The comparison table above helps you see the total cost of your BNZ Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Compare BNZ Bank Exchange Rates & Fees - Save Time & Money
Our BNZ Bank NZD to CNY rate is 4.0276. This is -6.4% below the mid-rate.
NZD to CNY Market Data
New Zealand dollar (NZD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.
NZD to CNY is at 7-day lows near 4.3328, just 0.6% above its 3-month average of 4.3064, having traded in a fairly volatile 8.2% range from 4.0511 to 4.3824
Is the NZD to CNY Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the Chinese yuan is to review how the NZD/CNY rate has changed over time.
The table below shows the percentage change in the NZD to CNY exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
NZD/CNY
Change
Period
23 Jun 2025
4.3032
0.3% ▲
2 Week
08 Apr 2025
4.0500
6.6% ▲
3 Month
07 Jul 2024
4.4637
3.3% ▼
1 Year
08 Jul 2020
4.6041
6.2% ▼
5 Year
10 Jul 2015
4.1590
3.8% ▲
10 Year
12 Jul 2005
5.6638
23.8% ▼
20 Year
NZD/CNY historic rates & change to 07-Jul-2025
NZD to CNY Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Chinese yuan across a range of amounts.
This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :
What is the
BNZ Bank Send Money conversion rate for NZD to CNY?
The BNZ Bank NZD to CNY exchange rate is 4.0276. This is -6.4% compared to the latest NZD-CNY mid-market rate 4.3019.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
New Zealand dollar (NZD) to Chinese yuan (CNY) rates from different sources before making a conversion.
The above
BNZ Bank - Kiwi to Yuan comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
BNZ Bank and other foreign exchange providers against the latest NZD-CNY mid-rate and the possible savings of using various providers.
How do BNZ Bank NZD-CNY rates compare between providers?
Looking at the full
NZD to CNY - Send Money comparison table the provider with the best NZD to CNY exchange rate is Wise at 4.2718, -0.7% from the latest mid-market rate 4.3019.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks like BNZ Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.