD CNY
$ 1 ¥ 7.1765
$ 5 ¥ 35.88
$ 10 ¥ 71.77
$ 20 ¥ 143.53
$ 50 ¥ 358.83
$ 100 ¥ 717.65
$ 250 ¥ 1,794
$ 500 ¥ 3,588
$ 1,000 ¥ 7,177
$ 2,000 ¥ 14,353
$ 5,000 ¥ 35,883
$ 10,000 ¥ 71,765
$ 20,000 ¥ 143,530
$ 50,000 ¥ 358,825
$ 100,000 ¥ 717,650
USD CNY
$ 0.1393 ¥ 1
$ 0.6965 ¥ 5
$ 1.3930 ¥ 10
$ 2.7860 ¥ 20
$ 6.9650 ¥ 50
$ 13.93 ¥ 100
$ 34.83 ¥ 250
$ 69.65 ¥ 500
$ 139.30 ¥ 1,000
$ 278.60 ¥ 2,000
$ 696.50 ¥ 5,000
$ 1,393 ¥ 10,000
$ 2,786 ¥ 20,000
$ 6,965 ¥ 50,000
$ 13,930 ¥ 100,000

More amounts

*Converted at the current USD-CNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to CNY?

The best USD to CNY exchange rate is 7.1299 from Wise. This is -0.65% compared to the mid-market rate 7.1765.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Chinese yuan (CNY) rates from different sources before making a conversion.

The above Bank of China - Dollar to Yuan comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Bank of China and other foreign exchange providers against the latest USD-CNY mid-rate and the possible savings of using various providers. 

How do Bank of China USD-CNY rates compare between providers?

Looking at the full USD to CNY - Send Money comparison table the provider with the best USD to CNY exchange rate is Wise at 7.1299, -0.65% from the latest mid-market rate 7.1765.

The next best is Western Union at 7.0617, -1.6% from the mid-rate.

Then WorldRemit at 7.0043, which is -2.4% from the mid-rate.

Among the banks the Chase Bank rate is 6.5393 at -8.9% the Wells Fargo Bank rate is 6.4962 at -9.5% and the Citibank rate is 6.8264 at -4.9% compared to the mid-rate 7.1765.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Bank of China often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to CNY Transfer Rates

   

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View a full list of exchange rates by selecting your Base (from) currency: