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    OFX HKD to CNY Exchange Rates Compared Live

    The OFX HKD to CNY rate is 0.902. This is -4% below the mid-rate. Compare OFX currency conversion rates - Reduce FX costs.

    HKD-CNY Loading Rates ...
     

     

    What is the OFX Send Money conversion rate for HKD to CNY?

    The OFX HKD to CNY exchange rate is 0.902. This is -4% compared to the latest HKD-CNY mid-market rate 0.9398.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Hong Kong dollar (HKD) to Chinese yuan (CNY) rates from different sources before making a conversion.

    How do OFX HKD-CNY rates compare between providers?

    Looking at our comparison table the best HKD to CNY exchange rate is 0.9322 from WorldRemit, -0.81% from the mid-market rate 0.9398. The next best rate is 0.902 from OFX, -4% from the mid-rate.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like OFX or platforms that offer rates closer to the mid-market rate.

    What are the OFX rates for other currencies?

    The table below shows OFX Hong Kong dollar (HKD) Send Money exchange rates with the percentage of margin being charged from the current market mid-rate :

     
    Currency route Mid market rate OFX Send Money Rate Cost%
    HKD - AED0.47310.4707-0.51%*
    HKD - AUD0.20160.2006-0.5%*
    HKD - BND0.16900.16212-4.1%
    HKD - CAD0.17830.1774-0.5%*
    HKD - CHF0.10540.1049-0.47%*
    HKD - CNY0.93980.902-4%
    HKD - CZK2.83882.8246-0.5%*
    HKD - DKK0.84570.8415-0.5%*
    HKD - EUR0.11330.1127-0.53%*
    HKD - FJD0.29440.2786-5.4%
    HKD - GBP0.0971000.0966-0.51%*
    HKD - HUF46.2546.02-0.5%*
    HKD - IDR2,172.31.93-
    HKD - ILS0.47480.4724-0.51%*
    HKD - INR11.0010.491-4.6%
    HKD - JPY18.3418.25-0.49%*
    HKD - KRW182.70172.2927-5.7%
    HKD - KWD0.0394920.0393-0.49%*
    HKD - LKR38.4236.8593-4.1%
    HKD - MAD1.19401.1417-4.4%
    HKD - MGA586.45552.295-5.8%
    HKD - MXN2.54002.5273-0.5%*
    HKD - MYR0.56770.5649-0.49%*
    HKD - NOK1.34891.3422-0.5%*
    HKD - NZD0.21560.2145-0.51%*
    HKD - OMR0.0495960.047738-3.7%
    HKD - PEN0.47970.4597-4.2%
    HKD - PGK0.53240.4972-6.6%
    HKD - PHP7.30277.2662-0.5%*
    HKD - PKR36.1234.7482-3.8%
    HKD - PLN0.48460.4822-0.5%*
    HKD - SAR0.48330.4635-4.1%
    HKD - SBD1.07790.955-11.4%
    HKD - SCR1.83651.6816-8.4%
    HKD - SEK1.23921.233-0.5%*
    HKD - SGD0.16880.168-0.47%*
    HKD - THB4.29534.2738-0.5%*
    HKD - TOP0.31010.2827-8.8%
    HKD - TRY4.89734.8728-0.5%*
    HKD - TWD4.18923.9839-4.9%
    HKD - USD0.12880.1282-0.47%*
    HKD - VND3,334.42.895-
    HKD - VUV15.2914.3859-5.9%
    HKD - WST0.36070.3185-11.7%
    HKD - XOF74.3070.8198-4.7%
    HKD - XPF13.5212.9208-4.4%
    HKD - ZAR2.42432.4122-0.5%*
    OFX Send Money Exchange Rates
      

    * BER discount rate that we have negotiated with OFX. To obtain these special rates, click through to OFX from our above exchange rate comparison tool.

     

    Compare Rates

     

    The OFX Hong Kong dollar to Yuan comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by OFX and other foreign exchange providers against the latest HKD-CNY mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     

    OFX at a glance:

    OFX has a 20-year history and is one of the largest foreign exchange specialists in the world. It offers a complete foreign exchange solution, including discounted money transfers, currency hedging tools, recurring transfers, a multi-currency account for online sellers and much more.

    OFX grew from the idea that there had to be a better, fairer way to move money around the world. That was over 20 years ago, and since then over 1 million customers have trusted OFX with transfers in 50+ currencies to over 170 countries.

    OFX don’t just offer great rates, they believe real help from real people counts. That’s why their clients get the best of both worlds – a seamless digital platform, combined with 24/7 phone access to currency experts.

    When it comes to moving money, peace of mind is important. OFX is monitored by over 50 regulators globally and work within a network of carefully selected banking partners. So whether you are sending money to friends and family abroad, or doing business across borders, OFX can get your money where it needs to go. Fast, simple, secure.

    Learn more about OFX

    Using OFX for money transfers offers the benefit of lower fees and competitive exchange rates compared to traditional banks, making international transactions more cost-effective.

    Additionally, OFX provides 24/7 customer support, a range of transfer options including spot and forward contracts, and a user-friendly online platform, enhancing convenience and flexibility for global financial transactions.

    What Savings Can I Expect with OFX?

    OFX offers exchange rates that beat the banks, and are close or equal to the rates offered by the industry’s lowest-cost services.

    When you register via our OFX 0.5% exclusive offer for BER users the cost of sending, for example, 5,000 US dollars to Australia equates to 0.5 percent of the transferred amount, or roughly US$25. You’d pay the same 0.5 percent for the same amount to be sent to Europe and around 1 percent if sending to India. This compares with 4–7 percent with the banks.

    For other currency routes we looked at (routes involving AUD, INR, GBP, EUR, SGD and USD), the average cost of an international payment with OFX was 0.6 percent of the transferred amount. This is exceptional if compared with banks but can be a little more expensive than what is charged by the industry’s lowest-cost services, although such services do not offer the same benefits and customer service as OFX.

     
     

    HKD to CNY Market Data

    Hong Kong dollar (HKD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell HKD   →   Buy CNY
    1 HKD =
    0.9398We compare provider deals to this wholesale mid-market rate. Read more
    CNY
    --
    HKD to CNY at 0.9403 is just 0.6% above its 3-month average of 0.9346, having traded in a very stable 2.9% range from 0.9202 to 0.9470
    |
    Tracker

    Manage Tracker   


      1 CNY = 1.0641 HKD
    DateHKD/CNYPeriod
    29 Mar 2025
    0.9332
    2 Week
    12 Jan 2025
    0.9417
    3 Month
    12 Apr 2024
    0.9234
    1 Year
    13 Apr 2020
    0.9097
    5 Year
    15 Apr 2015
    0.7982
    10 Year
    17 Apr 2005
    1.0541
    20 Year
    HKD/CNY historic rates
     

    What are equivalent amounts of HKD and CNY?

    Here are some popular conversion amounts for HKD to CNY (Hong Kong dollar to Chinese yuan)*.

    HKD CNY
    HK$ 1 ¥ 0.9398
    HK$ 5 ¥ 4.6990
    HK$ 10 ¥ 9.3980
    HK$ 20 ¥ 18.80
    HK$ 50 ¥ 46.99
    HK$ 100 ¥ 93.98
    HK$ 250 ¥ 234.95
    HK$ 500 ¥ 469.90
    HK$ 1,000 ¥ 939.80
    HK$ 2,000 ¥ 1,880
    HK$ 5,000 ¥ 4,699
    HK$ 10,000 ¥ 9,398
    HK$ 20,000 ¥ 18,796
    HK$ 50,000 ¥ 46,990
    HK$ 100,000 ¥ 93,980
    HKD CNY
    HK$ 1.0641 ¥ 1
    HK$ 5.3205 ¥ 5
    HK$ 10.64 ¥ 10
    HK$ 21.28 ¥ 20
    HK$ 53.21 ¥ 50
    HK$ 106.41 ¥ 100
    HK$ 266.03 ¥ 250
    HK$ 532.05 ¥ 500
    HK$ 1,064 ¥ 1,000
    HK$ 2,128 ¥ 2,000
    HK$ 5,321 ¥ 5,000
    HK$ 10,641 ¥ 10,000
    HK$ 21,282 ¥ 20,000
    HK$ 53,205 ¥ 50,000
    HK$ 106,410 ¥ 100,000

    More amounts

    *Converted at the current HKDCNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for HKD to CNY

     

    The exchange rate forecast for the Hong Kong dollar (HKD) to Chinese yuan (CNY) reflects a nuanced outlook given current economic conditions. In October, the Hong Kong dollar remained robust against a backdrop of US rate uncertainty and a slight easing in inflation. Analysts note that recent government measures aimed at enhancing Hong Kong’s status as a financial hub could provide some immediate support. However, the anticipated economic recovery remains sluggish, primarily influenced by an incomplete labor market recovery and ongoing declines in home prices.

    Read our full review of recent HKD to CNY forecasts.

     
    CNY and flag

    How to get a good HKD to CNY exchange rate

    There are several ways to save on exchange rates when converting Hong Kong dollar to Chinese yuan:

    1. Shop around for the best HKD/CNY exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the HKD/CNY rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both HKD and CNY at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Chinese yuan with Hong Kong dollar, then it's better for the HKD/CNY exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to China — a practical currency and money guide to travel in China plus living and doing business with the Chinese yuan.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

    Request Quotes

    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the Hong Kong dollar rise against the Chinese yuan?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add HKD/CNY to your personalised Rate Tracker to track and benefit from currency movements.

     
    Track Rate
     

    Manage Tracker   

     

    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    ChinaChina (CNY)Hong KongHong Kong (HKD)
     

    How is the Expat life in China?

    The expat life in China can vary greatly depending on a number of factors, including one's location, job, and personal circumstances.

    In major cities like Beijing, Shanghai, and Guangzhou, the expat community is well-established and there are many resources available for newcomers, such as expat-oriented social groups and clubs. Living in these cities can offer a good balance of modern conveniences and cultural experiences.

    However, life in smaller cities or more rural areas can be more challenging, as the expat community may be smaller and there may be fewer resources available.

    Working in China as an expat can be both rewarding and challenging. Some companies will provide good support to expats and may even offer language classes and relocation assistance, while others may not.

    Read more at our China (CNY) country guide

       
     
     
     

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    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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