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Best Exchange Rates

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USD to CAD Calculator

United States Dollar to Canadian Dollar - Convert Compare Save

USD to CAD mid-rate = 1.3306

Right now the USD/CAD market mid-rate is 1.3306 and represents ideally how many Canadian Dollar you can get for one United States Dollar.

You can calculate equivalent United States Dollar to Canadian Dollar currency amounts (at mid-rate) below. Then select the transaction type to compare the best exchange rates available for USD to CAD transfers or buying CAD travel money.

USD / CAD Converter


$USD


$CAD
1 United States Dollar equals
1.3306 Canadian Dollar

Compare how much you can save on
USD/CAD exchange rates for:

Foreign Transfers Travel Cash/Cards

 
 
3 Month USD to CAD Chart
Loading USD/CAD rates

United States Dollar

Canadian Dollar

1 USD 1.3306 CAD
5 USD 6.6530 CAD
10 USD 13.31 CAD
20 USD 26.61 CAD
50 USD 66.53 CAD
100 USD 133.06 CAD
250 USD 332.65 CAD
500 USD 665.30 CAD
1,000 USD 1,330.60 CAD
2,000 USD 2,661.20 CAD
5,000 USD 6,653.00 CAD
10,000 USD 13,306.00 CAD
50,000 USD 66,530.00 CAD
100,000 USD 133,060.00 CAD
See more

United States Dollar

Canadian Dollar

0.7515 USD 1 CAD
3.7575 USD 5 CAD
7.5150 USD 10 CAD
15.03 USD 20 CAD
37.58 USD 50 CAD
75.15 USD 100 CAD
187.88 USD 250 CAD
375.75 USD 500 CAD
751.50 USD 1,000 CAD
1,503.00 USD 2,000 CAD
3,757.50 USD 5,000 CAD
7,515.00 USD 10,000 CAD
37,575.00 USD 50,000 CAD
75,150.00 USD 100,000 CAD
See more

CAD Country Guides
CanadaCanada

United States Dollar to Canadian Dollar (USD-CAD) - 10 Year History

The below table shows the historic variation in the USD/CAD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
09 Dec 20181.3324Latest
02 Dec 20181.32561 Week+0.51%
09 Nov 20181.32131 Month+0.84%
12 Jun 20181.30156 Months+2.37%
09 Dec 20171.28511 Year+3.68%
09 Dec 20161.31882 Years+1.03%
10 Dec 20131.06145 Years+25.53%
11 Dec 20081.232710 Years+8.09%

Best Rates for USD/CAD Transfers and Travel Money

The total transaction cost you will be charged is the margin from the mid-rate offered by your foreign exchange provider plus any fixed or percentage fees. These margins and fees will vary significantly for International Money Transfers and Travel Money transactions.

You can see a sample of the margins from mid-rate in the table below which shows an example of the costs charged by FX specialist and the average bank rate when sending money transfers from USD to CAD.

Compare USD to CAD Foreign Transfers vs the Banks

ProvidersAmount CADExchange RateFee USDTotal CostTransfer SpeedTransfer ServicesReviewsDeal Links
WorldFirst logoWorldFirst
$13,245 CAD
Top Provider
1.324500.4%1-2 daysOnline, Bank Account to Bank Account
 
OFX logoOFX
$13,245 CAD1.32450^0.4%1-2 daysOnline, Bank Account to Bank Account
 
Wells Fargo Bank logoWells Fargo Bank
$12,553 CAD
$CAD692 less
1.2576185.6%2-3 daysOnline, Branch, Bank Account to Bank Account
HSBC logoHSBC
$12,544 CAD
$CAD701 less
1.2563$155.67%2-3 daysOnline, Branch, Bank Account to Bank Account
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
$12,467.75 CAD
$CAD777 less
1.2541156.24%2-3 daysOnline, Branch, Bank Account to Bank Account
Bank of America logoBank of America
$12,387 CAD
$CAD858 less
1.2512$1006.85%2-3 daysOnline, Branch, Bank Account to Bank Account
U.S. Bank logoU.S. Bank
$12,387 CAD
$CAD858 less
1.2512$1006.85%2-3 daysOnline, Branch, Bank Account to Bank Account
WorldFirst: Foreign Transfer USD→CAD
USD amount:$10,000 USD
Fee:
Exchange Rate:1.3245 (0.4% from mid-rate)
CAD amount:$13,245 CAD
Total Cost:0.4%
Time:6:07 Local
Transfer Speed:1-2 days
Services:Online, Bank Account to Bank Account
Rating:
 
: 4.6/5.0
Reviews:
 
OFX: Foreign Transfer USD→CAD
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.3245 (0.4% from mid-rate)
CAD amount:$13,245 CAD
Total Cost:0.4%
Time:
Rate Fetched: 6:07 Local
Transfer Speed:1-2 days
Services:Online, Bank Account to Bank Account
Rating:
 
: 4.8/5.0
Reviews:
Wells Fargo Bank: Foreign Transfer USD→CAD
USD amount:$10,000 USD
Fee:18
Exchange Rate:1.2576 (5.43% from mid-rate)
CAD amount:$12,553 CAD
Total Cost:5.6%
Difference:
$CAD692 CAD less than using WorldFirst
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Rating:
: /5.0
Reviews:
HSBC: Foreign Transfer USD→CAD
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:1.2563 (5.53% from mid-rate)
CAD amount:$12,544 CAD
Total Cost:5.67%
Difference:
$CAD701 CAD less than using WorldFirst
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo

Foreign Transfer USD→CAD
USD amount:$10,000 USD
Fee:15
Exchange Rate:1.2486 (6.11% from mid-rate)
CAD amount:$12,467.75 CAD
Total Cost:6.24%
Difference:
$CAD777 CAD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Bank of America: Foreign Transfer USD→CAD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.2512 (5.91% from mid-rate)
CAD amount:$12,387 CAD
Total Cost:6.85%
Difference:
$CAD858 CAD less than using WorldFirst
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Rating:
: /5.0
Reviews:
U.S. Bank: Foreign Transfer USD→CAD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.2512 (5.91% from mid-rate)
CAD amount:$12,387 CAD
Total Cost:6.85%
Difference:
$CAD858 CAD less than using WorldFirst
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Rating:
: /5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers Get Quotes
Total Cost = provider fees + exchange rate margin vs USD/CAD mid-rate: 1.3298
Rates @ 12/10/2018

The below table shows an example of the margins and possible savings when you order travel money online with a currency specialist versus the average bank, kiosk or post office rate to buy foreign cash.

Compare USD to CAD Travel Money Exchange Rates vs the Banks

ProvidersAmount CADExchange RateFee USDTotal CostReviewsDeal Links
Wells Fargo Bank logoWells Fargo Bank
$1244.99 CAD
Top Provider
1.2704$206.38%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
$1244.90 CAD
$CAD0.09 less
1.2576$106.38%
U.S. Bank logoU.S. Bank
$1244.80 CAD
$CAD0.19 less
1.244806.39%
Travelex Online US logoTravelex Online US
$1190.10 CAD
$CAD55 less
1.19010^10.51%
 
Wells Fargo Bank: Travel Money USD→CAD
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:1.2704 (4.47% from mid-rate)
CAD amount:$1244.99 CAD
Total Cost:6.38%
Time:6:07 Local
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo

Travel Money USD→CAD
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:1.1636 (12.5% from mid-rate)
CAD amount:$1244.90 CAD
Total Cost:6.38%
U.S. Bank: Travel Money USD→CAD
USD amount:$1,000 USD
Fee:0
Exchange Rate:1.2448 (6.39% from mid-rate)
CAD amount:$1244.80 CAD
Total Cost:6.39%
Time:6:07 Local
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→CAD
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.1901 (10.51% from mid-rate)
CAD amount:$1190.10 CAD
Total Cost:10.51%
Time:
Rate Fetched: Mon Dec 10 2018 04:00:05 GMT+0000 (UTC)
Rating:
 
: 4.3/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers Get Quotes
Total Cost = provider fees + exchange rate margin vs USD/CAD mid-rate: 1.3298
Rates @ 12/10/2018

Why can't I just get the USD/CAD market rate I see on Google or in the Media?

The USD/CAD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / CAD was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/CAD midrate the better deal you are getting.

USD to CAD mid-rate on google

USD to CAD mid-rate on google search

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to CAD exchange rate

  1. Know the latest USD/CAD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.


Currency News, Research and Forecasts for United States Dollar and Canadian Dollar

Whenever you are interested in an exchange rate you are actually interested in two currencies due to the fact that the value of a currency must always be quoted in comparison to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs CAD, you should pay attention to both United States Dollar and Canadian Dollar news and forecasts.

United States Dollar (USD) - Market news and forecasts

2018 has been a good year for the dollar; certainly much better than 2017, in which the world’s reserve currency lost 10 percent of its value on a trade-weighted basis. Entering the third week of November 2018, the dollar stood nearly 5 percent higher than its level on January 1st. The dollar benefitted in the month leading up to this report from Brexit uncertainty in Europe and from a collapse in the oil market, which saw its value rise against petro-currencies.

Seasonality becomes an important supporting factor for the dollar approaching year-end, and especially in November. Since 2010, the dollar has averaged trade-weighted gains of 1.8 percent in November and 0.2 percent in December.

In September, Citibank said of the dollar’s 6-12-month outlook that 3-4 percent upside was likely, followed by an 11 percent loss in the long term. It predicted EUR/USD climbing as high as $1.30, from levels in the high $1.13s at the time of writing.

Like Citi, ING remain long-term bearish on the dollar. ING isn't ruling out interventions and jawboning from Washington aimed at weakening the dollar. President Trump clearly would like a far weaker currency.

J.P. Morgan said in November that the dollar would be worth slightly more in the first half of 2019, before weakening slightly in the second half of the year.

Canadian Dollar (CAD) - Market news and forecasts

5-December-18: In early December, the Canadian dollar traded at C$1.34 per USD — its weakest level in 18 months. It did so after traders revised down their expectations for future Canadian interest rate hikes following a dovish Bank of Canada meeting.

Also not helping the loonie in late 2018 has been the oil price which, by the time of this report, had slumped 30 percent from 2018 highs. Oil is Canada’s largest export.

In December, several FX analysts expressed a belief that inevitable OPEC production cuts will create a rebound in the oil market, which will drive the Canadian dollar higher throughout 2019.

Risks to the Canadian dollar include, of course, oil, and the return of global trade tensions. Tensions eased in early December when US and Chinese leaders agreed to suspend tariff increases for 3 months.

Also in December, Citibank offered a “long-term” (>18 months) forecast for USD/CAD of 1.2, representing potential CAD appreciation of 12 percent.


United States Dollar News and Forecasts

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Canadian Dollar at Cheapest in 18 Months; Buy It Now Ahead of 2019 Rebound
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Pound to Lose 25 Percent on Disorderly Brexit, Bank of England Warns
USD Slumps as Fed Signals Less Rate Hikes Ahead; AUD, NZD to Benefit Most