Bank of Montreal NZD to CAD Exchange Rates & Currency Deals
NZD-CAD Rate Calculator
Understanding the Table:
The comparison table above helps you see the total cost of your Bank of Montreal currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
NZD to CAD Market Data
New Zealand dollar (NZD) to Canadian dollar (CAD) market data - latest interbank exchange rate, trend, chart & historic rates.
NZD to CAD is at 7-day lows near 0.8175, just 0.5% below its 3-month average of 0.8216, having traded in a very stable 2.4% range from 0.8128 to 0.8323
Is the NZD to CAD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the Canadian dollar is to review how the NZD/CAD rate has changed over time.
The table below shows the percentage change in the NZD to CAD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
NZD/CAD
Change
Period
01 Aug 2025
0.8165
0.1% ▲
2 Week
17 May 2025
0.8215
0.5% ▼
3 Month
15 Aug 2024
0.8215
0.5% ▼
1 Year
16 Aug 2020
0.8673
5.7% ▼
5 Year
18 Aug 2015
0.8610
5% ▼
10 Year
20 Aug 2005
0.8427
3% ▼
20 Year
NZD/CAD historic rates & change to 15-Aug-2025
CAD to NZD hit a 7-day peak at 1.2232, up 0.5% from its 3-month avg. of 1.2171, supported by rising oil prices. Analysts note potential CAD strength could wane due to job market concerns, while NZD faces pressures from rising unemployment and tariffs. Monitor these trends closely
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NZD to CAD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Canadian dollar across a range of amounts.
This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :
The standard OFX NZD-CAD rate is 0.7999, -2.3% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
New Zealand dollar (NZD) to Canadian dollar (CAD) rates from different sources before making a conversion.
The above
Bank of Montreal - Kiwi to Loonie comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
Bank of Montreal and other foreign exchange providers against the latest NZD-CAD mid-rate and the possible savings of using various providers.
How do Bank of Montreal NZD-CAD rates compare between providers?
Looking at the full
NZD to CAD - Send Money comparison table the provider with the best NZD to CAD exchange rate is OFX at 0.8146, -0.5% from the latest mid-market rate 0.8187.
The next best is XE at 0.8138, -0.6% from the mid-rate.
Then Wise at 0.813, which is -0.7% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks like Bank of Montreal often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.