Comparing USD/NZD Exchange Rates
You should always check the total cost for any exchange rate you are provided by banks or FX specialists. These exchange rates almost always contain a margin from the wholesale USD/NZD rate ( interbank mid-rate) plus fixed or percentage fees.
These margins and fees can vary significantly for USD to NZD International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions. Note the total cost will also vary on the currencies and total amount being exchanged.
Calculate other USD/NZD amounts (from or to) at mid-market with our USD to NZD Calculator .
US dollar and New Zealand dollar News
When determining the best time to make a foreign exchange transaction, in this case the USD vs NZD, you should pay attention to the recent market trends for both currencies.
US dollar (USD)
New Zealand dollar (NZD)
Country Guides - New Zealand dollar
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 Pitcairn (NZD) |  Tokelau (NZD) |
How to get Good USD to NZD Exchange Rates
There are two important ways to save on Foreign Exchange, the first is minimising unnecessary or excessive costs and fees, and the other is to transact when the exchange rate is in your favour.
Reduce Excessive costs and fees
All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
What is a good USD to NZD exchange rate?
This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US dollar vs New Zealand dollar current value is to look the USD/NZD historic rate and change over a range of periods.
The following table looks at the change in the USD to NZD exchange rate over periods from the previous week back to the last 10 years.
| USD/NZD | Change | Period |
|---|---|---|
| 1.3961 30 Apr 2021 | 1.6% ▼ | 1 Week |
| 1.4260 07 Apr 2021 | 3.7% ▼ | 30 Days |
| 1.3895 06 Feb 2021 | 1.1% ▼ | 90 Days |
| 1.6407 07 May 2020 | 16.3% ▼ | 1 Year |
| 1.4620 08 May 2016 | 6% ▼ | 5 Years |
| 1.2600 10 May 2011 | 9% ▲ | 10 Years |
USD/NZD 10 year historic rates & change to 07-May-2021 : 1.3738
Will the US dollar rise against the New Zealand dollar?
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/NZD to your BestExchangeRates My Rates Watchlist to track and benefit from currency movements.
Rather than requiring you to set a target rate, our FX Alerts work differently.
Once you add a currency pair for tracking in your watchlist we will automatically check the exchange rate for any UP▲ or DOWN▼ move over a range of periods over the recent 90 days.