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USD to JPY - Exchange Rates Guide

US Dollar to Japanese Yen exchange rates can vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 
 

USD/JPY exchange rate (wholesale):

1 USD = 107.51 JPY

Sell USD / Buy JPY 

 
USD to JPY chart and trends
1-DAY0.5% (1d) 14-DAY-HI (3d)
USD/JPY at 107.51 was trading near AVG:107.77 with LO:106.1 and HI:111.33 (90 days). There are no current rate alerts.

US Dollar to Japanese Yen - Quick Conversions

USD JPY
U$ 1 ¥ 107.51
U$ 5 ¥ 537.55
U$ 10 ¥ 1,075
U$ 20 ¥ 2,150
U$ 50 ¥ 5,376
U$ 100 ¥ 10,751
U$ 250 ¥ 26,878
U$ 500 ¥ 53,755
U$ 1,000 ¥ 107,510
U$ 2,000 ¥ 215,020
U$ 5,000 ¥ 537,550
U$ 10,000 ¥ 1,075,100
U$ 50,000 ¥ 5,375,500
U$ 100,000 ¥ 10,751,000
More amounts
USD JPY
U$ 0.0093 ¥ 1
U$ 0.0465 ¥ 5
U$ 0.0930 ¥ 10
U$ 0.1860 ¥ 20
U$ 0.4651 ¥ 50
U$ 0.9302 ¥ 100
U$ 2.3255 ¥ 250
U$ 4.6510 ¥ 500
U$ 9.3020 ¥ 1,000
U$ 18.60 ¥ 2,000
U$ 46.51 ¥ 5,000
U$ 93.02 ¥ 10,000
U$ 465.10 ¥ 50,000
U$ 930.20 ¥ 100,000
More amounts

To calculate other USD/JPY amounts try our home-page Convert USD to JPY quick converter.


Comparing Retail Exchange Rates

The total cost for 'Retail' exchange rates you receive from your bank or foreign exchange provider consists of the margin from the 'Wholesale' rate (interbank mid-rate) plus any fixed or percentage fees.

These margins and fees can vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions. Also the exchange rate margin will also vary depending on the currency pair and total amount.

 
 

USD to JPY International Money Transfers

Provider ReviewReceive JPY(¥)Exchange RateFee USDDeal Links
XE
> Best Overall
¥105,890
1.5%
105.890
OFX
¥104,780
2.54%
104.780^
HSBC logo
HSBC
¥102,736
4.44%
¥3,154 less
102.89U$1.50
U.S. Bank logo
U.S. Bank
¥102,470
4.69%
¥3,420 less
102.470
Bank of America logo
Bank of America
¥100,933
6.11%
¥4,957 less
102.47U$15
Wells Fargo Bank logo
Wells Fargo Bank
¥100,930
6.12%
¥4,960 less
102.99U$20
Banks - Average Rate
U.S. Bank logo Bank of America logo HSBC logo Wells Fargo Bank logo
¥101,767
5.34%
¥4,123 less
102.7115
XE
 
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XE: Foreign Transfer USD→JPY
From Amount (USD)U$1,000
Fee:
Exchange Rate:105.89 (1.5% from mid-rate)
To Amount (JPY) ¥105,890
Total Cost:1.5%
Time:6:29 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Speak to Dealers
Rating:
 
: 3.5/5.0
Review:


Compare XE Rates
OFX
 
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OFX: Foreign Transfer USD→JPY
From Amount (USD)U$1,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:104.78 (2.54% from mid-rate)
To Amount (JPY) ¥104,780
Total Cost:2.54%
Time:
Rate Fetched: Sat Jul 04 2020 06:02:41 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Speak to Dealers, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Review:


Compare OFX Rates
HSBC
 
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HSBC: Foreign Transfer USD→JPY
From Amount (USD)U$1,000
Fee:U$1.50 USD (.15%)
Exchange Rate:102.89 (4.29% from mid-rate)
To Amount (JPY) ¥102,736
Total Cost:4.44%
Difference:
¥3,154 JPY less than using XE
Time:6:29 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare HSBC Rates
U.S. Bank
 
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U.S. Bank: Foreign Transfer USD→JPY
From Amount (USD)U$1,000
Fee:0
Exchange Rate:102.47 (4.68% from mid-rate)
To Amount (JPY) ¥102,470
Total Cost:4.69%
Difference:
¥3,420 JPY less than using XE
Time:6:29 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare U.S. Bank Rates
Bank of America
 
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Bank of America: Foreign Transfer USD→JPY
From Amount (USD)U$1,000
Fee:U$15 USD (Minimum fee)
Exchange Rate:102.47 (4.68% from mid-rate)
To Amount (JPY) ¥100,933
Total Cost:6.11%
Difference:
¥4,957 JPY less than using XE
Time:6:29 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare Bank of America Rates
Wells Fargo Bank
 
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Wells Fargo Bank: Foreign Transfer USD→JPY
From Amount (USD)U$1,000
Fee:U$20 USD (Minimum fee)
Exchange Rate:102.99 (4.2% from mid-rate)
To Amount (JPY) ¥100,930
Total Cost:6.12%
Difference:
¥4,960 JPY less than using XE
Time:6:29 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare Wells Fargo Bank Rates
Banks - Average Rate
 
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Foreign Transfer USD→JPY
From Amount (USD)U$1,000
Fee:15
Exchange Rate:102.26 (4.88% from mid-rate)
To Amount (JPY) ¥101,767
Total Cost:5.34%
Difference:
¥4,123 JPY less than using XE
Transfer Speed:
Services:


 
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Snapshot 07/04/2020 - View live rates
 
 

USD to JPY - Travel Money & Cards

Provider ReviewAmount JPY(¥)Exchange RateFee USDDeal Links
TransferWise
> Best Overall
¥105,365
1.99%
106.97U$15.00
U.S. Bank logo
U.S. Bank
¥100,630
6.4%
¥4,735 less
100.630
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
¥99,624
7.33%
¥5,741 less
100.6315
Wells Fargo Bank logo
Wells Fargo Bank
¥98,617
8.27%
¥6,748 less
100.63U$20
Travelex Online
¥95,648
11.03%
95.64830^
TransferWise
 
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TransferWise: Travel Money USD→JPY
From Amount (USD)U$1,000
Fee:U$15.00 USD (1.5%)
Exchange Rate:106.97 (-0.5% from mid-rate)
To Amount (JPY) ¥105,365
Total Cost:1.99%
Time:6:29 Local
Currency Services:Multi-currency debit card with linked foreign bank accounts
Delivery/Collect:5-7 days
Rating:
 
: 4.6/5.0
Review:


U.S. Bank
 
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U.S. Bank: Travel Money USD→JPY
From Amount (USD)U$1,000
Fee:0
Exchange Rate:100.63 (-6.4% from mid-rate)
To Amount (JPY) ¥100,630
Total Cost:6.4%
Time:6:29 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Review:


Banks - Average Rate
 
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Travel Money USD→JPY
From Amount (USD)U$1,000
Fee:15
Exchange Rate:94.07 (-12.5% from mid-rate)
To Amount (JPY) ¥99,624
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-


Wells Fargo Bank
 
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Wells Fargo Bank: Travel Money USD→JPY
From Amount (USD)U$1,000
Fee:U$20 USD (Minimum fee)
Exchange Rate:100.63 (-6.4% from mid-rate)
To Amount (JPY) ¥98,617
Total Cost:8.27%
Time:6:29 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Review:


Travelex Online
 
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Travelex Online: Travel Money USD→JPY
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:95.6483 (-11.03% from mid-rate)
To Amount (JPY) ¥95,648
Total Cost:11.03%
Time:
Rate Fetched: Sat Jul 04 2020 06:15:03 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Review:


 
loading
Snapshot 07/04/2020 - View live rates
 
 

Japanese Yen (JPY) Country Guides

JapanJapan (JPY)

USDJPY blended flags

US Dollar and Japanese Yen Forecasts

When determining the best time to make a foreign exchange transaction, in this case the USD vs JPY, you should pay attention to the recent market trends for both currencies.

US Dollar (USD)

In early May the continuing coronavirus pandemic and an associated possible re-escalation in the US-China trade tensions has moved the market into safer currencies such as the USD and JPY.

Goldman Sachs and RBC Capital forecast a large drop for US dollar against Japanese Yen to continue with a USD/JPY rate of 95 in the near future.

The US dollar held its value in 2019 despite the US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

Read more in the article USD Forecasts.

 

Japanese Yen (JPY)

NAB told Bloomberg TV that it sees a recovery in Asian currencies in the 2nd half of the year if the coronavirus comes under control.

Earlier in the year the threat of proxy war between the US and Iran in Ira helped bring on gains in the Japanese yen and US dollar plus currencies pegged to the greenback such as the Hong Kong dollar.

Last year, HSBC warned against thinking that yen-supporting safe-haven flows would soon stop, implying that the yen could have more upside potential in the near term. The bank highlighted the “desolation and destruction” (an exaggeration) present in many major economies and currencies. “You can never get too high,” the bank’s chief analyst said.

Read more in the article JPY Forecasts.

How to get Best USD to JPY Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

 

What is a good USD to JPY exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the history of USD vs JPY.

The following table looks at the change in the USD to JPY historic exchange rate over a range of periods upto 10 years.

USD/JPY historic rateChange to 03-JulPeriod
107.1800  26 Jun 20200.3% ▲1 Week
109.0020  03 Jun 20201.4% ▼30 Days
108.4290  04 Apr 20200.9% ▼90 Days
107.8215  04 Jul 20190.3% ▼1 Year
122.4502  05 Jul 201512.2% ▼5 Years
87.6291  06 Jul 201022.7% ▼10 Years
USD/JPY 10 year historic rates & changes to 03-Jul-2020 : 107.5065
 

When is the best time to exchange USD to JPY?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup BER.me FX Alerts