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OFX EUR to PLN Exchange Rates & Currency Deals

EUR-PLN Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your OFX currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

OFX - EUR Rate Margin Analysis

The average EUR rate margin offered by OFX is 3.2%.

This average is based on individual EUR 10K transfer rates in the currency pairs from OFX that we monitor.

💡  It is important to note that these OFX rates are their public quoted rates and do not include our special BER/OFX deals rates which start at 0.5% for major currencies and improve for larger amounts. Please use our calculators to check these special rates and use our 'Visit OFX' links to secure these deals.

 

OFX - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by OFX for Euro (EUR 10K) transactions. Margins show the percentage difference from the mid-market rate.

OFX Best Value Rates (Lowest Margins)

Currency Pair OFX Rate Mid Market Rate Margin
EUR/USD 1.1489 1.1661 1.5%
EUR/GBP 0.8552 0.8683 1.5%
EUR/AUD 1.7646 1.7920 1.5%
EUR/HKD 8.9095 9.0578 1.6%
EUR/CAD 1.6071 1.6341 1.7%

OFX Worst Value Rates (Highest Margins)

Currency Pair OFX Rate Mid Market Rate Margin
EUR/TOP 2.4855 2.8076 11.5%
EUR/SBD 8.5720 9.6055 10.8%
EUR/MGA 4,664.89 5,197.63 10.2%
EUR/PGK 4.6091 4.9837 7.5%
EUR/PEN 3.7628 3.9564 4.9%
 
   

EUR to PLN Market Data

Euro (EUR) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell EUR   →   Buy PLN
1 EUR = 4.2125 PLN
1d0.0%
 
EUR to PLN is at 7-day highs near 4.2129, just below its 3-month average, having traded in a stable 1.7% range from 4.2040 to 4.2747
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Tracker

Currency Forecasts related to EUR/PLN

EUR to PLN 2026 Forecasts

Bias: bearish-to-range-bound, current EUR/PLN sits below the 90-day average and in the lower half of the three-month range.

Read forecast

EUR to USD 2026 Forecasts

Bias: EUR/USD is range-bound, trading near the 90-day average and in the middle of its three-month range, with limited immediate shifts as traders await...

Read forecast

USD to PLN 2026 Forecasts

Bias: bearish-to-range-bound, current USD/PLN sits below its 90-day average and in the lower half of the three-month range.

Read forecast

EUR/PLN stuck in a bear/range, below 90D avg and near the lower end of 3M range. ECB firmer than Poland; NBP paused, oil volatile, PLN sensitive to eurozone data. Upside: eurozone growth; downside: stronger Polish growth or NBP easing. Bias bearish-to-range-bound, current EUR/PLN sits below the 90-day average and in the lower half of the three-month range. Key drivers - Rate gap: ECB policy remains firmer than Poland’s, with the NBP pausing cuts, widening the policy gap in favour of the euro and leaving PLN more sensitive to euro-zone data. - Oil trend: crude sits at multi-week highs with notable volatility; the higher oil price supports euro-area inflation paths and tends to keep the euro firm, while risk-off moves can lift the zloty and weigh on EUR/PLN. - Macro: Poland’s economy is expected to grow solidly in 2026, supported by EU funds and resilient domestic demand, a combination that underpins PLN despite policy tightening in nearby economies. Range EUR/PLN is likely to drift within the recent 3-month range, with a bias toward the lower end given the current position below the 90-day average. What could change it - Upside risk: stronger euro-zone growth or a clearer ECB tilt toward tighter policy could push EUR higher. - Downside risk: stronger Polish growth or renewed NBP easing could lift PLN and push EUR/PLN lower

 

EUR to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Euro are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different EUR amounts at today’s rate * :

EUR PLN
€ 1 4.2125
€ 5 21.06
€ 10 42.13
€ 20 84.25
€ 50 210.63
€ 100 421.25
€ 250 1,053
€ 500 2,106
€ 1,000 4,213
€ 2,000 8,425
€ 5,000 21,063
€ 10,000 42,125
€ 20,000 84,250
€ 50,000 210,625
€ 100,000 421,250
EUR PLN
0.2374 zł 1
1.1870 zł 5
2.3740 zł 10
4.7480 zł 20
11.87 zł 50
23.74 zł 100
59.35 zł 250
118.70 zł 500
237.40 zł 1,000
474.80 zł 2,000
1,187 zł 5,000
2,374 zł 10,000
4,748 zł 20,000
11,870 zł 50,000
23,740 zł 100,000

More amounts

*Converted at the current EUR-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the OFX Send Money conversion rate for EUR to PLN?

The OFX EUR to PLN exchange rate is 4.1999. This is -0.3% compared to the latest EUR-PLN mid-market rate 4.2125.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Euro (EUR) to Polish zloty (PLN) rates from different sources before making a conversion.

The above OFX - Euro to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by OFX and other foreign exchange providers against the latest EUR-PLN mid-rate and the possible savings of using various providers. 

How do OFX EUR-PLN rates compare between providers?

Looking at the full EUR to PLN - Send Money comparison table the provider with the best EUR to PLN exchange rate is OFX at 4.1999, -0.3% from the latest mid-market rate 4.2125.

The next best is XE at 4.1872, -0.6% from the mid-rate.

Then Wise at 4.1861, which is -0.63% from the mid-rate.

The Western Union rate is 4.1704 which is -1% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like OFX or platforms that offer rates closer to the mid-market rate.

 

Compare EUR to PLN Transfer Rates

   

View a full list of exchange rates by selecting your Base (from) currency: