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Bank of China USD to CNY Exchange Rates & Currency Deals

USD-CNY Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Bank of China currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to CNY Market Data

US dollar (USD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy CNY
1 USD = 7.1185 CNY
14dHighs
1d0.0%
USD to CNY is at 14-day highs near 7.1348, just below its 3-month average, having traded in a stable 1.5% range from 7.1037 to 7.2118
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Tracker

Is the USD to CNY Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Chinese yuan is to review how the USD/CNY rate has changed over time.

The table below shows the percentage change in the USD to CNY exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/CNYChangePeriod
15 Sep 2025
7.1190
0% 2 Week
01 Jul 2025
7.1653
0.6% 3 Month
29 Sep 2024
7.0113
1.6% 1 Year
30 Sep 2020
6.7908
4.9% 5 Year
02 Oct 2015
6.3560
12% 10 Year
04 Oct 2005
8.0920
12% 20 Year
USD/CNY historic rates & change to 29-Sep-2025
USD/CNY at a 14-day high of 7.1348 as the dollar dips amid steady inflation and Fed rate hike expectations. Meanwhile, the yuan strengthens, boosted by PBOC's bond initiatives & stimulus. Analysts predict ongoing metrics will shape the rate in coming months

 

USD to CNY Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Chinese yuan across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD CNY
$ 1 ¥ 7.1185
$ 5 ¥ 35.59
$ 10 ¥ 71.19
$ 20 ¥ 142.37
$ 50 ¥ 355.93
$ 100 ¥ 711.85
$ 250 ¥ 1,780
$ 500 ¥ 3,559
$ 1,000 ¥ 7,119
$ 2,000 ¥ 14,237
$ 5,000 ¥ 35,593
$ 10,000 ¥ 71,185
$ 20,000 ¥ 142,370
$ 50,000 ¥ 355,925
$ 100,000 ¥ 711,850
USD CNY
$ 0.1405 ¥ 1
$ 0.7025 ¥ 5
$ 1.4050 ¥ 10
$ 2.8100 ¥ 20
$ 7.0250 ¥ 50
$ 14.05 ¥ 100
$ 35.13 ¥ 250
$ 70.25 ¥ 500
$ 140.50 ¥ 1,000
$ 281.00 ¥ 2,000
$ 702.50 ¥ 5,000
$ 1,405 ¥ 10,000
$ 2,810 ¥ 20,000
$ 7,025 ¥ 50,000
$ 14,050 ¥ 100,000

More amounts

*Converted at the current USD-CNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to CNY?

The best USD to CNY exchange rate is 7.0722 from Wise. This is -0.65% compared to the mid-market rate 7.1185.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Chinese yuan (CNY) rates from different sources before making a conversion.

The above Bank of China - Dollar to Yuan comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Bank of China and other foreign exchange providers against the latest USD-CNY mid-rate and the possible savings of using various providers. 

How do Bank of China USD-CNY rates compare between providers?

Looking at the full USD to CNY - Send Money comparison table the provider with the best USD to CNY exchange rate is Wise at 7.0722, -0.65% from the latest mid-market rate 7.1185.

The next best is Western Union at 7.0046, -1.6% from the mid-rate.

Then WorldRemit at 6.9477, which is -2.4% from the mid-rate.

Among the banks the Chase Bank rate is 6.4908 at -8.8% the Wells Fargo Bank rate is 6.4481 at -9.4% and the Citibank rate is 6.7755 at -4.8% compared to the mid-rate 7.1185.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Bank of China often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to CNY Transfer Rates

   

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View a full list of exchange rates by selecting your Base (from) currency: