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NZD to JPY Travel Money Compared

NZD-JPY Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

NZD to JPY Market Data

New Zealand dollar (NZD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy JPY
1 NZD = 90.98 JPY
1d+0.4%
90dHighs
NZD to JPY is at 90-day highs near 90.96, 3.3% above its 3-month average of 88.06, having traded in a relatively stable 6.3% range from 85.55 to 90.96
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Tracker

Is the NZD to JPY Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the Japanese yen is to review how the NZD/JPY rate has changed over time.

The table below shows the percentage change in the NZD to JPY exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateNZD/JPYChangePeriod
09 Dec 2025
90.62
0.2% 2 Week
24 Sep 2025
86.52
5% 3 Month
23 Dec 2024
88.74
2.4% 1 Year
24 Dec 2020
73.60
23.4% 5 Year
26 Dec 2015
82.23
10.5% 10 Year
28 Dec 2005
80.02
13.5% 20 Year
NZD/JPY historic rates & change to 23-Dec-2025

Currency Forecasts related to NZD/JPY

NZD to JPY 2025 Forecasts

The exchange rate forecast for the New Zealand dollar (NZD) against the Japanese yen (JPY) reflects a mix of local economic conditions and external influences.

Read forecast

NZD to USD 2025 Forecasts

The New Zealand dollar (NZD) has recently faced challenges, with its value struggling to gain traction despite an upbeat GDP print, as investors showed...

Read forecast

USD to JPY 2025 Forecasts

The recent forecasts for the USD to JPY exchange rate indicate a complex interplay between US economic developments and Japanese monetary policy.

Read forecast

 

NZD to JPY Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Japanese yen across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD JPY
NZ$ 1 ¥ 90.98
NZ$ 5 ¥ 454.90
NZ$ 10 ¥ 909.80
NZ$ 20 ¥ 1,820
NZ$ 50 ¥ 4,549
NZ$ 100 ¥ 9,098
NZ$ 250 ¥ 22,745
NZ$ 500 ¥ 45,490
NZ$ 1,000 ¥ 90,980
NZ$ 2,000 ¥ 181,960
NZ$ 5,000 ¥ 454,900
NZ$ 10,000 ¥ 909,800
NZ$ 20,000 ¥ 1,819,600
NZ$ 50,000 ¥ 4,549,000
NZ$ 100,000 ¥ 9,098,000
NZD JPY
NZ$ 0.0110 ¥ 1
NZ$ 0.0550 ¥ 5
NZ$ 0.1099 ¥ 10
NZ$ 0.2198 ¥ 20
NZ$ 0.5496 ¥ 50
NZ$ 1.0992 ¥ 100
NZ$ 2.7480 ¥ 250
NZ$ 5.4960 ¥ 500
NZ$ 10.99 ¥ 1,000
NZ$ 21.98 ¥ 2,000
NZ$ 54.96 ¥ 5,000
NZ$ 109.92 ¥ 10,000
NZ$ 219.84 ¥ 20,000
NZ$ 549.60 ¥ 50,000
NZ$ 1,099 ¥ 100,000

More amounts

*Converted at the current NZD-JPY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
Japan

Everyday Costs in in Japan

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for Japan (JPY)

For a traveler planning a mid-range stay in Japan for one week, it's wise to budget approximately ¥100,000 to ¥150,000 (around $680 to $1,020 USD) for a comfortable experience. This amount can cover a range of activities, from enjoyable dining to sightseeing and accommodation. Typical daily expenses that travelers can expect include a meal at a local restaurant for about ¥1,200-¥2,500 (🍱), a cup of coffee for around ¥400 (☕), public transport fares averaging ¥200 (🚄), a prepaid SIM card for ¥3,000-¥5,000 (📱), and budget hotel or Airbnb stays costing ¥7,000-¥15,000 per night (🏨). Overall, Japan is considered to be on the expensive side, particularly when compared to the United States, where daily costs can be a bit lower for food and accommodation. In comparison to the UK, Japan can feel relatively similar, given that both countries tend to have a high cost of living, especially in their respective major cities.

Expat Living in Japan

For expatriates settling in Japan, typical monthly living costs can range from ¥250,000 to ¥400,000, depending on lifestyle and location. Rent for a one-bedroom apartment in a city center averages around ¥150,000, while groceries, utilities, and transportation can contribute significantly to overall expenses. When it comes to banking, Japan is heavily reliant on cash, and while credit cards are accepted in many places, some shops may only take cash. Therefore, it’s recommended to maintain a healthy balance of cash and a card. Online transfer services like Wise or OFX can be beneficial for managing international money transfers and are often better than local exchange rates. However, for day-to-day spending, using an ATM might provide more convenience. It's essential to check with your bank regarding international withdrawal fees and limits to ensure smooth financial operations in your new home.

 

View a full list of exchange rates by selecting your Base (from) currency: