Lloyds Bank PLN to GBP Exchange Rates - Compare & Save

Lloyds Bank Exchange Rates - Are you getting a good deal?

If you are a Lloyds Bank customer and looking to send money overseas through an International Money Transfer (IMT) or get some travel money, you can use the comparison table snapshot below for an indication of how Lloyds Bank exchange rates compare to alternative FX providers.

Lloyds Bank has the largest number of retail customers in the UK, with over 13 million customers. Lloyds Bank provides a range of financial products and services, including international money transfers (IMTs). Customers can use the bank's online or mobile banking platform to initiate an IMT, or they can visit a branch in person to request a transfer.

Lloyds Bank's foreign exchange rates for money transfers compare favorably with other major banks but not so well when compared to currency exchange specialists.

Lloyds Bank does provide customers with a clear breakdown of the fees associated with each transfer, including any exchange rate margins, transfer fees, and other charges. This transparency allows customers to compare the cost of their transfer with other providers and choose the most cost-effective option for their needs.

Lloyds Bank state that they don't charge extra fixed fees for Online overseas transfers. However, the true cost is in the exchange rate markup plus any correspondent and recipient bank charges.

Our research shows that on average, Lloyds Bank's markup on their foreign exchange rates is somewhere between 3.5 - 8%, depending on the amount you're sending, where you're sending it to and which currency will be received.

Extra Fees for Branch and Telephone: less than £5,000 is £20 and £5,000 or over is £35

PLN to GBP Market Data

Polish zloty (PLN) to British pound (GBP) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell PLN → Buy GBP

1 PLN = GBP

▼-0.6%

60d-lows

PLN to GBP is at 60-day lows near 0.1969, 1.5% below its 3-month average of 0.1999, having traded in a relatively stable 7.9% range from 0.1966 to 0.2121

16-MAY 8PM-NY 17-MAY 1AM-LON 8AM-HK 10AM-SYD

Tracker

Manage Tracker

1 GBP = 5.0798 PLN

Date	PLN/GBP	Period
26 Apr 2025	0.1998	2 Week
09 Feb 2025	0.1985	3 Month
10 May 2024	0.1998	1 Year
11 May 2020	0.1924	5 Year
13 May 2015	0.1756	10 Year
15 May 2005	0.1636	20 Year

PLN/GBP historic rates

What are equivalent amounts of PLN and GBP?

Here are some popular conversion amounts for PLN to GBP (Polish zloty to British pound)*.

PLN	GBP
zł 1	£ 0.1969
zł 5	£ 0.9845
zł 10	£ 1.9690
zł 20	£ 3.9380
zł 50	£ 9.8450
zł 100	£ 19.69
zł 250	£ 49.23
zł 500	£ 98.45
zł 1,000	£ 196.90
zł 2,000	£ 393.80
zł 5,000	£ 984.50
zł 10,000	£ 1,969
zł 20,000	£ 3,938
zł 50,000	£ 9,845
zł 100,000	£ 19,690

PLN	GBP
zł 5.0798	£ 1
zł 25.40	£ 5
zł 50.80	£ 10
zł 101.60	£ 20
zł 253.99	£ 50
zł 507.98	£ 100
zł 1,270	£ 250
zł 2,540	£ 500
zł 5,080	£ 1,000
zł 10,160	£ 2,000
zł 25,399	£ 5,000
zł 50,798	£ 10,000
zł 101,596	£ 20,000
zł 253,990	£ 50,000
zł 507,980	£ 100,000

More amounts

*Converted at the current PLNGBP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

Forecasts for PLN to GBP

17 MayRecent forecasts for the PLN to GBP exchange rate indicate a challenging landscape for the Polish zloty, which has fallen to 60-day lows near 0.1969, representing a 1.5% decline from its three-month average of 0.1999. Analysts attribute this weakness to the National Bank of Poland's unexpected interest rate cut, aimed at addressing a deteriorating economic outlook amidst a projected recession in Germany—a key trading partner for Poland. The zloty’s performance has also been hampered by the ongoing ramifications of the war in Ukraine, contributing to reduced exports and a general sense of economic instability.

Read our full review of recent PLN to GBP forecasts.

How to get a good PLN to GBP exchange rate

There are several ways to save on exchange rates when converting Polish zloty to British pound:

Shop around for the best PLN/GBP exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
Timing is important: Keep an eye on the PLN/GBP rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both PLN and GBP at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying British pound with Polish zloty, then it's better for the PLN/GBP exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to the United Kingdom — a practical currency and money guide to travel in the United Kingdom plus living and doing business with the British pound.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

Compare Rates

Will the Polish zloty rise against the British pound?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add PLN/GBP to your personalised Rate Tracker to track and benefit from currency movements.

Manage Tracker

Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

Currency Country Guides

United Kingdom (GBP)	Guernsey (GBP)	Isle of Man (GBP)
Jersey (GBP)	Poland (PLN)	South Georgia and South Sandwich Islands (GBP)

Expat and Business Guide to Life in the UK

The United Kingdom (UK) offers a rich blend of historical charm, modern infrastructure, and diverse opportunities, making it an attractive destination for expatriates and business professionals alike. Here's a comprehensive guide to help you settle in and thrive in the UK.

Read more at our United Kingdom (GBP) country guide