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Understanding the Table:
The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Sending money to China can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.
Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to China bank accounts or pay a Chinese yuan invoice.
US dollar (USD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.
USD/CNY Outlook: The outlook is slightly weaker, but likely to move sideways as the rate is below its recent average and near its recent lows without a clear driver.
USD/EUR Outlook: Slightly weaker, but likely to move sideways, as the rate is below the recent average and lacks a clear driver.
USD/JPY Outlook: Slightly positive, but likely to move sideways as the rate is just below its recent average and within a stable range.
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Chinese yuan across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
*Converted at the current USD-CNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The best USD to CNY exchange rate is 6.8405 from Western Union. This is -1.6% compared to the mid-market rate 6.9518.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Chinese yuan (CNY) rates from different sources before making a conversion.
The above Dollar to Yuan comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CNY mid-rate and the possible savings of using various providers.
Looking at the full USD to CNY - Send Money comparison table the provider with the best USD to CNY exchange rate is Western Union at 6.8405, -1.6% from the latest mid-market rate 6.9518.
The next best is Wise at 6.8277, -1.8% from the mid-rate.
Then OFX at 6.7548, which is -2.8% from the mid-rate.
Among the banks the Chase Bank rate is 6.4934 at -6.6% the Wells Fargo Bank rate is 6.4516 at -7.2% and the Citibank rate is 6.7714 at -2.6% compared to the mid-rate 6.9518.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
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