Understanding the Table:
The comparison table above helps you see the total cost of your Royal Bank of Scotland currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
No margin analysis data available for Royal Bank of Scotland at this time.
British pound (GBP) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the British pound against the US dollar is to review how the GBP/USD rate has changed over time.
The table below shows the percentage change in the GBP to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
| Date | GBP/USD | Change | Period |
|---|---|---|---|
17 Oct 2025 | 1.3427 | 2% ▼ | 2 Week |
02 Aug 2025 | 1.3282 | 1% ▼ | 3 Month |
31 Oct 2024 | 1.2898 | 2% ▲ | 1 Year |
01 Nov 2020 | 1.2926 | 1.7% ▲ | 5 Year |
03 Nov 2015 | 1.5421 | 14.7% ▼ | 10 Year |
05 Nov 2005 | 1.7576 | 25.2% ▼ | 20 Year |
To help you understand the real-world value of the current exchange rate, the table below shows how much British pound are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different GBP amounts at today’s rate * :
*Converted at the current GBP-USD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The Royal Bank of Scotland GBP to USD exchange rate is 1.2576. This is -4.4% compared to the latest GBP-USD mid-market rate 1.3155.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare British pound (GBP) to US dollar (USD) rates from different sources before making a conversion.
The above Royal Bank of Scotland - Sterling to Dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Royal Bank of Scotland and other foreign exchange providers against the latest GBP-USD mid-rate and the possible savings of using various providers.
Looking at the full GBP to USD - Send Money comparison table the provider with the best GBP to USD exchange rate is OFX at 1.3089, -0.5% from the latest mid-market rate 1.3155.
The next best is Wise at 1.3089, -0.5% from the mid-rate.
Then XE at 1.3076, which is -0.6% from the mid-rate.
The Western Union rate is 1.3023 which is -1% from the mid-rate.
Among the banks the Lloyds Bank rate is 1.2497 at -5% the Royal Bank of Scotland rate is 1.2576 at -4.4% and the Barclays Bank rate is 1.2537 at -4.7% compared to the mid-rate 1.3155.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Royal Bank of Scotland often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
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