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NZD to PHP Travel Money Compared

NZD-PHP Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

NZD to PHP Market Data

New Zealand dollar (NZD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy PHP
1 NZD = 34.37 PHP
+0.2% since yesterday
NZD to PHP is at 7-day highs near 34.32, 2.8% above its 3-month average of 33.39, having traded in a fairly volatile 8.3% range from 31.79 to 34.43
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Tracker

Is the NZD to PHP Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the Philippine peso is to review how the NZD/PHP rate has changed over time.

The table below shows the percentage change in the NZD to PHP exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateNZD/PHPChangePeriod
17 Jun 2025
34.26
0% 2 Week
02 Apr 2025
32.78
4.5% 3 Month
01 Jul 2024
35.64
3.9% 1 Year
02 Jul 2020
32.37
5.8% 5 Year
04 Jul 2015
30.15
13.6% 10 Year
06 Jul 2005
37.93
9.7% 20 Year
NZD/PHP historic rates & change to 01-Jul-2025
 

NZD to PHP Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Philippine peso across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD PHP
NZ$ 1 34.37
NZ$ 5 171.85
NZ$ 10 343.70
NZ$ 20 687.40
NZ$ 50 1,719
NZ$ 100 3,437
NZ$ 250 8,593
NZ$ 500 17,185
NZ$ 1,000 34,370
NZ$ 2,000 68,740
NZ$ 5,000 171,850
NZ$ 10,000 343,700
NZ$ 20,000 687,400
NZ$ 50,000 1,718,500
NZ$ 100,000 3,437,000
NZD PHP
NZ$ 0.0291 ₱ 1
NZ$ 0.1455 ₱ 5
NZ$ 0.2910 ₱ 10
NZ$ 0.5819 ₱ 20
NZ$ 1.4548 ₱ 50
NZ$ 2.9095 ₱ 100
NZ$ 7.2738 ₱ 250
NZ$ 14.55 ₱ 500
NZ$ 29.10 ₱ 1,000
NZ$ 58.19 ₱ 2,000
NZ$ 145.48 ₱ 5,000
NZ$ 290.95 ₱ 10,000
NZ$ 581.90 ₱ 20,000
NZ$ 1,455 ₱ 50,000
NZ$ 2,910 ₱ 100,000

More amounts

*Converted at the current NZD-PHP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
Philippines

Everyday Costs in in Philippines

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for the Philippines (ISO Code: PH)

When planning a one-week mid-range stay in the Philippines, travelers should budget around 25,000 to 35,000 PHP (approximately $440 to $615 USD). This amount can provide a comfortable experience, factoring in meals, accommodations, transportation, and activities. Here’s a rough breakdown of typical daily expenses:

  • 🍽️ Meal at a local restaurant: 200-400 PHP
  • ☕ Coffee: 50-150 PHP
  • 🚌 Public transport fare: 20-50 PHP
  • 📱 Prepaid SIM card: 300-700 PHP
  • 🏨 Budget hotel or Airbnb: 1,200-2,500 PHP

In general, the Philippines is considered an affordable travel destination compared to the United States, where a similar mid-range experience would often cost 30% more. Compared to the UK, the cost of living in the Philippines is significantly lower as well. Travelers will find that their money stretches further here, allowing for a richer experience without breaking the bank.

Living Costs and Money Tips for Expats

For expats moving to the Philippines, typical monthly living costs can range from 30,000 to 60,000 PHP ($530 to $1,060 USD), depending on lifestyle choices and location. This estimate covers rent, utilities, food, and transportation. In major urban areas like Manila or Cebu, you may encounter higher costs, while rural areas offer significantly cheaper living.

When it comes to managing your finances, using a combination of local banking and card usage is advisable. Many banks offer services specifically catering to expats, and using international cards like Visa and Mastercard is common. However, be wary of ATM fees. For sending and receiving money, online transfer services such as Wise or OFX often provide better exchange rates and lower fees compared to traditional banks or currency exchange services. In highly touristy areas, you may get slightly better rates by exchanging money locally, but it’s generally safer and more efficient to use an online transfer service to avoid fluctuating rates and additional fees.

 

Currency Forecasts related to NZD/PHP

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