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NZD to THB Travel Money Compared

NZD-THB Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

NZD to THB Market Data

New Zealand dollar (NZD) to Thai baht (THB) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy THB
1 NZD = 19.57 THB
-0.3% since yesterday
14d-lows
NZD to THB is at 14-day lows near 19.53, just 0.6% below its 3-month average of 19.64, having traded in a quite stable 4.3% range from 19.22 to 20.04
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Tracker

Is the NZD to THB Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the Thai baht is to review how the NZD/THB rate has changed over time.

The table below shows the percentage change in the NZD to THB exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateNZD/THBChangePeriod
23 Jun 2025
19.66
0.3% 2 Week
08 Apr 2025
19.26
1.8% 3 Month
07 Jul 2024
22.42
12.5% 1 Year
08 Jul 2020
20.50
4.3% 5 Year
10 Jul 2015
22.80
14% 10 Year
12 Jul 2005
28.57
31.4% 20 Year
NZD/THB historic rates & change to 07-Jul-2025
 

NZD to THB Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Thai baht across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD THB
NZ$ 1 ฿ 19.57
NZ$ 5 ฿ 97.85
NZ$ 10 ฿ 195.70
NZ$ 20 ฿ 391.40
NZ$ 50 ฿ 978.50
NZ$ 100 ฿ 1,957
NZ$ 250 ฿ 4,893
NZ$ 500 ฿ 9,785
NZ$ 1,000 ฿ 19,570
NZ$ 2,000 ฿ 39,140
NZ$ 5,000 ฿ 97,850
NZ$ 10,000 ฿ 195,700
NZ$ 20,000 ฿ 391,400
NZ$ 50,000 ฿ 978,500
NZ$ 100,000 ฿ 1,957,000
NZD THB
NZ$ 0.0511 ฿ 1
NZ$ 0.2556 ฿ 5
NZ$ 0.5111 ฿ 10
NZ$ 1.0222 ฿ 20
NZ$ 2.5555 ฿ 50
NZ$ 5.1110 ฿ 100
NZ$ 12.78 ฿ 250
NZ$ 25.56 ฿ 500
NZ$ 51.11 ฿ 1,000
NZ$ 102.22 ฿ 2,000
NZ$ 255.55 ฿ 5,000
NZ$ 511.10 ฿ 10,000
NZ$ 1,022 ฿ 20,000
NZ$ 2,556 ฿ 50,000
NZ$ 5,111 ฿ 100,000

More amounts

*Converted at the current NZD-THB interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
Thailand

Everyday Costs in in Thailand

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide: Thailand (TH)

For travelers planning a week-long mid-range stay in Thailand, a budget of around 20,000 to 30,000 Thai Baht (THB) should suffice for a comfortable experience. This estimate considers accommodations, meals, activities, and transportation, but personal spending habits can vary. Here’s a breakdown of typical daily expenses in the local currency to give you a clearer picture:

  • 🍽️ Meal at a local restaurant: 100–200 THB
  • ☕ Coffee: 50–100 THB
  • 🚍 Public transport fare: 20–50 THB
  • 📱 Prepaid SIM card: 300–500 THB
  • 🏨 Budget hotel or Airbnb: 800–1,500 THB

Overall, Thailand is considered a budget-friendly destination compared to countries like the United States and the UK, where daily expenses can be nearly two to three times higher. While a meal at a casual dining spot in the U.S. could set you back around $20–30 (or around 600–900 THB), Thailand offers great value without sacrificing quality and enjoyment.

Currency Guide: Living in Thailand for Expats

For expats, living costs can range from 30,000 to 50,000 THB per month, depending on lifestyle choices and location. Here’s a rough breakdown of common monthly expenses:

  • Rent for a one-bedroom apartment in the city center: 10,000–20,000 THB
  • Groceries: 5,000–8,000 THB
  • Utilities: 1,500–3,000 THB
  • Transportation: 1,000–2,000 THB

When it comes to banking and spending, using a local bank card is convenient, but it’s worth checking for foreign transaction fees. For larger transfers, services like Wise or OFX often provide better exchange rates and lower fees than traditional banks. As for exchanging currency, locals generally recommend withdrawing cash from ATMs or using money exchange services in-country rather than pre-exchanging money or using airport exchanges, as this can yield more favorable rates. Always stay informed about current exchange rates for the best financial planning in your expat journey!

 

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