Switch .com Best Exchange Rates .com Best Exchange Rates .com Best Exchange Rates
    eg: USDCAD, GBP/EUR, AUD to USD, 500 Pound to Yen, 15K Dollar Peso, Send Japan
    Flag of Chad

    Currency in Chad

    A practical currency and money guide to travel, living and doing business in Chad and the Central African franc (XAF).


    What currency is used in Chad?

    The official currency of Chad (country code: TD) is the Central African franc, with symbol FCFA and currency code XAF.

    Things to know about the Central African franc

    Here are some things you might want to know about the Central African CFA franc:

    1. The Central African CFA franc (XAF) is the currency of six independent states in Central Africa - Cameroon, Central African Republic, Chad, Republic of the Congo, Equatorial Guinea and Gabon.
    2. It is represented by the symbol "FCFA" and is abbreviated as XAF.
    3. The CFA franc was introduced in 1945, replacing the French Equatorial African franc. It is pegged to the euro at a fixed exchange rate of 1 euro = 655.957 CFA francs.
    4. The value of the CFA franc is guaranteed by the Central Bank of Central African States, which is responsible for issuing and managing the currency.
    5. The physical currency consists of coins and banknotes. The coins come in denominations of 1, 2, 5, 10, 25, 50, 100, and 500 CFA francs. The banknotes come in denominations of 500, 1,000, 2,000, 5,000, and 10,000 CFA francs.
    6. The banknotes feature images of famous historical figures, such as King Béhanzin and King Njoya. The design of the currency is constantly being updated, so the physical appearance of the coins and banknotes may vary slightly over time.
    7. The currency was introduced to the previously French colonies in Equatorial Africa in 1945, replacing the French Equatorial African franc. The currency continued in use when these colonies gained their independence. Equatorial Guinea, the only former Spanish colony in the zone, adopted the CFA franc in 1984.
    8. Both XAF and XOF currencies are referred to as the CFA franc.

    An example Central African franc banknote


    Travel Ideas and Money Tips for Chad

    Chad is a country located in central Africa that is facing significant security risks and political instability. Travel to Chad is generally not recommended due to the ongoing conflict, risk of terrorism, and the risk of kidnapping, crime, and other forms of violence. The U.S. Department of State has issued a Level 4: Do Not Travel warning for Chad.

    If you do decide to travel to Chad, it is important to exercise extreme caution, stay up to date on local security developments, and follow the advice of local authorities and your embassy or consulate. It is also advisable to have a well-planned and secure itinerary and to avoid traveling alone. It is important to be aware of local customs and cultural norms and to dress modestly.

    Chad is known for its surreal and other wordly landscapes.

    Here are some other travel tips for Chad:

    • Bring copies of important documents: Carry copies of your passport, visa, and other important documents in case the originals are lost or stolen.

    • Stay in touch with your embassy: Make sure your embassy knows where you are and how to contact you in case of an emergency.

    • Be aware of your surroundings: Stay alert and be aware of your surroundings at all times to reduce the risk of crime. Avoid walking alone at night and do not carry large amounts of cash.

    • Respect local customs and laws: Respect local customs and laws, and be aware that some activities that are legal in your home country may be illegal in Chad.

    • Take necessary health precautions: Make sure you are up to date on your vaccinations and consider carrying a basic travel health kit. Drink bottled water and be cautious about the food you eat to reduce the risk of illness.

    Top things to do in Chad

    Given the current security situation in Chad, it is not recommended to travel to the country at this time. However, if you do decide to visit Chad in the future, here are some things you might consider doing:

    1. Visit the capital city of N'Djamena: The capital city of N'Djamena is home to a number of interesting attractions, including the National Museum, which houses a collection of artifacts and artworks from Chad's history.

    2. Explore the Sahara Desert: Chad is home to a large portion of the Sahara Desert, and there are a number of tour operators that offer safari and camel trekking trips into the desert.

    3. Visit the Ennedi Plateau: The Ennedi Plateau is a stunning natural area in the north of Chad that is home to a number of fascinating rock formations, including the Arch of the Ennedi.

    4. Learn about Chad's history and culture: Chad is a culturally diverse country with a rich history. Visit the Museum of Chad in N'Djamena to learn more about the country's past, or visit one of the many markets in the country to learn about local craftsmanship and traditional art.

    5. Visit a national park: Chad is home to a number of national parks, including Zakouma National Park, which is home to a wide variety of wildlife, including elephants, lions, and chimpanzees.

    It is important to note that the security situation in Chad is fluid and can change quickly, so it is essential to stay up to date on local developments and to follow the advice of local authorities and your embassy or consulate.



    Expat Money & Business Guide to Chad


    Managing your finances in Chad

    Here we list some key points for expats and businesses to consider when managing financial dealings in Chad:

    1. Understand Central African franc currency exchange rates: Exchange rates can have a big impact on your finances, so it is important to keep an eye on the XAF exchange rate and consider using a currency exchange service or a credit card that does not charge foreign transaction fees to get the best exchange rate.

    2. Use a local Central African franc bank account: A local XAF bank account can make it easier for you to manage your finances and pay bills while you are in Chad. It may also be more convenient to use a local XAF bank account to make purchases and withdraw cash.

    3. Research local laws and regulations: It is important to understand the local laws and regulations that apply to financial transactions in Chad. This can help you avoid legal issues and ensure that you are complying with local requirements.

    4. Consider the tax implications: It is important to understand the tax implications of living or doing business in Chad. This can help you plan your finances and ensure that you are paying the correct amount of tax.

    5. Seek financial advice: If you are unsure of how to manage your finances in Chad, it is a good idea to seek the advice of a financial professional who is familiar with the local financial system. This can help you make informed decisions and avoid financial pitfalls.


    USD/XAF – Market Data

    The exchange rate of Central African franc (XAF), or the amount of XAF that can be exchanged for a foreign currency, can fluctuate rapidly based on a number of factors, including economic conditions, interest rates, and political events. Below you can check the latest USD/XAF rate plus recent trend, chart, forecasts and historic rates.

    1 USD = 605.65 XAF
    Sell USD  →  Buy XAF
    USD to XAF at 605.6 is just 0.9% below its 3-month average of 611.3, having fluctuated within a 4.4% range of 596.9-623.4
    USDXAF :

    The Central African CFA franc has a fixed rate of exchange with the euro, set at 1 euro = 655.957 CFA francs, so the EURCFA exchange rate should not fluctuate very much.

    15 Mar 2023
    2.4% 2 Week
    29 Dec 2022
    1.7% 3 Month
    29 Mar 2022
    2.3% 1 Year
    30 Mar 2018
    13.7% 5 Year
    31 Mar 2013
    18.2% 10 Year
    03 Apr 2003
    1.1% 20 Year
    USD/XAF historic rates & change to 29-Mar-2023


    Compare Central African franc Exchange Rates & Fees

    The below comparison table makes it easy to find the best exchange rates and lowest fees when you want to make an International Money Transfer to Chad or planning a trip or maybe living there, so will need to exchange and spend Central African franc.

    Loading comparison rates...

    ProviderAmountsRateTotal Cost

    It is important to note that the exchange rate of the Central African franc can change rapidly and that past performance is not necessarily indicative of future performance. It is advisable to carefully consider the risks and factors that may affect XAF exchange rates before making any financial decisions.


    The Central African franc is also the domestic currency in 5 other countries.





    Where do you want to Save Sending Money?