Understanding the Table:
The comparison table above helps you see the total cost of your Wise currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
The average USD rate margin offered by Wise is 0.52%.
This average is based on individual USD 10K transfer rates in the currency pairs from Wise that we monitor.
The tables below show the best and worst exchange rate margins offered by Wise for US dollar (USD 10K) transactions. Margins show the percentage difference from the mid-market rate.
US dollar (USD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.
USD/CNY Outlook: Likely to decrease due to the rate being below its recent average and near recent lows, pressured by significant current dynamics.
USD/EUR Outlook: Bearish, as the rate is below its recent average and near recent lows, driven by ongoing USD weakness and uncertainty.
USD/JPY Outlook: The outlook is slightly weaker but likely to move sideways, as the rate is below its recent average and within the mid-range of its three-month movement.
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Chinese yuan across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
*Converted at the current USD-CNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The Wise USD to CNY exchange rate is 6.832. This is -1.7% compared to the latest USD-CNY mid-market rate 6.9479.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Chinese yuan (CNY) rates from different sources before making a conversion.
The above Wise - Dollar to Yuan comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest USD-CNY mid-rate and the possible savings of using various providers.
Looking at the full USD to CNY - Send Money comparison table the provider with the best USD to CNY exchange rate is Western Union at 6.8367, -1.6% from the latest mid-market rate 6.9479.
The next best is Wise at 6.832, -1.7% from the mid-rate.
Then OFX at 6.7511, which is -2.8% from the mid-rate.
Among the banks the Chase Bank rate is 6.4936 at -6.5% the Wells Fargo Bank rate is 6.4519 at -7.1% and the Citibank rate is 6.7715 at -2.5% compared to the mid-rate 6.9479.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Wise or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
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