The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to THB Market Data
US dollar (USD) to Thai baht (THB) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias
Bearish-to-range-bound, USD/THB around 31.23, below its 90-day average and in the lower half of the 3-month range.
Key drivers
- Rate gap: The US Federal Reserve is expected to ease policy in 2026 while the Bank of Thailand has already loosened policy, narrowing the rate gap.
- Risk/commodities: Oil sits near 30-day highs with higher volatility; firmer oil can support emerging markets and Thai exports, but higher energy costs can weigh on local demand.
- Macro: The baht is seen to appreciate in 2026 as the US dollar weakens and Thai current account strength supports inflows.
Range
USD/THB is likely to hover within the 3-month range, with a drift toward the middle and fewer quick tests of the extremes as liquidity remains uneven, so traders should stay alert to Fed signals and Thai policy shifts.
What could change it
- Upside risk: stronger US payrolls data and firmer Fed stance that keeps the USD well bid.
- Downside risk: softer US data or a bigger improvement in Thai growth attracting capital and boosting the THB.
USD/THB around 31.23, bearish-to-range-bound, below the 90-day avg and in the lower half of the 3-month range. Fed easing vs BoT loosening may keep USD bid; oil volatility supports EMs but higher energy costs weigh Thai demand
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USD to THB Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Thai baht across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to THB?
The best USD to THB exchange rate is 31.35 from OFX . This is -0.51% compared to the mid-market rate 31.51.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Thai baht (THB) rates from different sources before making a conversion.
The above
Dollar to Baht comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-THB mid-rate and the possible savings of using various providers.
How do USD-THB rates compare between providers?
Looking at the full
USD to THB - Send Money comparison table the provider with the best USD to THB exchange rate is OFX at 31.35, -0.51% from the latest mid-market rate 31.51.
The next best is XE at 31.32, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.