Best USD to JPY Exchange Rates - Compare & Save

In this US dollar to Japanese yen guide:

1 USD = JPY

USD to JPY at 135.0 is 1.1% above its 90-day average 133.5 with range 126.8-139.0.

10-AUG 7AM-NY 12PM-LON 7PM-HK 9PM-SYD

Sell USD → Buy JPY

Track Rate

7-DAY▲+2.6%

The Japanese yen continues to lose ground against the US dollar. For reference, with USD/JPY hitting 136 in July — a more than 20-Year Low for the yen.

Yen weakness against the greenback stems from the interest rate differentials between Japan and the US. The market expects that the Fed Reserve will continue to hike rates aggressively, while the BOJ is committed to low interest rates.

USD-JPY Forecasts

Date	USD/JPY	Change	Period
26 Jul 2022	136.97	1.4% ▼	2 Week
11 May 2022	129.85	4% ▲	3 Month
09 Aug 2021	110.32	22.5% ▲	1 Year
10 Aug 2017	109.10	23.8% ▲	5 Year
11 Aug 2012	78.26	72.6% ▲	10 Year
14 Aug 2002	116.83	15.6% ▲	20 Year

USD/JPY change over periods to 09-Aug-2022

USD to JPY - Compare & Save

The below comparison table makes it easy to calculate the Total Cost you are being charged and the possible savings of using different FX providers.

Compare Transfer Rates : Send $10,000 USD → Receive JPY

Provider	Receive JPY	USD/JPY Rate	Cost
OFX Trusted brand in Foreign Exchange. Online & Phone. Helpful Dealers & support. Lock in an Exchange Rate with Spot & Forward Deals. 0.5%	10,000 USD = 1,342,800 JPY Up to 94,651 JPY more See more	134.28	0.5%	Visit OFX Best Value BER 0.5% Special Rate
WorldRemit Online Bank Transfers or Cash Pickup - e-Wallet payments. Large number of currencies. 1.44%	10,000 USD = 1,330,069 JPY Get ¥12,731 less See more	133.06	1.44%	Visit WorldRemitCompare Rate
Paypal The cost of sending money with PayPal is a fixed percentage (between 4 to 7 percent) of the amount being sent. 4.2%	10,000 USD = 1,292,800 JPY Get ¥50,000 less See more	129.28	4.2%	Compare Rate
TD Bank TD's profit margin is generally 4 - 8% depending on currencies and amounts. 4.5%	10,000 USD = 1,288,824 JPY Get ¥53,976 less See more	129.53	4.5%	Compare Rate On top of the FX margin TD has additional $50 fee to send foreign transfers from USD.
HSBC HSBC's profit margin is generally 2.5%-7% depending on currencies and amounts. 4.5%	10,000 USD = 1,288,817 JPY Get ¥53,983 less See more	129.14	4.5%	Compare Rate
Citibank Citibank's profit margin is generally 3 - 7% depending on currencies and amounts. 4.91%	10,000 USD = 1,283,258 JPY Get ¥59,542 less See more	128.48	4.91%	Compare Rate
Deutsche Bank Deutsche Bank's profit margin is generally 3 - 7% depending on currencies and amounts. 4.97%	10,000 USD = 1,282,446 JPY Get ¥60,354 less See more	129.54	4.97%	Compare Rate
Rate: 129.53 Click for details Rate: 125.83 Click for details Rate: 126.36 Click for details Rate: 128.48 Click for details Rate: 129.14 Click for details Rate: 129.54 Click for details Rate: 125.04 Click for details Rate: 125.83 Click for details Rate: 125.17 Click for details SHOW ALL 6.01%	10,000 USD = 1,268,425 JPY Get ¥74,375 less	127.21	6.01%	Average Bank Rate
Bank of America Bank of America's FX wire margin is generally 4.0% - 8.0% depending on currencies and amounts. 6.65%	10,000 USD = 1,259,809 JPY Get ¥82,991 less See more	126.36	6.65%	Compare Rate
CIBC CIBC's profit margin is generally 4 - 8% depending on currencies and amounts. 6.76%	10,000 USD = 1,258,300 JPY Get ¥84,500 less See more	125.83	6.76%	Compare Rate
U.S. Bank U.S. Bank's FX wire margin is generally 4.0% - 8.0% depending on currencies and amounts. 7.04%	10,000 USD = 1,254,525 JPY Get ¥88,275 less See more	125.83	7.04%	Compare Rate
Chase Bank Chase Bank's FX wire charge is generally 3.5% - 8.0% of your amount depending on the receive currency plus a fixed fee of $0-$50. 7.25%	10,000 USD = 1,251,700 JPY Get ¥91,100 less See more	125.17	7.25%	Compare Rate Chase Online foreign wires of $5,000 USD or more have no additional fee; and a $5 fee for sending less than $5,000 USD; In-branch fee is a flat $50.
Wells Fargo Bank Wells Fargo's FX wire margin is generally 3.0% - 8.0% depending on currencies and amounts. 7.51%	10,000 USD = 1,248,149 JPY Get ¥94,651 less See more	125.04	7.51%	Compare Rate
Xoom Xoom offers a fast way to send money, reload phones, and pay bills around the world. Xoom is owned by PayPal.	Above Xoom maximum amount. See more	Compare Rate
Wise Great rates for Transfers and Multi-currency Card. Get local accounts in 10 currencies.	Above Wise maximum amount. See more	Visit WiseCompare Rate

Cost % is Provider Rate Margin vs Mid-rate + Fees

USD/JPY=134.95

7-DAY▲+2.6%

My Rates

Transfers - United States to Japan

USD to JPY - Travel & Spend

USD/JPY Mid-rate Calculator

* This table compares FX rates & fees of selected FX specialists and banks for USD to JPY International Money Transfers. Providers must be well established, reputable and regulated in the US as licensed money transmitters. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.

Exchange rates available for foreign transfers and currency exchange always contain either a rate margin from the Latest USD to JPY Exchange Rate (shown above) or a transaction fee and often both!

Country Guides - US dollar & Japanese yen

United States (USD)

Japan (JPY)

How to get a good USD to JPY Exchange Rate

There are two important ways to save on Foreign Exchange, the first is minimising unnecessary or excessive costs and fees, and the other is to transact when the exchange rate is in your favour.

Reduce Excessive costs and fees

Generally speaking, if you are buying Japanese yen with US dollar, then it's good for the USD/JPY exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

You can also read our practical guide to getting the Best Deals for your Foreign Transfers and Travel Money to Japan.

Will the US dollar rise against the Japanese yen?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/JPY to your BestExchangeRates My Rates Watchlist to track and benefit from currency movements.

Manage My Rates

Rather than requiring you to set a target rate, our FX Alerts work differently.

Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP▲ DOWN▼ HIGH▲ LOW▼ alerts over a range of periods over the recent 90 days.

Related exchange rates