Loading...

USD to JPY - Exchange Rates

US Dollar to Japanese Yen exchange rates aren't all the same. The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees.

Foreign Exchange margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 USD = 108.96 JPY

   Sell USD / Buy JPY  Switch

USD to JPY 90-Day Trend
ALERT:4-DAY1.8% 🔔|
USD/JPY at 109.04 was trading near AVG:108.92 with LO:102.28 and HI:112.07 (90 days). ALERT: USD/JPY is UP 1.8% this 4-DAY period.
06-APR 9PM-NY 07-APR 2AM-LON 9AM-HK 11AM-SYD

Convert USD to JPY More Charts


Quick Conversions from US Dollar to Japanese Yen

USD JPY
U$ 1 ¥ 108.96
U$ 5 ¥ 544.80
U$ 10 ¥ 1,090
U$ 20 ¥ 2,179
U$ 50 ¥ 5,448
U$ 100 ¥ 10,896
U$ 250 ¥ 27,240
U$ 500 ¥ 54,480
U$ 1,000 ¥ 108,960
U$ 2,000 ¥ 217,920
U$ 5,000 ¥ 544,800
U$ 10,000 ¥ 1,089,600
U$ 50,000 ¥ 5,448,000
U$ 100,000 ¥ 10,896,000
More amounts
USD JPY
U$ 0.0092 ¥ 1
U$ 0.0459 ¥ 5
U$ 0.0918 ¥ 10
U$ 0.1835 ¥ 20
U$ 0.4589 ¥ 50
U$ 0.9177 ¥ 100
U$ 2.2943 ¥ 250
U$ 4.5885 ¥ 500
U$ 9.1770 ¥ 1,000
U$ 18.35 ¥ 2,000
U$ 45.89 ¥ 5,000
U$ 91.77 ¥ 10,000
U$ 458.85 ¥ 50,000
U$ 917.70 ¥ 100,000
More amounts

To calculate your own USD/JPY amounts use our Convert USD to JPY quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/JPY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

USD to JPY International Money Transfers

  

Foreign Transfer Provider Receive JPY(¥) Exchange RateFee USDDeal Links
OFX logo
¥1,070,900
1.77%
Best Overall
107.090^
XE logo
¥1,076,500
1.25%
¥5,600 more
107.650
Wells Fargo Bank logo
¥1,047,611
3.9%
¥23,289 less
104.9518
HSBC logo
¥1,046,827
3.97%
¥24,073 less
104.84U$15
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
¥1,040,439
4.56%
¥30,461 less
104.6515
Bank of America International Money Transfers
Bank of America logo
¥1,033,659
5.18%
¥37,241 less
104.41U$100
U.S. Bank International Money Transfers
U.S. Bank logo
¥1,033,659
5.18%
¥37,241 less
104.41U$100
 
OFX logo
OFX: Foreign Transfer USD→JPY
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:107.09 (1.77% from mid-rate)
To Amount (JPY) ¥1,070,900
Total Cost:1.77%
Time:
Rate Fetched: Mon Apr 06 2020 18:02:50 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE logo
XE: Foreign Transfer USD→JPY
From Amount (USD)U$10,000
Fee:
Exchange Rate:107.65 (1.25% from mid-rate)
To Amount (JPY) ¥1,076,500
Total Cost:1.25%
Difference:
¥5,600 JPY more than using OFX
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
Wells Fargo Bank logo
Wells Fargo Bank: Foreign Transfer USD→JPY
From Amount (USD)U$10,000
Fee:18
Exchange Rate:104.95 (3.73% from mid-rate)
To Amount (JPY) ¥1,047,611
Total Cost:3.9%
Difference:
¥23,289 JPY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer USD→JPY
From Amount (USD)U$10,000
Fee:U$15 USD (.15%)
Exchange Rate:104.84 (3.83% from mid-rate)
To Amount (JPY) ¥1,046,827
Total Cost:3.97%
Difference:
¥24,073 JPY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer USD→JPY
From Amount (USD)U$10,000
Fee:15
Exchange Rate:104.2 (4.42% from mid-rate)
To Amount (JPY) ¥1,040,439
Total Cost:4.56%
Difference:
¥30,461 JPY less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of America logo
Bank of America: Foreign Transfer USD→JPY
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:104.41 (4.22% from mid-rate)
To Amount (JPY) ¥1,033,659
Total Cost:5.18%
Difference:
¥37,241 JPY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Foreign Transfer USD→JPY
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:104.41 (4.22% from mid-rate)
To Amount (JPY) ¥1,033,659
Total Cost:5.18%
Difference:
¥37,241 JPY less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Provider Amount JPY(¥) Exchange RateFee USDDeal Links
Travelex Online US logo
¥97,072
10.95%
Best Overall
97.07230^
U.S. Bank Foreign Currency
U.S. Bank logo
¥94,160
13.62%
¥2,912 less
94.160
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
¥93,219
14.48%
¥3,853 less
94.16U$10
Wells Fargo Bank logo
¥92,277
15.35%
¥4,795 less
94.16U$20
 
Travelex Online US logo
Travelex Online US: Travel Money USD→JPY
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:97.0723 (10.95% from mid-rate)
To Amount (JPY) ¥97,072
Total Cost:10.95%
Time:
Rate Fetched: Mon Apr 06 2020 18:00:06 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Travel Money USD→JPY
From Amount (USD)U$1,000
Fee:0
Exchange Rate:94.16 (13.62% from mid-rate)
To Amount (JPY) ¥94,160
Total Cost:13.62%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money USD→JPY
From Amount (USD)U$1,000
Fee:U$10 USD (1%)
Exchange Rate:95.38 (12.5% from mid-rate)
To Amount (JPY) ¥93,219
Total Cost:14.48%
Currency Services:Branch
Delivery/Collect:-
 
Wells Fargo Bank logo
Wells Fargo Bank: Travel Money USD→JPY
From Amount (USD)U$1,000
Fee:U$20 USD (Minimum fee)
Exchange Rate:94.16 (13.62% from mid-rate)
To Amount (JPY) ¥92,277
Total Cost:15.35%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Country Guides (USD & JPY)

United StatesUnited States (USD)JapanJapan (JPY)East TimorEast Timor (USD)
EcuadorEcuador (USD)El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)
US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)Turks and Caicos IslandsTurks and Caicos Islands (USD)
ZimbabweZimbabwe (USD)

USDJPY blended flags

USD and JPY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs JPY, you should pay attention to the recent market trends for both currencies.

US Dollar (USD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The US dollar held its value in 2019 despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

At its October meeting the Federal Reserve cut the target range for the federal funds rate to 1.5-1.75 percent, the third rate cut so far this year, amid soft inflation indicators and general worries about the economy. However the central bank also signaled a pause in the easing cycle.

Taking the blame for the economic downturn is US President Donald Trump, whose trade war policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

Japanese Yen (JPY)

NAB told Bloomberg TV that it sees a recovery in Asian currencies in the 2nd half of the year if the coronavirus comes under control.

Earlier in the year the threat of proxy war between the US and Iran in Ira helped bring on gains in the Japanese yen and US dollar plus currencies pegged to the greenback such as the Hong Kong dollar.

Last year, HSBC warned against thinking that yen-supporting safe-haven flows would soon stop, implying that the yen could have more upside potential in the near term. The bank highlighted the “desolation and destruction” (an exaggeration) present in many major economies and currencies. “You can never get too high,” the bank’s chief analyst said.

Read more in the article JPY Forecasts.


How to get Best USD to JPY Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good USD to JPY exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the USD to JPY exchange rate to the present day for periods going back upto 10 years.

PeriodChange*USD/JPYDate
1 Day+0.5%108.717605 Apr 2020
7 Day+1.1%108.076330 Mar 2020
30 Day+3.7%105.315007 Mar 2020
3 Month+1.1%108.000207 Jan 2020
1 Year-2.2%111.712307 Apr 2019
5 Year-9.1%120.111408 Apr 2015
10 Year+17%93.378009 Apr 2010

*For period to 06-Apr 21UTC when USD/JPY was 109.2273

When is the best time to exchange USD to JPY?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup BER.me FX Alerts

We help you Save Money on Exchange Rates.

 

View all USD Exchange Rates