Switch .com Best Exchange Rates .com Best Exchange Rates .com Best Exchange Rates
BER

    Best NZD to PHP Exchange Rates Compared Live

    The live mid-rate NZD to PHP exchange rate is 32.75. Compare currency conversion rates - Reduce FX costs.

    NZD-PHP Loading Rates ...
     

     
    On March 8, the NZD/PHP exchange rate sits at 32.83, slightly below its 3-month average. FX analysts highlight volatility ahead as external factors impact commodity prices. The NZD's resilience from rising dairy prices may be tested by potential geopolitical tensions and tariffs. 10-Mar

     

    What is the best Send Money conversion rate for NZD to PHP?

    The best NZD to PHP exchange rate is our partner deal rate of 32.59 from OFX . This is -0.49% compared to the mid-market rate 32.75.

    The standard OFX NZD-PHP rate is 31.6154, -3.5% from the mid-rate. Visit OFX here to secure the better rate.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Philippine peso (PHP) rates from different sources before making a conversion.

    How do NZD-PHP rates compare between providers?

    Looking at our comparison table the best NZD to PHP exchange rate is 32.59 from OFX, -0.49% from the mid-market rate 32.75. The next best rate is 32.55 from XE, -0.61% from the mid-rate. Then Wise with 32.52 is -0.7% from the mid-rate.

    Among the banks, the ANZ Bank rate is 34.0619 at 4%, the BNZ Bank rate is 30.6 at -6.6%, and the TSB Bank rate is 30.4 at -7.2% compared to the mid-rate 32.75.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

     

    Compare Rates

     

    The Kiwi to Peso comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-PHP mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     
     

    NZD to PHP Market Data

    New Zealand dollar (NZD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell NZD   →   Buy PHP
    1 NZD =
    32.75We compare provider deals to this wholesale mid-market rate. Read more
    PHP
    -0.4%
    14d-lows
    NZD to PHP is at 14-day lows near 32.86, just below its 3-month average, having traded in a relatively stable 6.9% range from 31.79 to 33.97
    |
    Tracker

    Manage Tracker   


      1 PHP = 0.030536 NZD
    DateNZD/PHPChangePeriod
    25 Apr 2025
    33.56
    2.4% 2 Week
    08 Feb 2025
    32.85
    0.3% 3 Month
    09 May 2024
    34.60
    5.3% 1 Year
    10 May 2020
    30.96
    5.8% 5 Year
    12 May 2015
    33.08
    1% 10 Year
    14 May 2005
    38.63
    15.2% 20 Year
    NZD/PHP historic rates & change to 09-May-2025
     

    What are equivalent amounts of NZD and PHP?

    Here are some popular conversion amounts for NZD to PHP (New Zealand dollar to Philippine peso)*.

    NZD PHP
    NZ$ 1 32.75
    NZ$ 5 163.75
    NZ$ 10 327.50
    NZ$ 20 655.00
    NZ$ 50 1,638
    NZ$ 100 3,275
    NZ$ 250 8,188
    NZ$ 500 16,375
    NZ$ 1,000 32,750
    NZ$ 2,000 65,500
    NZ$ 5,000 163,750
    NZ$ 10,000 327,500
    NZ$ 20,000 655,000
    NZ$ 50,000 1,637,500
    NZ$ 100,000 3,275,000
    NZD PHP
    NZ$ 0.0305 ₱ 1
    NZ$ 0.1527 ₱ 5
    NZ$ 0.3054 ₱ 10
    NZ$ 0.6107 ₱ 20
    NZ$ 1.5268 ₱ 50
    NZ$ 3.0536 ₱ 100
    NZ$ 7.6340 ₱ 250
    NZ$ 15.27 ₱ 500
    NZ$ 30.54 ₱ 1,000
    NZ$ 61.07 ₱ 2,000
    NZ$ 152.68 ₱ 5,000
    NZ$ 305.36 ₱ 10,000
    NZ$ 610.72 ₱ 20,000
    NZ$ 1,527 ₱ 50,000
    NZ$ 3,054 ₱ 100,000

    More amounts

    *Converted at the current NZDPHP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for NZD to PHP

     

    Recent forecasts for the NZD to PHP exchange rate indicate a complex landscape influenced by geopolitical factors and economic performance. Following U.S. President Donald Trump's announcement of a 10% tariff on imports from New Zealand, analysts predict potential headwinds for the New Zealand dollar (NZD). This tariff, seen as part of a wider trade skirmish, could dampen demand for New Zealand’s key commodities, thereby exerting downward pressure on the NZD.

    Read our full review of recent NZD to PHP forecasts.

     
    NZD to PHP flags

    How to get a good NZD to PHP exchange rate

    There are several ways to save on exchange rates when converting New Zealand dollar to Philippine peso:

    1. Shop around for the best NZD/PHP exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the NZD/PHP rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both NZD and PHP at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Philippine peso with New Zealand dollar, then it's better for the NZD/PHP exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to Philippines — a practical currency and money guide to travel in Philippines plus living and doing business with the Philippine peso.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

    Request Quotes

    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the New Zealand dollar rise against the Philippine peso?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add NZD/PHP to your personalised Rate Tracker to track and benefit from currency movements.

     
    Track Rate
     

    Manage Tracker   

     

    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    New ZealandNew Zealand (NZD)PhilippinesPhilippines (PHP)
     

    What is the cost of living in Philippines?

    The cost of living in Philippines is relatively low compared to other countries. Rent, food, and transportation are all relatively inexpensive.

    How is the expat life in Philippines?

    The expat life in Philippines can be quite comfortable. There is a wide variety of housing options available, from apartments to villas. Many expats live in gated communities with security guards. The cost of living is relatively low, and there are a number of good schools to choose from. English is widely spoken, which makes communication easy.

    Any laws in Philippines that foreigners should be aware of?

    There are many laws that foreigners should be aware of in the Philippines. Some of these laws include the following:

    The foreigner must obtain a visa before entering the Philippines.

    The foreigner must obtain a residence permit before living in the Philippines for more than three months.

    The foreigner must obtain a work permit before working in the Philippines.

    The foreigner must register with the Philippine Bureau of Immigration if he or she plans to stay in the Philippines for more than 60 days.

    What is doing business like in Philippines?

    In general, doing business in the Philippines is fairly easy. The country has a well-developed infrastructure and a relatively stable political environment. Businesses are generally free to operate without too much government interference. However, there are some bureaucratic procedures that can be time-consuming. Additionally, crime is a serious problem in the Philippines and businesses may be targets for theft or other crimes.

    How is the economy in Philippines?

    The Philippines has a mixed economy in which the government plays a regulatory role in ensuring that businesses operate fairly and equitably. The country is abundant in natural resources and labor, and its agricultural and manufacturing industries are growing. However, the Philippines faces challenges in terms of infrastructure, corruption, and poverty.

    Read more at our Philippines (PHP) country guide

       
     
     
     

    Related exchange rates


    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

    ^ Scroll back up to ^

    ^