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20 NZD to USD - Rate Guide

NZ Dollar to US Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

NZ$20 NZD
=
U$12.7 USD

Amounts converted at interbank mid-rate of 0.6349, see foreign transfers and travel money for available rates.

1 NZD = 0.6349 USD

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NZD to USD - Trading Range (90 Day)
4-DAY ▼ 1.6% (1d)60-DAY LOW (1d)
NZD/USD at 0.6348 was trading 2.7% below the 90-day average 0.6521 with a range 0.6329 to 0.6732. There are no current rate alerts.
21-Feb 5PM-NY 10PM-LON | 22-Feb 9AM-SYD

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Quick Conversions from NZ Dollar to US Dollar

NZD

USD

NZ$ 1
U$ 0.6349
NZ$ 5
U$ 3.1745
NZ$ 10
U$ 6.3490
NZ$ 20
U$ 12.70
NZ$ 50
U$ 31.75
NZ$ 100
U$ 63.49
NZ$ 250
U$ 158.73
NZ$ 500
U$ 317.45
NZ$ 1,000
U$ 634.90
NZ$ 2,000
U$ 1,270
NZ$ 5,000
U$ 3,175
NZ$ 10,000
U$ 6,349
NZ$ 50,000
U$ 31,745
NZ$ 100,000
U$ 63,490
More amounts

NZD

USD

NZ$ 1.5751
U$ 1
NZ$ 7.8755
U$ 5
NZ$ 15.75
U$ 10
NZ$ 31.50
U$ 20
NZ$ 78.76
U$ 50
NZ$ 157.51
U$ 100
NZ$ 393.78
U$ 250
NZ$ 787.55
U$ 500
NZ$ 1,575
U$ 1,000
NZ$ 3,150
U$ 2,000
NZ$ 7,876
U$ 5,000
NZ$ 15,751
U$ 10,000
NZ$ 78,755
U$ 50,000
NZ$ 157,510
U$ 100,000
More amounts

To calculate specific NZD/USD amounts use our Convert NZD to USD quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/USD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

NZD to USD International Money Transfers

  

Foreign Transfer Providers Receive USD(U$)Exchange RateFee NZDTotal CostDeal Links
OFX logo
6,298 U$
Best Overall
0.62980^0.8%
WorldFirst logo
6,317 U$
U$19 more
0.631700.5%
TransferWise logo
6,310.65 U$
U$13 more
0.6343NZ$510.6%
ASB Bank International Money Transfers
ASB Bank logo
6,094.73 U$
U$203 less
0.611254%
HSBC logo
6,087.85 U$
U$210 less
0.6097NZ$154.11%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
6,039 U$
U$259 less
0.6070224.89%
ANZ Bank logo
6,036.12 U$
U$262 less
0.6047184.93%
TSB Bank International Money Transfers
TSB Bank logo
5,999.4 U$
U$299 less
0.606NZ$1005.51%
BNZ Bank International Money Transfers
BNZ Bank logo
5,974.65 U$
U$323 less
0.6035NZ$1005.9%
 
OFX logo
OFX: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.6298 (0.8% from mid-rate)
To Amount (USD)6,298 U$
Total Cost:0.8%
Time:
Rate Fetched: 6:09 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:0.6317 (0.5% from mid-rate)
To Amount (USD)6,317 U$
Total Cost:0.5%
Difference:
U$19 USD more than using OFX
Time:6:09 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
TransferWise logo
TransferWise: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:NZ$51 NZD (0.5% + NZ$1)
Exchange Rate:0.6343 (0.09% from mid-rate)
To Amount (USD)6,310.65 U$
Total Cost:0.6%
Difference:
U$13 USD more than using OFX
Time:6:09 Local
Transfer Speed:0-2 days
Services:Bank Transfers - Online, Foreign Currency Accounts + Multi-currency debit card
Rating:
 
: 4.6/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:0.6110 (3.76% from mid-rate)
To Amount (USD)6,094.73 U$
Total Cost:4%
Difference:
U$203 USD less than using OFX
Time:6:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:0.6097 (3.97% from mid-rate)
To Amount (USD)6,087.85 U$
Total Cost:4.11%
Difference:
U$210 USD less than using OFX
Time:6:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:0.6032 (4.99% from mid-rate)
To Amount (USD)6,039 U$
Total Cost:4.89%
Difference:
U$259 USD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
ANZ Bank logo
ANZ Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:0.6047 (4.76% from mid-rate)
To Amount (USD)6,036.12 U$
Total Cost:4.93%
Difference:
U$262 USD less than using OFX
Time:6:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.6060 (4.55% from mid-rate)
To Amount (USD)5,999.4 U$
Total Cost:5.51%
Difference:
U$299 USD less than using OFX
Time:6:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→USD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.6035 (4.95% from mid-rate)
To Amount (USD)5,974.65 U$
Total Cost:5.9%
Difference:
U$323 USD less than using OFX
Time:6:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 02/22/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers Amount USD(U$)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
618.50 U$
Best Overall
0.61850^2.58%
ASB Bank Foreign Currency
ASB Bank logo
603.41 U$
U$15 less
0.6095NZ$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
593.18 U$
U$25 less
0.6002NZ$106.57%
TSB Bank Foreign Currency
TSB Bank logo
590.14 U$
U$28 less
0.5961NZ$107.05%
BNZ Bank Foreign Currency
BNZ Bank logo
585.98 U$
U$33 less
0.5949NZ$157.71%
 
Travelex Online NZ logo
Travelex Online NZ: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.6185 (2.58% from mid-rate)
To Amount (USD)618.50 U$
Total Cost:2.58%
Time:
Rate Fetched: Sat Feb 22 2020 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.6095 (4% from mid-rate)
To Amount (USD)603.41 U$
Total Cost:4.96%
Time:6:09 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.6035 (4.95% from mid-rate)
To Amount (USD)593.18 U$
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 
TSB Bank logo
TSB Bank: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.5961 (6.11% from mid-rate)
To Amount (USD)590.14 U$
Total Cost:7.05%
Time:6:09 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Travel Money NZD→USD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.5949 (6.3% from mid-rate)
To Amount (USD)585.98 U$
Total Cost:7.71%
Time:6:09 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 02/22/2020 - View latest rates
 

Also here is a comparison table of the exchange rates and fees on some popular prepaid multi-currency debit cards.

Travel Card Providers Amount USD(U$)Exchange RateFee NZDTotal CostDeal Links
631.70 U$
Best Overall
0.631700.5%
618.60 U$
U$13 less
0.618602.57%
 
TransferWise: Travel Card NZD→USD
From Amount (NZD)NZ$1,000
Fee:
Exchange Rate:0.6317 (-0.5% from mid-rate)
To Amount (USD)631.70 U$
Total Cost:0.5%
Card Facts/Fees:
Time:0:00 Local
Currency Services:Multi-currency debit card with linked foreign bank accounts
Delivery/Collect:5-7 days
Rating:
 
: 4.6/5.0
Reviews:
 
Travelex Money Card: Travel Card NZD→USD
From Amount (NZD)NZ$1,000
Fee:undefined
Exchange Rate:0.6186 (-2.57% from mid-rate)
To Amount (USD)618.60 U$
Total Cost:2.57%
Card Facts/Fees:
10 Load Currencies: AUD USD EUR GBP NZD HKD SGD CAD JPY THB.
Overseas ATM withdrawal fee: FREE
Card Purchase Fee: $5.00
Maximum Load Amount: $100,000
Monthly Fee : $4 (after 12 months inactive)
Currency Conversion: 5.95% (when you withdraw
a currency not loaded on your card)
Offers 24/7 Global Emergency Assistance service with fee free emergency funds up to the available balance on the card
Time:
Rate Fetched: Sat Feb 22 2020 00:00:06 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 02/21/2020 - View latest rates
 

Country Guides (NZD & USD)

United StatesUnited States (USD)New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)
East TimorEast Timor (USD)EcuadorEcuador (USD)El SalvadorEl Salvador (USD)
British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)
Turks and Caicos IslandsTurks and Caicos Islands (USD)ZimbabweZimbabwe (USD)

NZD and USD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs USD, you should pay attention to the recent market trends for both currencies.

NZ Dollar (NZD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

US Dollar (USD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The US dollar held its value in 2019 despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

At its October meeting the Federal Reserve cut the target range for the federal funds rate to 1.5-1.75 percent, the third rate cut so far this year, amid soft inflation indicators and general worries about the economy. However the central bank also signaled a pause in the easing cycle.

Taking the blame for the economic downturn is US President Donald Trump, whose trade war policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.


How to get Best NZD to USD Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good NZD to USD exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the NZD to USD exchange rate to the present day for periods going back upto 10 years.

PeriodChange*NZD/USDDate
1 Day+0.3%0.633320 Feb 2020
7 Day-1.4%0.643614 Feb 2020
30 Day-3.7%0.659622 Jan 2020
3 Month-0.9%0.640623 Nov 2019
1 Year-6.8%0.681321 Feb 2019
5 Year-15.7%0.752722 Feb 2015
10 Year-8.7%0.695623 Feb 2010

*For period to 21-Feb 21UTC when NZD/USD was 0.6349

When is the best time to exchange NZD to USD?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup myBER FX Alerts

We help you Save Money on Exchange Rates.

 

View all NZD Exchange Rates