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USD/JPY - Rate Guide

United States Dollar to Japanese Yen exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

USD/JPY Exchange Rates and Providers Compared

This guide to the United States Dollar to Japanese Yen exchange rate with 90-day chart & alerts, historic rates, forecasts and USD to JPY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the USD/JPY Calculator.

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USD/JPY - 90 Day Rate Alerts

1 USD = 107.55 JPY

NO ALERTS for USD/JPY
USD/JPY over the last 90 days

View USD/JPY - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/JPY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

USD to JPY International Money Transfers

  

Foreign Transfer ProvidersReceive JPY(¥)Exchange RateFee USDTotal CostDeal Links
OFX logo
1,051,400 JPY
Best Overall
105.140^2.24%
XE logo
1,062,100 JPY
10,700 JPY
106.2101.25%
Wells Fargo Bank logo
1,028,545 JPY
22,855 JPY
103.04184.37%
HSBC logo
1,027,756 JPY
23,644 JPY
102.93$154.44%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
1,021,500 JPY
29,900 JPY
102.75155.02%
Bank of America International Money Transfers
Bank of America logo
1,014,849 JPY
36,551 JPY
102.51$1005.64%
U.S. Bank International Money Transfers
U.S. Bank logo
1,014,849 JPY
36,551 JPY
102.51$1005.64%
 

OFX logo

OFX: Foreign Transfer USD→JPY
From Amount:10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:105.14 (2.24% from mid-rate)
To Amount:1,051,400 JPY
Total Cost:2.24%
Time:
Rate Fetched: Sun Sep 22 2019 11:02:42 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer USD→JPY
From Amount:10,000 USD
Fee:
Exchange Rate:106.21 (1.25% from mid-rate)
To Amount:1,062,100 JPY
Total Cost:1.25%
Difference:
10,700 JPY more than using OFX
Time:12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

Wells Fargo Bank logo

Wells Fargo Bank: Foreign Transfer USD→JPY
From Amount:10,000 USD
Fee:18
Exchange Rate:103.04 (4.19% from mid-rate)
To Amount:1,028,545 JPY
Total Cost:4.37%
Difference:
22,855 JPY less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer USD→JPY
From Amount:10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:102.93 (4.3% from mid-rate)
To Amount:1,027,756 JPY
Total Cost:4.44%
Difference:
23,644 JPY less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→JPY
From Amount:10,000 USD
Fee:15
Exchange Rate:102.3 (4.88% from mid-rate)
To Amount:1,021,500 JPY
Total Cost:5.02%
Difference:
29,900 JPY less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logo

Bank of America: Foreign Transfer USD→JPY
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:102.51 (4.69% from mid-rate)
To Amount:1,014,849 JPY
Total Cost:5.64%
Difference:
36,551 JPY less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logo

U.S. Bank: Foreign Transfer USD→JPY
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:102.51 (4.69% from mid-rate)
To Amount:1,014,849 JPY
Total Cost:5.64%
Difference:
36,551 JPY less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount JPY(¥)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
100,670 JPY
Compare
100.6706.4%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
99,664 JPY
1,006 JPY
100.67$107.33%
Wells Fargo Bank logo
98,657 JPY
2,013 JPY
100.67$208.27%
Travelex Online US logo
96,058 JPY
4,612 JPY
96.05770^10.69%
 

U.S. Bank logo

U.S. Bank: Travel Money USD→JPY
From Amount:1,000 USD
Fee:0
Exchange Rate:100.67 (6.4% from mid-rate)
To Amount:100,670 JPY
Total Cost:6.4%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→JPY
From Amount:1,000 USD
Fee:$10 USD (1%)
Exchange Rate:94.11 (12.5% from mid-rate)
To Amount:99,664 JPY
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logo

Wells Fargo Bank: Travel Money USD→JPY
From Amount:1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:100.67 (6.4% from mid-rate)
To Amount:98,657 JPY
Total Cost:8.27%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online US logo

Travelex Online US: Travel Money USD→JPY
From Amount:1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:96.0577 (10.69% from mid-rate)
To Amount:96,058 JPY
Total Cost:10.69%
Time:
Rate Fetched: Sun Sep 22 2019 12:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

USD / JPY converter & margin calculator

$USD
¥JPY
mid-rates

Compare how much you can save on USD/JPY exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

United States Dollar

Japanese Yen

1 USD 107.55 JPY
5 USD 537.75 JPY
10 USD 1,075.50 JPY
20 USD 2,151.00 JPY
50 USD 5,377.50 JPY
100 USD 10,755.00 JPY
250 USD 26,887.50 JPY
500 USD 53,775.00 JPY
1,000 USD 107,550.00 JPY
2,000 USD 215,100.00 JPY
5,000 USD 537,750.00 JPY
10,000 USD 1,075,500.00 JPY
50,000 USD 5,377,500.00 JPY
100,000 USD 10,755,000.00 JPY
See more

United States Dollar

Japanese Yen

0.0093 USD 1 JPY
0.0465 USD 5 JPY
0.0930 USD 10 JPY
0.1860 USD 20 JPY
0.4649 USD 50 JPY
0.9298 USD 100 JPY
2.3245 USD 250 JPY
4.6490 USD 500 JPY
9.2980 USD 1,000 JPY
18.60 USD 2,000 JPY
46.49 USD 5,000 JPY
92.98 USD 10,000 JPY
464.90 USD 50,000 JPY
929.80 USD 100,000 JPY
See more
Country Guides (USD & JPY)
United StatesUnited States (USD)JapanJapan (JPY)East TimorEast Timor (USD)
EcuadorEcuador (USD)El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)
US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)Turks And Caicos IslandsTurks And Caicos Islands (USD)
ZimbabweZimbabwe (USD)

USD/JPY - Historical Trends

This table shows historic rates and trends of United States Dollar to Japanese Yen over periods upto 10 years.

PeriodChange*USD/JPYDate
1 Day-0.5%108.067219 Sep 2019
7 Day-0.5%108.085313 Sep 2019
30 Day+0.9%106.603021 Aug 2019
3 Month+0.2%107.315122 Jun 2019
1 Year-4.4%112.490520 Sep 2018
5 Year-1.3%108.970521 Sep 2014
10 Year+17.9%91.245322 Sep 2009

*For period to 20-Sep 21UTC when USD/JPY was 107.5500

You can use our USD interactive charts to check USDJPY historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

USDJPY blended flags

USD and JPY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs JPY, you should pay attention to the recent market trends for both currencies.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

Japanese Yen (JPY)

The yen was the star performer in the weeks leading up to this report (May-17), with appreciation driven by a flight to safety following a serious escalation in the US-China trade war. The benchmark yen rate, USD/JPY, was down in the mid-109s, having been as high as 112.4 in late April. Relatively speaking, against their April highs, other yen rates had fallen even more (NZD/JPY was down from 76 to 71.6).

In May, HSBC warned against thinking that yen-supporting safe-haven flows would soon stop, implying that the yen could have more upside potential in the near term. The bank highlighted the “desolation and destruction” (an exaggeration) present in many major economies and currencies. “You can never get too high,” the bank’s chief analyst said.

Read more in the article JPY Forecasts.

Why can't I just get the USD/JPY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / JPY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

USDJPY blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

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