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USD to CAD Exchange Rates & Currency Deals

USD-CAD Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to CAD Market Data

US dollar (USD) to Canadian dollar (CAD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy CAD
1 USD = 1.3899 CAD
1d0.0%
 
USD to CAD at 1.3887 is just below its 3-month average, having traded in a very stable 3.3% range from 1.3664 to 1.4117
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Currency Forecasts related to USD/CAD

USD to CAD 2026 Forecasts

Bias: range-bound, with USD/CAD near the 90-day average and in the middle of the 3-month range.

Read forecast

USD to EUR 2026 Forecasts

Bias: Range-bound, because the pair sits near the 90-day average and in the middle of the three-month range.

Read forecast

USD to JPY 2026 Forecasts

Bias: Range-bound, as USDJPY sits above its 90-day average and near the upper end of the 3-month range, but policy signals are mixed due to diverging central bank paths.

Read forecast

Bias As of 15 Jan 2026, USD/CAD remains range-bound near the 90-day average, around the mid-point of a 3-month, 3.3% range. No outsized moves recently. Key drivers - Rate gap: Fed easing toward neutral contrasts with BoC policy already looser, keeping USD from a strong move unless data strengthens. - Risk/commodities: Oil remains near 90-day highs, supporting CAD as an oil exporter. - One macro factor: US unemployment fell, reducing expectations for rapid Fed easing. Range It has traded in a stable 3.3% range within the last three months and is likely to drift around the middle of that range. What could change it - Upside risk: stronger US data or a hawkish shift in Fed communication could push USD/CAD toward the upper end of the range. - Downside risk: softer US data or a slide in oil prices could pull USD/CAD toward the lower end. USD/CAD tweet (concise post) USD/CAD sits near the 90-day average, mid-point of a roughly 3-month 3.3% range. Fed easing toward neutral vs BoC looser keeps USD from a move unless data strengthens; oil at 90-day highs supports CAD

 

USD to CAD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Canadian dollar across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD CAD
$ 1 C$ 1.3899
$ 5 C$ 6.9495
$ 10 C$ 13.90
$ 20 C$ 27.80
$ 50 C$ 69.50
$ 100 C$ 138.99
$ 250 C$ 347.48
$ 500 C$ 694.95
$ 1,000 C$ 1,390
$ 2,000 C$ 2,780
$ 5,000 C$ 6,950
$ 10,000 C$ 13,899
$ 20,000 C$ 27,798
$ 50,000 C$ 69,495
$ 100,000 C$ 138,990
USD CAD
$ 0.7195 C$ 1
$ 3.5975 C$ 5
$ 7.1950 C$ 10
$ 14.39 C$ 20
$ 35.98 C$ 50
$ 71.95 C$ 100
$ 179.88 C$ 250
$ 359.75 C$ 500
$ 719.50 C$ 1,000
$ 1,439 C$ 2,000
$ 3,598 C$ 5,000
$ 7,195 C$ 10,000
$ 14,390 C$ 20,000
$ 35,975 C$ 50,000
$ 71,950 C$ 100,000

More amounts

*Converted at the current USD-CAD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to CAD?

The best USD to CAD exchange rate is 1.3829 from OFX . This is -0.5% compared to the mid-market rate 1.3899.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Canadian dollar (CAD) rates from different sources before making a conversion.

The above Dollar to Loonie comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CAD mid-rate and the possible savings of using various providers. 

How do USD-CAD rates compare between providers?

Looking at the full USD to CAD - Send Money comparison table the provider with the best USD to CAD exchange rate is OFX at 1.3829, -0.5% from the latest mid-market rate 1.3899.

The next best is XE at 1.3815, -0.6% from the mid-rate.

Then Western Union at 1.376, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 1.286 at -7.5% the Wells Fargo Bank rate is 1.2818 at -7.8% and the Citibank rate is 1.3458 at -3.2% compared to the mid-rate 1.3899.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to CAD Transfer Rates

   

View a full list of exchange rates by selecting your Base (from) currency: