Revolut USD to HKD Exchange Rates & Currency Deals

Revolut United States Rates & Fees

Revolut exchange rates as of . Revolut is not a bank. Fees may apply. Banking services are provided by Lead Bank, Member FDIC. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to $250,000 through Lead Bank, Member FDIC, in the event Lead Bank fails. See revolut.com/en-US/ for more details.

TM Withdrawals

Allpoint® Network ATMs

• Allpoint gives you 55,000 ATMs Worldwide.

Other ATMs

• No fee withdrawals for in-net-work ATMs

• Standard Plans will incur a fee of up to 2% of the value of withdrawal for all Out-of-Network ATM withdrawals.

• When you use an ATM outside of the Allpoint® network, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

Card Purchases

• Zero fee - When purchase is made in a currency with sufficient balance

• Maximum Amount - Up to the available balance in your account

Send Money

Transfers to other Revolut Users:

• No transfer fee

Payments to Bank Accounts outside the Revolut App:

• A fee will apply for transfers to non Revolut Users based on currency and destination

• All fees are disclosed to you in the Revolut App prior to making a transaction.

Foreign Exchange Fees

Whenever you convert currencies with your Revolut account, pricing is simple and transparent:

• Monthly allowance – Standard plan customers whose base currency is USD can exchange up to USD $1,000 at the interbank mid-rate (the real exchange rate) in each monthly billing cycle.

• Fair usage fee – Any amount exchanged above this allowance will incur a 0.5% fee.

• Weekend fee – A 1.0% fee applies outside foreign-exchange-market hours, which run from 5:00 pm on Friday to 6:00 pm on Sunday Eastern Time.

For International Transfers and Non-USD Domestic Transfers, Revolut charges the greater of:

• Up to 5% of the transaction amount; or

• A fixed fee of up to $10.00 for smaller transactions

Standard Plan Subscription

• No fee

Adding money to your Revolut Account

Add money via bank transfer (not including inbound US domestic wire payments):

• No fee

Add money via Domestic Personal Debit Card:

• Revolut will charge a fee of up to 1% of the transaction amount.

Add money via Domestic Personal Credit Card:

• Revolut will charge a fee of up to 3% of the transaction amount.

Cards

First physical Revolut Card:

• No issuance fee (but a delivery fee may apply)

• Standard Delivery: $0.00-$5.00

• Expedited Priority Delivery: $16.99

• Global Express Delivery: $19.99

Virtual Revolut Card:

• First virtual card: no issuance fee

• Additional Virtual Cards: $4.99

Additional or Replacement Revolut Cards:

• You may request additional physical Standard Revolut Cards under the Standard Plan for a fee of $5.00 per card.

Delivery Charges for Revolut Cards

• Standard Delivery: $0.00-$5.00

• Expedited Priority Delivery: $16.99

• Global Express Delivery: $19.99

Revolut is not a bank.

Revolut is not a bank. Fees may apply. Banking services are provided by Lead Bank, Member FDIC. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to $250,000 through Lead Bank, Member FDIC, in the event Lead Bank fails. See revolut.com/en-US/ for more details.

Revolut Customer Reviews

Revolut generally receives positive feedback from users, especially for its user-friendly app, competitive exchange rates, and low-cost international spending. Customers appreciate the ease of setting up an account, the ability to hold and exchange multiple currencies, and helpful budgeting features.

Pros highlighted in reviews:

• Intuitive and feature-rich mobile app

• Real-time spending notifications and analytics

• Competitive exchange rates and low fees on currency conversions

• Easy international money transfers

• Virtual and disposable cards for added security

Common complaints include:

• Slow or unresponsive customer support, especially on free plans

• Occasional account freezes due to security checks

• Fees for certain services (e.g. ATM withdrawals beyond limits or weekend FX markups)

Overall, Revolut is well-rated for day-to-day money management and travel, though users seeking traditional banking features or robust customer service may find limitations.